Freedom251 › Personal Finance Software
Zaim
by Zaim

What Zaim is
Zaim is a budgeting and expense-tracking service from Tokyo-based maker Zaim, founded in 2012. It is available on the web, iOS, and Android. Its free plan supports recording expenses and income, analyzing budgets and spending, connecting bank and card accounts automatically, and scanning receipts. Its free plan includes everyday money records and spending review.
Zaim also supports bill tracking, account synchronization, and report export. A 30-day trial is included in its pricing note. Premium plans are offered for the web and mobile app, each with monthly and annual options. Premium Web adds on-demand account updates, custom categories, asset and life-planning features, CSV history downloads, and ad removal. Premium app plans include premium mobile features, on-demand account updates, custom categories, and ad removal. The listed free plan costs nothing. Zaim’s free tools cover expense and income records, budgets, spending analysis, account connections, and receipt scanning, while its premium options add account update and organization features.
Who it suits
Zaim suits people who want to record income and expenses, review budgets and spending, and connect bank or card accounts. It is available to web users and people using iOS or Android, with premium options for both web and app.
What it does well
- Free plan includes expense and income recording.
- Provides budget and spending analysis.
- Automatically connects bank and card accounts on the free plan.
- Receipt scanning is included in the free plan.
- Supports bill tracking, account sync, and report export.
- Available on web, iOS, and Android.
What to know first
- The pricing note includes a 30-day trial.
- Premium features are split between web and app plans.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Free | Expense and income recording · Budget and spending analysis · Automatic bank and card connections · Receipt scanning | Free |
| Premium Web monthly | On-demand account updates · Custom categories · Asset and life-planning features · CSV history download · Ad removal | On request |
| Premium Web annual | On-demand account updates · Custom categories · Asset and life-planning features · CSV history download · Ad removal | On request |
| Premium app monthly | Premium mobile features · On-demand account updates · Custom categories · Ad removal | On request |
| Premium app annual | Premium mobile features · On-demand account updates · Custom categories · Ad removal | On request |
As zaim.net lists them, read 22 Sept 2026. The maker's own page has the final word.
Getting started
- Visit the Zaim website.
- Choose the web service, or use the iOS or Android app.
- Start with the Free plan for expense and income recording, budget and spending analysis, automatic bank and card connections, and receipt scanning.
- Choose a Premium Web or Premium app plan if you need its listed additional features.
Verdict
Choose Zaim if you want expense recording, budget and spending analysis, automatic bank and card connections, and receipt scanning in a service available on web and mobile. Look at the Premium plans if you need features such as on-demand account updates or custom categories. Premium web plans include asset and life-planning features and CSV history downloads; app plans list premium mobile features.
Questions
Is Zaim free?
Yes. Its Free plan is listed as free and includes expense and income recording, budget and spending analysis, automatic bank and card connections, and receipt scanning.
Which platforms does Zaim support?
Zaim is available on the web, iOS, and Android.
Does Zaim offer a trial?
Its pricing note includes a 30-day trial.
What do Premium Web plans include?
They include on-demand account updates, custom categories, asset and life-planning features, CSV history downloads, and ad removal.
What do Premium app plans include?
They include premium mobile features, on-demand account updates, custom categories, and ad removal.
Who makes Zaim?
The maker is Zaim, founded in 2012 and headquartered in Tokyo, Japan.
Facts from Zaim's own pages
- Account sync
- both · zaim.net, 22 Sept 2026
- Bill tracking
- Yes · zaim.net, 22 Sept 2026
- Budgeting tools
- Yes · zaim.net, 22 Sept 2026
- Founded
- 2012 · zaim.net, 28 Sept 2026
- Free plan
- Yes · zaim.net, 22 Sept 2026
- Headquarters
- Tokyo, Japan · zaim.net, 28 Sept 2026
- Mobile apps
- both · zaim.net, 22 Sept 2026
- Report export
- Yes · zaim.net, 22 Sept 2026
Where Zaim stands on Freedom251
- Personal Finance Software#12 of 181