Best Personal Finance Software in 2026
Updated
181ranked
18free plans on this page
$1.67/molowest paid tier
12 Oct 2026last checked
18 of 22 with known pricing have a free tier;0 apps show full bars: free, open, on most devices and documented.
| # | App | Signal | Free tier | Open code | Devices | From | Score |
|---|---|---|---|---|---|---|---|
| 101 | LedgeKarAndroid | Two bars | 1 of 6 | ₹299/mo | 6.3 | ||
| 102 | ChipAndroid · iPhone | Two bars | 2 of 6 | £5.99/mo | 6.3 | ||
| 103 | BuddiWindows · Mac · Linux | Three bars | 3 of 6 | Free | 6.3 | ||
| 104 | SplitwiseWeb · Android · iPhone · API | Three bars | 3 of 6 | Free | 6.3 | ||
| 105 | HurdlrWeb · Android · iPhone | Three bars | 3 of 6 | $8.33/mo | 6.3 | ||
| 106 | Settle UpWeb · Windows · Android · iPhone | Three bars | 4 of 6 | Free | 6.3 | ||
| 107 | Liquid BudgetWeb · Android · iPhone | Two bars | 3 of 6 | 6.2 | |||
| 108 | MoneyspireWindows · Mac · Linux · Android · iPhone | Two bars | No | 5 of 6 | $99.99/mo | 6.2 | |
| 109 | BucketsWindows · Mac · Linux · Android · iPhone | Two bars | No | 5 of 6 | $64/mo | 6.2 | |
| 110 | Get BillAndroid · iPhone | One bar | 2 of 6 | €2.08/mo | 6.2 | ||
| 111 | My Expense BookWeb | Two bars | 1 of 6 | Free | 6.2 | ||
| 112 | ZoroiPhone | Two bars | 1 of 6 | Free | 6.2 | ||
| 113 | SubscroMac · iPhone | Two bars | 2 of 6 | $4.99/mo | 6.2 | ||
| 114 | HandWallet Expense ManagerWindows · Android | Two bars | 2 of 6 | Free | 6.2 | ||
| 115 | Copilot MoneyiPhone | One bar | No | 1 of 6 | $7.92/mo | 6.1 | |
| 116 | PromiiPhone | One bar | No | 1 of 6 | $11.67/mo | 6.1 | |
| 117 | HumanitiWeb · Android · iPhone | Three bars | 3 of 6 | Free | 6.1 | ||
| 118 | CofferWeb | Two bars | 1 of 6 | Free | 6.1 | ||
| 119 | GuildersWeb | No signal | 1 of 6 | 6.0 | |||
| 120 | KresusWeb · Self-hosted | One bar | 1 of 6 | Free | 6.0 | ||
| 121 | MoniqoWeb · Self-hosted | Two bars | 1 of 6 | Free | 6.0 | ||
| 122 | BudgetFlowWeb | One bar | 1 of 6 | $1.67/mo | 6.0 | ||
| 123 | UnspentiPhone | Two bars | 1 of 6 | $2.08/mo | 6.0 | ||
| 124 | KittysplitWeb · Android · iPhone | Three bars | 3 of 6 | €3/mo | 6.0 | ||
| 125 | SplidAndroid · iPhone | Two bars | 2 of 6 | Free | 6.0 |
Compare all 25 in a table
| # | App | Score | Free plan | From | Free plan | Paid from | Budgeting tools | Bill tracking |
|---|---|---|---|---|---|---|---|---|
| 101 | LedgeKar | 6.3 | Free plan | ₹299/mo | Yes | Yes | Yes | |
| 102 | Chip | 6.3 | Free plan | £5.99/mo | Yes | |||
| 103 | Buddi | 6.3 | Free plan | Free | Yes | Yes | ||
| 104 | Splitwise | 6.3 | Free plan | Free | Yes | |||
| 105 | Hurdlr | 6.3 | Free plan | $8.33/mo | Yes | |||
| 106 | Settle Up | 6.3 | Free plan | Yes | ||||
| 107 | Liquid Budget | 6.2 | No | Yes | Yes | |||
| 108 | Moneyspire | 6.2 | No | $99.99/mo | No | Yes | Yes | |
| 109 | Buckets | 6.2 | No | $64/mo | No | Yes | Yes | |
| 110 | Get Bill | 6.2 | €2.08/mo | Yes | Yes | |||
| 111 | My Expense Book | 6.2 | Free plan | Free | Yes | Yes | Yes | |
| 112 | Zoro | 6.2 | Free plan | Yes | ||||
| 113 | Subscro | 6.2 | Free plan | $4.99/mo | Yes | Yes | ||
| 114 | HandWallet Expense Manager | 6.2 | Free plan | Yes | Yes | |||
| 115 | Copilot Money | 6.1 | No | $7.92/mo | No | $7.92/mo | Yes | Yes |
| 116 | Promi | 6.1 | No | $11.67/mo | No | $11.67/mo | Yes | Yes |
| 117 | Humaniti | 6.1 | Free plan | Free | Yes | Yes | Yes | |
| 118 | Coffer | 6.1 | Free plan | Free | Yes | Yes | Yes | |
| 119 | Guilders | 6.0 | Yes | |||||
| 120 | Kresus | 6.0 | Free plan | Free | Yes | Yes | ||
| 121 | Moniqo | 6.0 | Free plan | Free | Yes | Yes | No | |
| 122 | BudgetFlow | 6.0 | Free plan | $1.67/mo | Yes | Yes | ||
| 123 | Unspent | 6.0 | Free plan | $2.08/mo | Yes | $2.99/mo | No | No |
| 124 | Kittysplit | 6.0 | Free plan | €3/mo | Yes | |||
| 125 | Splid | 6.0 | Free plan | Free | Yes | No | No |
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