Freedom251 › Personal Finance Software
Treasury
What Treasury is
Treasury is a personal finance app for account tracking, budgeting, recurring expenses, net worth, and an AI money advisor. It runs on the web, iPhone, and iPad, with iOS or iPadOS 15 or later required. Users can create ongoing spending budgets or goal budgets tied to an amount or milestone. Treasury detects subscriptions and recurring bills, shows upcoming charge dates, and flags price increases. Net-worth views include investments, assets, debts, available cash, and credit utilization. Through Plaid, it connects to more than 12,000 US financial institutions, including banks, cards, and investment accounts. Connections are read-only, so the app cannot transfer, withdraw, send, or spend money. Transaction history can be imported from Monarch, Rocket Money, Apple Card, or CSV, with duplicate detection and an undo window. Plans include a 14-day trial, costing 12.99 USD monthly or 95.00 USD yearly.
Who it suits
Treasury suits people who want budgeting, recurring-bill monitoring, account aggregation, and net-worth tracking in one app. It is intended for users with supported US financial connections or import files.
What it does well
- Budgets support spending pace and defined goals
- Tracks subscriptions and recurring bill increases
- Connects to more than 12,000 US institutions
- Read-only connections cannot move money
- Includes an AI money advisor
What to know first
- No free plan
- Connections are limited to read-only access
- iOS and iPadOS require version 15 or later
- Plaid connections focus on US institutions
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Everything included — annual | Billed yearly · Budgets and goals · Recurring bill and subscription tracking · Net-worth and investment tracking · AI money advisor | $95 a year |
| Everything included — monthly | Monthly billing · Budgets and goals · Recurring bill and subscription tracking · Net-worth and investment tracking · AI money advisor | $12.99 a month |
| Treasury membership (monthly) | $12.99 a month · Everything included · 14-day free trial | $12.99 a month |
| Treasury membership (annual) | $95 billed yearly · Everything included · 14-day free trial | $95 a year |
As treasury.sh lists them, read 22 Sept 2026. The maker's own page has the final word.
Verdict
Treasury brings budgeting, account visibility, recurring-charge tracking, and net-worth information together. Its read-only design and stated security controls may appeal to users who want oversight without transaction actions.
Facts from Treasury's own pages
- Account sync
- both · treasury.sh, 22 Sept 2026
- AI data handling
- Treasury says it does not use customer data to train or fine-tune models, and transaction identifiers are scrubbed before data is sent to Gemini for categorization. · treasury.sh, 11 Oct 2026
- Bill tracking
- Yes · treasury.sh, 22 Sept 2026
- Budgeting tools
- Yes · treasury.sh, 22 Sept 2026
- Budgets
- Users can create ongoing budgets for daily spending pace and goal budgets for a defined amount or milestone. · treasury.sh, 11 Oct 2026
- Cancellation and deletion
- Members can cancel anytime without a cancellation fee and retain access through the billing period; after cancellation, data is deleted within 30 days unless they resubscribe. · treasury.sh, 11 Oct 2026
- Connections
- Treasury connects through Plaid to more than 12,000 US financial institutions, including banks, credit cards, and investment accounts. · treasury.sh, 11 Oct 2026
- Free plan
- No · treasury.sh, 22 Sept 2026
- Imports
- Treasury can import transaction history from Monarch, Rocket Money, Apple Card, or CSV, with duplicate detection and an undo window. · treasury.sh, 11 Oct 2026
- Integrations and providers
- Treasury names Plaid for financial connections, Google Gemini API for AI features, Parallel Web Systems for live web search, and ElevenLabs for voice dictation. · treasury.sh, 11 Oct 2026
- Mobile apps
- ios · treasury.sh, 22 Sept 2026
- Net worth
- Treasury tracks net worth, investment account values, assets, debts, available cash, and credit utilization across accounts. · treasury.sh, 11 Oct 2026
- Net-worth tracking
- Yes · treasury.sh, 22 Sept 2026
- Purpose
- Treasury combines account tracking, budgeting, recurring expense tracking, net worth tracking, and an AI money advisor in one personal finance app. · treasury.sh, 11 Oct 2026
- Read-only access
- Connected accounts are read-only, so Treasury can view balances and transactions but cannot transfer, withdraw, send, or spend money. · treasury.sh, 11 Oct 2026
- Recurring charges
- Treasury detects subscriptions and recurring bills from bank activity, displays upcoming charge dates, and flags price increases. · treasury.sh, 11 Oct 2026
- Security
- Treasury says it uses 256-bit SSL encryption in transit, encryption at rest for sensitive data, security audits, vulnerability testing, and strict access controls. · treasury.sh, 11 Oct 2026
- Paid from
- 7.92 · treasury.sh, 22 Sept 2026
- Support
- Treasury lists [email protected] as its support contact. · treasury.sh, 11 Oct 2026
- Supported platforms
- Treasury is available on iPhone, iPad, and the web; the iOS/iPadOS app requires version 15 or later. · treasury.sh, 11 Oct 2026
Where Treasury stands on Freedom251
- Personal Finance Software#164 of 181