No. 153of 181 ·Personal Finance Software

Saveo

Name: Saveo
Price: 59.99 USD

Android · iPhone· paid plans from $5/mo

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Freedom report

One barScore 5.8

Free tierNo free tier
Runs widely2 of 6 device platforms
DocumentedPlans, terms and facts published

Saveo is ranked #153 of 181 in personal finance software on Freedom251. It runs on Android, iOS. There is no free plan. A free trial is offered. Paid plans start at $5/mo.

Saveo plans and pricing

All plans

Premium Annual $59.99/yr Prices are shown in USD in the US and CAD in Canada; billed through the App Store or Google Play. Unlimited bank and card connections · Automatic transaction categorization · Budgets with live over-limit alerts · Subscription detection and reminders · Cash-flow insights, heatmaps and forecasts · AI assistant by voice or text saveo.ca · 22 Sept 2026

Premium Monthly $12.99/mo Prices are shown in USD in the US and CAD in Canada; billed through the App Store or Google Play. Unlimited bank and card connections · Automatic transaction categorization · Budgets with live over-limit alerts · Subscription detection and reminders · Cash-flow insights, heatmaps and forecasts · AI assistant by voice or text saveo.ca · 22 Sept 2026

Monthly $12.99/mo $12.99/month; prices are USD in the US and CAD in Canada, billed through the App Store or Google Play. same features as Annual · cancel whenever you like saveo.ca · 12 Oct 2026

Annual $59.99/yr $59.99/year; prices are USD in the US and CAD in Canada, billed through the App Store or Google Play. 3-day free trial · unlimited bank and card connections · all listed features saveo.ca · 12 Oct 2026

Compared on personal finance software

Free plan: No
Budgeting tools: Yes
Bill tracking: Yes
Net-worth tracking: Yes
Account sync: both
Mobile apps: both

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The record

Purpose: Saveo connects accounts, categorizes transactions, and calculates a “safe to spend” amount for budgeting.
Bank connections: It connects banks and cards through Plaid, which the homepage says supports 12,000+ institutions across the US and Canada.
AI assistant: Mochi is a conversational assistant users can speak or type to, and it has four personalities.
Budgets: The app provides monthly and category budget views with live over-limit alerts.
Subscriptions: Saveo detects recurring payments automatically and lists them by due date with reminders.
Insights: Its insights include cash-flow views, a spending heatmap, and forecasts.
Imports: The plan includes CSV and PDF statement import.
Access limits: Saveo says it has read-only access and cannot move money, open accounts, or make payments.
Security: The maker lists AES-256 encryption at rest, TLS 1.3 in transit, certificate pinning, and biometric app locking.
Privacy: The security page says Saveo is GDPR and PIPEDA compliant and does not sell user data.
Integrations: Saveo names Plaid for bank connections, and its privacy policy also lists Vercel, Supabase, Firebase Analytics, OpenAI, and optional Google Sign-In as service providers or integrations.
Support: The maker provides [email protected] as its contact and security support email.
Intended users: The homepage describes Saveo as a budgeting app for people in the US and Canada who would rather not keep a spreadsheet.
Company: The site identifies the company as Saveo Technologies Inc. and says it is built in Canada.
Price from: $5/mo

Where it ranks on Freedom251

Best Personal Finance Software in 2026#153 of 181

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Sources

saveo.ca· checked 12 Oct 2026
saveo.ca/security· checked 12 Oct 2026
saveo.ca/privacy· checked 12 Oct 2026