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Powens combines financial-data access with payment workflows in one API platform. It connects accounts, savings, loans and investments across 1,800+ banks in 12 EU countries, with daily refreshes and transaction histories of three to 24 months depending on the bank. Its payment options include IBAN accounts, Direct Debit, Pay by Bank and instant SEPA transfers, which Powens says can deliver funds within 10 seconds. A free sandbox, SDKs and customizable connection widgets support integration work, while enterprise plans can include dedicated hosting and priority support.

  1. 1

    MX

    Free plan AndroidAPIiPhone+1

    US and Canadian account connections and enriched financial data — MX focuses on consumer-permissioned financial data, with direct OAuth verification in under five seconds and categorized transaction data.

    Free plan Visit site
  2. 2

    TrueLayer Data API

    Free plan AndroidAPIiPhone+1

    Bank and card data through a customizable authentication journey — TrueLayer Data API provides bank and card-level identity, account, balance and transaction data, with customizable or custom authentication flows.

    Pricing on request Visit site
  3. 3

    Belvo

    Free plan APIWeb

    Latin American financial data and payment services — Belvo focuses on Latin America, combining categorized banking data with Mexican direct debit and Brazilian Pix payments.

    Free plan Visit site
  4. 4

    CAMSfinserv Account Aggregator

    Free plan AndroidAPIWeb

    Consent-based sharing of Indian financial assets — CAMSfinserv is an RBI-licensed account aggregator with revocable consent and data-blind sharing across multiple financial asset types.

    Pricing on request Visit site
  5. 5

    Envestnet | Yodlee

    Free plan APIWeb

    Broad aggregation with enrichment and managed account linking — Yodlee aggregates data from more than 19,000 sources and adds FastLink account linking, transaction enrichment and refresh notifications.

    Free plan · pricing on request Visit site
  6. 6

    Open Bank Project

    Free plan APILinuxSelf-hosted+1

    Organisations building and managing financial APIs — Open Bank Project provides an API catalogue, gateway controls and developer tools for organisations creating and managing financial APIs.

    Pricing on request Visit site
  7. 7

    viaBanking Banking API

    Free plan Web

    European AIS and PIS access with a free sandbox — viaBanking combines AIS and PIS access in one connection, with a free sandbox and usage-based production billing.

    Free plan · pricing on request Visit site
  8. 8

    Paystack

    Free plan AndroidAPIiPhone+1
  9. 9

    IBANC pay-collect-control

    Free trial LinuxMacWindows
    6.0 From €279 Visit site
  10. 10

    Rotessa

    Free trial APIMacWeb+1
    6.0 From $17/mo Visit site
  11. 11

    AccessPay

    Paid APIWeb
    5.8 Pricing on request Visit site
  12. 12
  13. 13

    Squarepay

    Free plan Web
    5.7 Free plan Visit site
  14. 14

    Cashfree eNACH

    Paid APIWeb
    5.6 Pricing on request Visit site
  15. 15

    BRIAPI AutoDebit

    Paid API
    5.5 Pricing on request Visit site
  16. 16

    Cashbacs

    Paid Web
    5.5 Pricing on request Visit site
  17. 17

    Dwolla

    Paid APIWeb
    5.5 Pricing on request Visit site
  18. 18

    Front2Bax

    Paid Self-hostedWindows
    5.5 From £650/yr Visit site
  19. 19
    5.4 Pricing on request Visit site
  20. 20

    SlimPay

    Paid AndroidAPIiPhone+1
    5.4 Pricing on request Visit site
  21. 21

    ClearDebit

    Paid APIWeb
    5.3 Pricing on request Visit site
  22. 22
    5.3 Pricing on request Visit site
  23. 23

    Debit Success

    Paid APIWeb
    5.2 Pricing on request Visit site
  24. 24

    InterPay + DDMS

    Paid Web
    5.2 Pricing on request Visit site
  25. 25

    Razorpay e-Mandate

    Paid AndroidAPIiPhone+1
  26. 26

    SEPA.net

    Paid Web
    5.0 From €1.99/mo Visit site
  27. 27

    Twikey

    Paid APIWeb
    5.0 From €78/mo Visit site
  28. 28

    Bottomline PTX

    Paid Web
    4.7 Pricing on request Visit site

A different provider may fit better if a project needs stronger coverage in another region, a different consent or authentication model, or a narrower data focus. Powens pricing is on request, and its history window varies by bank; live connections can be maintained for six months. Compare geographic reach and account types, data enrichment, refresh behavior, payment support, integration tools and pricing. Also consider whether an alternative’s free access, platforms and authentication approach match the intended users and deployment.

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