Best Personal Finance Software in 2026
Updated
181ranked
9free plans on this page
A$2.50/molowest paid tier
12 Oct 2026last checked
9 of 15 with known pricing have a free tier;0 apps show full bars: free, open, on most devices and documented.
| # | App | Signal | Free tier | Open code | Devices | From | Score |
|---|---|---|---|---|---|---|---|
| 151 | My Financial LifeWindows · Mac · Linux | Two bars | 3 of 6 | Free | 5.5 | ||
| 152 | MonentoWindows · Mac · Linux · Android · iPhone | Three bars | 5 of 6 | Free | 5.5 | ||
| 153 | AceMoneyWeb · Windows · Mac · Linux · Android · iPhone | Three bars | 6 of 6 | $6.67/mo | 5.4 | ||
| 154 | FinArtWeb · Android · iPhone | Two bars | No | 3 of 6 | 5.4 | ||
| 155 | SiftIQ MoneyWindows | No signal | 1 of 6 | 5.4 | |||
| 156 | Lumina FinanceWeb · Self-hosted | One bar | 1 of 6 | Free | 5.4 | ||
| 157 | FudgetWindows · Mac · Android · iPhone | Two bars | 4 of 6 | 5.4 | |||
| 158 | Granite FinanceWeb · Android · iPhone | Two bars | No | 3 of 6 | $4/mo | 5.3 | |
| 159 | HoneyMoneyWeb · Android · iPhone | Two bars | 3 of 6 | 5.3 | |||
| 160 | CashewsWeb · Android · iPhone | Two bars | No | 3 of 6 | $5/mo | 5.3 | |
| 161 | FlyCashWeb | Two bars | 1 of 6 | Free | 5.3 | ||
| 162 | AcornsWeb · Android · iPhone | Two bars | No | 3 of 6 | $4/mo | 5.2 | |
| 163 | FinMooviWeb · Android · iPhone | One bar | 3 of 6 | 5.2 | |||
| 164 | PaisaMaxWeb · Android · iPhone | Two bars | 3 of 6 | Free | 5.2 | ||
| 165 | WieBetaaltWatWeb · Android · iPhone | Two bars | 3 of 6 | Free | 5.2 | ||
| 166 | SavernAndroid · iPhone | One bar | 2 of 6 | 5.1 | |||
| 167 | MuneemJiWeb · Android · iPhone | Two bars | No | 3 of 6 | ₹23.75/mo | 5.1 | |
| 168 | RaizWeb · Android · iPhone | Two bars | No | 3 of 6 | A$2.50/mo | 5.1 | |
| 169 | BudgetOSWeb · Self-hosted | No signal | 1 of 6 | 5.1 | |||
| 170 | CiviQWeb · Android | One bar | 2 of 6 | Free | 5.1 | ||
| 171 | Fortune CityAndroid · iPhone | Two bars | 2 of 6 | Free | 5.1 | ||
| 172 | BUDGTAndroid · iPhone | One bar | 2 of 6 | 5.0 | |||
| 173 | PenniesiPhone | One bar | 1 of 6 | 5.0 | |||
| 174 | 1MoneyAndroid | No signal | 1 of 6 | 5.0 | |||
| 175 | Accounts 3 CheckbookiPhone | One bar | 1 of 6 | 5.0 |
Compare all 25 in a table
| # | App | Score | Free plan | Free plan | Paid from | Budgeting tools | Bill tracking |
|---|---|---|---|---|---|---|---|
| 151 | My Financial Life | 5.5 | Free plan | Yes | Yes | Yes | |
| 152 | Monento | 5.5 | Free plan | Yes | $1/mo | ||
| 153 | AceMoney | 5.4 | Free plan | No | Yes | Yes | |
| 154 | FinArt | 5.4 | No | No | Yes | Yes | |
| 155 | SiftIQ Money | 5.4 | Yes | Yes | Yes | ||
| 156 | Lumina Finance | 5.4 | Free plan | Yes | Yes | ||
| 157 | Fudget | 5.4 | Yes | $14.99/mo | Yes | Yes | |
| 158 | Granite Finance | 5.3 | No | No | $7.99/mo | Yes | Yes |
| 159 | HoneyMoney | 5.3 | No | Yes | Yes | ||
| 160 | Cashews | 5.3 | No | No | $8.99/mo | Yes | Yes |
| 161 | FlyCash | 5.3 | Free plan | Yes | Yes | Yes | |
| 162 | Acorns | 5.2 | No | No | $4/mo | Yes | No |
| 163 | FinMoovi | 5.2 | Yes | Yes | Yes | ||
| 164 | PaisaMax | 5.2 | Free plan | Yes | Yes | ||
| 165 | WieBetaaltWat | 5.2 | Free plan | Yes | Yes | ||
| 166 | Savern | 5.1 | No | Yes | Yes | ||
| 167 | MuneemJi | 5.1 | No | No | Yes | Yes | |
| 168 | Raiz | 5.1 | No | No | |||
| 169 | BudgetOS | 5.1 | Yes | No | Yes | ||
| 170 | CiviQ | 5.1 | Free plan | Yes | Yes | Yes | |
| 171 | Fortune City | 5.1 | Free plan | Yes | Yes | ||
| 172 | BUDGT | 5.0 | No | Yes | Yes | ||
| 173 | Pennies | 5.0 | Yes | Yes | |||
| 174 | 1Money | 5.0 | Yes | Yes | |||
| 175 | Accounts 3 Checkbook | 5.0 | Yes | No | No |
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