SortMe is a personal finance platform that combines bank, mortgage, KiwiSaver, investment and business accounts in one view. It supports Android, iOS and web, with budgeting, bill tracking, net-worth tracking, account synchronisation and report export. Budgets can follow weekly, fortnightly or monthly pay cycles, using group or category caps and a Budget Cycle Review. Cashflow Forecast looks six to 12 months ahead, flags tight months with a Health Score and explains the outlook plainly. SortMe AI answers questions from connected transactions, accounts and goals while retaining conversation context. Connections use Akahu for major New Zealand banks, plus KiwiSaver, Sharesies, Kernel, Wise and CSV imports. Household sharing gives partners separate logins and one shared view. Pro adds separate entity books, deductible tagging, receipt prompts for spends of $500 or more and an EOFY accountant pack. SortMe says connections are read-only, data uses AES-256 encryption and user data is not sold or rented.
Who it is for
It is built for New Zealand households and is currently focused on New Zealand. It also suits users managing shared finances or separate business entities alongside personal accounts.
What is good
- Six-to-12-month cashflow forecasting
- Household sharing with separate logins
- Read-only bank connections
- AI answers using connected finances
- Report export and mobile apps
What to know first
- Focused on New Zealand users
- KiwiSaver sync excludes individual transactions
- It does not provide regulated financial advice
- Paid plans start at $29.00 USD per month
Verdict
SortMe brings household and business accounts, budgeting, forecasting and conversational AI into one financial view. New Zealand users should weigh its KiwiSaver limitation and advisory boundary against the shared-account and forecasting tools.
SortMe plans and pricing
All plansCompared on personal finance software
- Free plan
- No
- Budgeting tools
- Yes
- Bill tracking
- Yes
- Net-worth tracking
- Yes
- Account sync
- both
- Report export
- Yes
- Mobile apps
- both
