Freedom251 › Personal Finance Software
Moneydance
by Moneydance

What Moneydance is
Moneydance is a paid personal finance application for managing budgets, bills, accounts, and net worth. It provides budgeting tools, bill tracking, and net-worth tracking, with automatic account synchronization and report export. Desktop and mobile apps are listed for Windows, macOS, Linux, iOS, and Android, allowing the same product family across computers and phones. The maker is Moneydance, headquartered in Edinburgh, Scotland, UK. Its listed Buy Once plan uses a one-time purchase model and includes a free upgrade to the next major release. No free plan is available. Moneydance brings several personal-finance tasks into one application: planning spending, monitoring bills, tracking overall net worth, keeping accounts synchronized, and exporting reports. Buyers can use the platform coverage to choose desktop or mobile access while considering whether a one-time purchase suits their payment preference.
Who it suits
Moneydance suits individuals or households seeking budgeting, bill, account, and net-worth tools across desktop and mobile systems. It is also suited to users who want automatic synchronization and report export.
What it does well
- Supports Windows, macOS, Linux, iOS, and Android
- Includes budgeting and bill-tracking tools
- Tracks net worth
- Automatically synchronizes accounts
- Exports reports
What to know first
- No free plan is available
- Uses a paid one-time purchase model
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Buy Once | One-time purchase · Free upgrade to the next major release | On request |
As moneydance.com lists them, read 19 Sept 2026. The maker's own page has the final word.
Verdict
Moneydance offers broad platform coverage with core budgeting, bill, synchronization, and reporting functions. Its Buy Once model may appeal to users preferring a one-time purchase, but no free plan is offered.
Facts from Moneydance's own pages
- Account sync
- automatic · moneydance.com, 19 Sept 2026
- Bill tracking
- Yes · moneydance.com, 19 Sept 2026
- Budgeting tools
- Yes · moneydance.com, 19 Sept 2026
- Free plan
- No · moneydance.com, 19 Sept 2026
- Headquarters
- Edinburgh, Scotland, UK · moneydance.com, 28 Sept 2026
- Mobile apps
- both · moneydance.com, 19 Sept 2026
- Net-worth tracking
- Yes · moneydance.com, 19 Sept 2026
- Report export
- Yes · moneydance.com, 19 Sept 2026
Where Moneydance stands on Freedom251
- Personal Finance Software#157 of 181