No. 158of 181 ·Personal Finance Software

Granite Finance

Name: Granite Finance
Price: 7.99 USD

Web · Android · iPhone· paid plans from $4/mo

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Freedom report

Two barsScore 5.3

Free tierNo free tier
Runs widely3 of 6 device platforms
DocumentedPlans, terms and facts published

Granite Finance is ranked #158 of 181 in personal finance software on Freedom251. It runs on Android, iOS, Web. There is no free plan. A free trial is offered. Paid plans start at $4/mo.

Granite Finance plans and pricing

All plans

Monthly $7.99/mo $7.99 / month; billed monthly after the trial Complete Granite feature set · 7-day trial for eligible new subscribers granitefinance.io · 12 Oct 2026

Annual $47.99/yr $47.99 / year; one annual payment after the trial Complete Granite feature set · 7-day trial for eligible new subscribers granitefinance.io · 12 Oct 2026

Compared on personal finance software

Free plan: No
Paid from: $7.99/mo
Budgeting tools: Yes
Bill tracking: Yes
Account sync: both
Mobile apps: both

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The record

Purpose: Granite combines income, bills, savings, and connected spending into a daily budget showing how much users can spend.
Budget views: Users can see daily, weekly, and monthly safe-to-spend views that respond to eligible connected transactions.
Forecasting: Granite previews 30-day cash flow, upcoming expenses, expected deposits, and potential low-balance days.
Insights: Granite offers charts and AI-assisted insights about spending pace, recurring costs, categories, and monthly patterns.
Integrations: Granite uses Plaid to connect supported financial institutions and retrieve eligible account information.
Assistant access: Granite supports authorized, scoped assistant connections, and available tools can depend on subscription and settings.
Security: Granite says it does not receive or store bank login credentials and uses HTTPS/TLS to protect supported data flows in transit.
Privacy: Granite says it does not sell personal information and lets users disconnect institutions and request account and data deletion.
Device protection: On supported phones, users can optionally protect app access with device biometrics; Granite says it does not receive the biometric scan.
Notifications and widgets: Granite offers home-screen widgets, Apple Watch access, and optional push alerts when the daily budget changes significantly.
Availability: Granite says it is built for the US and Canada, and its supported bank connections currently cover those countries.
Free calculator: The public daily-spending calculator can be used without an account, bank connection, or subscription.
Support: Granite lists [email protected] as its contact email.
Price from: $4/mo

Where it ranks on Freedom251

Best Personal Finance Software in 2026#158 of 181

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Sources

granitefinance.io· checked 12 Oct 2026
granitefinance.io/security· checked 12 Oct 2026
granitefinance.io/pricing· checked 12 Oct 2026