Instead of BitPay
BitPay alternatives
BitPay combines cryptocurrency acceptance with settlement choices: businesses can receive fiat, cryptocurrency, or a mix, and bank settlement begins the next business day after conversion to local currency. Merchants can take payments online, in person, or through email billing, with recurring billing, payment links, ecommerce integrations, and developer APIs. Its free wallet app adds crypto buying, selling, swapping, and storage, plus gift cards and bill payments across mobile and desktop platforms.
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Helcim
by HelcimFree plan AndroidAPIExtension+4Businesses needing in-person, online, and invoice payment processing — Helcim focuses on conventional payment processing, with invoicing, virtual terminal, ACH, and point-of-sale tools rather than crypto settlement.
7.5 Visit site - 2
Airwallex Payments
Free plan AndroidAPIiPhone+1Businesses accepting global shopper payments — Airwallex adds cards, over 160 local payment methods, like-for-like settlement, and payment optimization and dispute tools.
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Checkout Page
Free plan APIiPhoneWebSellers building no-code checkout pages with Stripe — Checkout Page sells products and subscriptions through Stripe-powered pages, with upsells and cart-abandonment emails instead of crypto processing.
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Kill Bill
Free plan Open source APILinuxMac+3Teams building programmable subscription billing — Kill Bill is an open-source billing platform with usage-based pricing, gateway plugins, and self-hosting rather than turnkey crypto acceptance.
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Mollie
Free plan AndroidAPIiPhone+1Businesses taking payments across Europe and the UK — Mollie combines online and in-person business payments with invoicing and money-management products, rather than crypto-first processing.
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PayPal Invoicing
by PayPal InvoicingFree plan WebiPhoneAndroidFreelancers and small businesses billing clients — PayPal Invoicing centers on recurring, multi-currency invoices, online payments, and reminders rather than crypto acceptance and settlement.
Free plan Visit site - 7
Privacy.com
Free plan AndroidAPIExtension+2People masking online payment details with virtual cards — Privacy creates merchant-locked virtual cards with spend limits and single-use options, not merchant payment acceptance or crypto payouts.
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Checkout.com
Free plan AndroidAPIiPhone+1 - 9
doxo
Free plan AndroidiPhoneWeb - 10
InstaPayments
Free plan AndroidAPIiPhone+1 - 11
Midtrans
Free plan AndroidAPIiPhone+1 - 12
CashNotify
Free plan MacWindows - 13
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Paystack
Free plan AndroidAPIiPhone+17.2 Visit site - 15
MobilePay
Free plan AndroidiPhone - 16
Natural
Free plan APIWeb - 17
PayFacile
Free plan APIWeb - 18
Paymattic
Free plan Self-hostedWeb - 19
Pin Payments
Free plan APIiPhoneWeb - 20
Toast
Free plan AndroidAPIiPhone+17.0 Visit site - 21
Viva.com
Free plan AndroidAPIiPhone+1 - 22
Paycycle
Free plan Web - 23
Xendit
Free plan AndroidAPIiPhone+16.9 Visit site - 24
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Swipez
Free plan Web
A different tool may fit better if your customers pay by conventional methods, you need invoice-centered billing, or you want controls for online card spending rather than merchant crypto processing. BitPay’s merchant fees vary by monthly transaction volume, and Bill Pay is available only to US residents. When comparing options, consider supported payment methods and channels, how funds settle, and whether the product handles subscriptions, invoicing, fraud, integrations, or custom development. Check platform coverage and pricing too: some alternatives require another payment provider, while others focus on a specific payment or billing task.