EveryDollar

Overview

EveryDollar is a budgeting app for planning monthly spending, tracking bills and monitoring net worth. It is best for people who want a category-based budget and are willing to enter transactions manually on the free plan. Premium is the better fit if automatic bank imports and broader planning tools matter more than avoiding a subscription.

Key features

Free supports unlimited budget categories and lines, so a detailed plan does not run into a category cap. Manual transaction tracking keeps entries in the user’s hands, but it also means maintaining the budget yourself rather than relying on automatic imports. Bill due dates and sinking funds help organize recurring obligations and save toward future expenses.

Premium adds automatic bank transaction imports, paycheck and bill-date planning, custom reports and CSV export. That makes it more useful for people who want less manual entry, need to review their budget in more detail or want to work with exported data. Projected net-worth calculations extend planning beyond monthly cash flow; coaching and live Q&A add guidance for users who value support.

Pricing

Free costs nothing and includes monthly budgeting, manual transaction tracking, unlimited budget categories and lines, bill due dates and sinking funds. It is a sound starting point for users comfortable keeping transactions current themselves, but it does not include automatic imports or Premium’s expanded planning and reporting tools.

Premium costs $17.99 a month after a 14-day free trial. It adds automatic bank transaction imports, paycheck and bill-date planning, custom reports, CSV export, projected net-worth calculations, coaching and live Q&A. Choose it if those tools justify an ongoing monthly charge; the trial gives prospective subscribers a short period to assess the paid tier before billing begins.

The annual starting rate is $6.67 a month (annual), substantially below the monthly plan price when paid annually. Compare the annual commitment with the flexibility of monthly billing before subscribing.

Platforms

EveryDollar is available on web, iOS and Android. That combination suits people who want to manage a budget on a computer or mobile device.

Who it's for

EveryDollar is a good fit for people who prefer to assign income to monthly categories, plan bill due dates and build sinking funds. The free plan works best for someone willing to log transactions manually. Premium is more appropriate for users who want imports, paycheck and bill-date planning, more reporting options or coaching. Look elsewhere if you need a free plan with automatic transaction imports.

Pros and cons

• Pro: Unlimited budget categories and lines on Free allow detailed monthly plans without a category limit.
• Pro: Free includes bill due dates and sinking funds, covering recurring bills and planned future expenses without a paid subscription.
• Pro: Premium combines automatic imports with planning, reporting, export and coaching tools.
• Con: Free relies on manual transaction tracking, which takes ongoing effort.
• Con: Premium’s $17.99 a month price is a meaningful recurring cost for users who only need a basic monthly budget.

Alternatives

For a broader set of personal finance choices, browse Personal Finance Software.

Choose SoFi instead if you want a free budget planner paired with account linking, spending and cash-flow tracking, net-worth tracking and credit-score monitoring. Its Coach / Relay plan is free, and it runs on Android, iOS, macOS, web and Windows.

PocketSmith is an option for users who want a free plan with automatic bank feeds, manual imports, two dashboards and 12 budgets. Its listed platforms include web, mobile and desktop operating systems.

Choose GnuCash if you need free desktop software for personal or small-business accounting rather than a mobile budgeting app.

MoneyPatrol offers a free plan with core tracking and dashboard features, including income and expense tracking. It is available on Linux, macOS and Windows.

Money Manager Ex is a free, open-source option with no ads or charges and desktop and mobile availability.

Choose Rocket Money if subscription tracking, upcoming bill tracking and spending categorization are priorities alongside basic budgeting; its free plan works on web, iOS and Android.

Zaim offers free expense and income recording, budget and spending analysis, automatic bank and card connections, and receipt scanning on web and mobile.

ClearCheckbook is another free option, with unlimited transactions, accounts and categories plus budgeting, bill tracking and reports. Its Sync plan costs $2.49 a month.

Verdict

EveryDollar is a strong choice for people who want a structured monthly budget, bill due dates and sinking funds without paying for the basics. Its main limitation is the manual upkeep required on Free; choose Premium if imports and expanded planning tools are worth $17.99 a month, or look elsewhere if you want those capabilities without that recurring cost.