Best Settle Up Alternatives in 2026
Updated
20 apps from personal finance software ranked against Settle Up on the same published basis.
- 1Settle Up vs SoFi
- 2Settle Up vs PocketSmith
- 3Settle Up vs EveryDollar
- 4Settle Up vs MoneyPatrol
- 5Settle Up vs Money Manager Ex
- 6Settle Up vs Rocket Money
- 7Settle Up vs Zaim
- 8Settle Up vs ClearCheckbook
- 9Settle Up vs Actual Budget
- 10Settle Up vs Emma
- 11Settle Up vs Talvo
- 12Settle Up vs Fireball
- 13Settle Up vs TimelyBills
- 14Settle Up vs WeMoney
- 15Settle Up vs dLedger
- 16Settle Up vs Finlynq
- 17Settle Up vs Klera
- 18Settle Up vs Bluecoins
- 19Settle Up vs HomeBank
- 20Settle Up vs Toshl Finance
Settle Up alternatives compared
| # | App | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | SoFi | 8.3 | Free plan | — | Android, iOS, Mac, Web, Windows |
| 2 | PocketSmith | 8.3 | Free plan | $9.99/mo | Android, API, iOS, Linux, Mac, Web, Windows |
| 3 | EveryDollar | 8.0 | Free plan | $17.99/mo | Web, iOS, Android |
| 4 | MoneyPatrol | 8.0 | Free plan | $1.67/mo | Linux, Mac, Windows |
| 5 | Money Manager Ex | 8.0 | Free plan | Free | Windows, Mac, Linux, iOS, Android |
| 6 | Rocket Money | 7.9 | Free plan | Free | Web, iOS, Android |
| 7 | Zaim | 7.9 | Free plan | Free | Web, iOS, Android |
| 8 | ClearCheckbook | 7.9 | Free plan | $2.49/mo | Web, iOS, Android |
| 9 | Actual Budget | 7.9 | Free plan | Free | Web, Windows, Mac, Linux |
| 10 | Emma | 7.8 | Free plan | £4.99/mo | Web, iOS, Android |
| 11 | Talvo | 7.7 | Free plan | €6/mo | Web, iOS, Android |
| 12 | Fireball | 7.7 | Free plan | NZD 10.99/mo | Web, iOS, Android |
| 13 | TimelyBills | 7.7 | Free plan | $2.08/mo | iOS, Android |
| 14 | WeMoney | 7.7 | Free plan | $9.99/mo | Web, iOS, Android |
| 15 | dLedger | 7.7 | Free plan | Free | Web, Windows, Mac, Linux |
| 16 | Finlynq | 7.6 | Free plan | Free | Web, iOS, Android |
| 17 | Klera | 7.6 | Free plan | ₹30/mo | iOS, Android |
| 18 | Bluecoins | 7.5 | Free plan | Free | iOS, Android |
| 19 | HomeBank | 7.5 | Free plan | Free | Windows, Linux, Mac |
| 20 | Toshl Finance | 7.5 | Free plan | Free | Web, iOS, Android |
Make your app an alternative to Settle Up
See the priceThe sponsored alternative slot on this page is labelled and never changes the order above.
Questions about Settle Up alternatives
What is the best alternative to Settle Up?
SoFi, number 1 in personal finance software with a score of 8.3 out of 10. The others here: PocketSmith, EveryDollar, MoneyPatrol and 16 more.
What is the best free alternative to Settle Up?
SoFi is the best-ranked alternative with a free plan. 20 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked free-and-open first: a usable free tier and open-source code, then the platforms it runs on and its documentation. Paid placements never change a rank.






























