Treasury is a personal finance app for account tracking, budgeting, recurring expenses, net worth, and an AI money advisor. It runs on the web, iPhone, and iPad, with iOS or iPadOS 15 or later required. Users can create ongoing spending budgets or goal budgets tied to an amount or milestone. Treasury detects subscriptions and recurring bills, shows upcoming charge dates, and flags price increases. Net-worth views include investments, assets, debts, available cash, and credit utilization. Through Plaid, it connects to more than 12,000 US financial institutions, including banks, cards, and investment accounts. Connections are read-only, so the app cannot transfer, withdraw, send, or spend money. Transaction history can be imported from Monarch, Rocket Money, Apple Card, or CSV, with duplicate detection and an undo window. Plans include a 14-day trial, costing 12.99 USD monthly or 95.00 USD yearly.
Who it is for
Treasury suits people who want budgeting, recurring-bill monitoring, account aggregation, and net-worth tracking in one app. It is intended for users with supported US financial connections or import files.
What is good
- Budgets support spending pace and defined goals
- Tracks subscriptions and recurring bill increases
- Connects to more than 12,000 US institutions
- Read-only connections cannot move money
- Includes an AI money advisor
What to know first
- No free plan
- Connections are limited to read-only access
- iOS and iPadOS require version 15 or later
- Plaid connections focus on US institutions
Verdict
Treasury brings budgeting, account visibility, recurring-charge tracking, and net-worth information together. Its read-only design and stated security controls may appeal to users who want oversight without transaction actions.
Treasury plans and pricing
All plansCompared on personal finance software
- Free plan
- No
- Paid from
- $7.92/mo
- Budgeting tools
- Yes
- Bill tracking
- Yes
- Net-worth tracking
- Yes
- Account sync
- both
- Mobile apps
- ios
