Freedom251 › Personal Finance Software
Moneon
What Moneon is
Moneon is a personal-finance app for Android and iOS that records income and expenses and helps users organize spending. Entries can include a date, category, note, tag, location, and photo. Budget tools, spending summaries, visual reports, and charts support planning and review. The Free plan costs nothing and includes expense and income tracking, budgets, unlimited wallets, and spending summaries. Premium subscriptions add listed features such as shared wallets, debt tracking, reports, receipt photos, and data export. Shared wallets let household members identify transaction owners, view per-user statistics, and see a combined balance. Bank SMS text copied to the clipboard can be recognized and turned into a transaction with one tap. Voice entry is available from a home-screen widget, while iOS widgets show budgets, recent payments, and planned spending. Transactions can use any currency, with travel spending converted to euros, dollars, or a national currency at the current exchange rate. Simple business records, invoice sharing, and CSV or PDF reports are also described.
Who it suits
Moneon suits individuals and households tracking personal spending on Android or iOS. It can also fit users who need travel-currency handling or simple business records.
What it does well
- Free plan includes budgets and unlimited wallets
- Transactions support notes, tags, locations, and photos
- Shared wallets show owners and per-user statistics
- Voice entry and iOS widgets support quick updates
- Accepts any currency with automatic conversion
What to know first
- Account syncing is manual
- Premium features require a subscription
- Some listed features are limited to Premium
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Moneon Premium | Shared wallets · Debt tracking · Reports · Receipt photos · Data export | On request |
| Free | Free basic features | Free |
| Premium | Subscription; price shown in the in-app purchase dialogue · Premium features; auto-renews unless canceled | On request |
| Premium | Subscription; price shown in the in-app purchase dialogue · Premium features; auto-renews unless canceled | On request |
As moneon.co lists them, read 22 Sept 2026. The maker's own page has the final word.
Verdict
Moneon combines detailed transaction records with budgets, reports, widgets, and household wallets. Its free tier covers core tracking, while advanced sharing and reporting features are placed in Premium plans.
Facts from Moneon's own pages
- Account sync
- manual · moneon.co, 22 Sept 2026
- Bill tracking
- Yes · moneon.co, 22 Sept 2026
- Budgeting tools
- Yes · moneon.co, 22 Sept 2026
- Budgets and reports
- The app supports budget optimization and visual reports and charts for analyzing and planning finances. · moneon.co, 12 Oct 2026
- Data rights
- Users may request access to, correction of, or deletion of their personal data; withdrawing consent results in account deletion. · moneon.co, 12 Oct 2026
- Free plan
- Yes · moneon.co, 22 Sept 2026
- Mobile apps
- both · moneon.co, 22 Sept 2026
- Plan limitation
- The terms say the free app provides basic features, while Premium is unlocked through one-month or 12-month subscriptions. · moneon.co, 12 Oct 2026
- Privacy
- The privacy policy says personal data may be processed by contracted third-party processors and is not disclosed to other third parties except with consent or as required by law. · moneon.co, 12 Oct 2026
- Product
- Moneon is a mobile app for recording and analyzing personal finances, including income and expenses. · moneon.co, 12 Oct 2026
- Report export
- Yes · moneon.co, 22 Sept 2026
- Shared finances
- Shared wallets let households track transaction owners, view per-user statistics, and see an overall balance. · moneon.co, 12 Oct 2026
- Small business use
- The site says users can record simple business transactions, share invoices with accounting, and generate CSV or PDF reports. · moneon.co, 12 Oct 2026
- SMS recognition
- The app can recognize bank SMS messages copied to the clipboard and add a transaction with one tap. · moneon.co, 12 Oct 2026
- Support
- The site invites users to contact [email protected] for help. · moneon.co, 12 Oct 2026
- Transaction tracking
- Transactions can include a date, category, note, tag, location, and photo. · moneon.co, 12 Oct 2026
- Travel currencies
- The app accepts transactions in any currency and automatically converts travel spending to euros, dollars, or the user's national currency at the current exchange rate. · moneon.co, 12 Oct 2026
- Voice entry and widgets
- Users can add data by voice from the home-screen widget, and iOS widgets display budgets, recent payments, and planned spending. · moneon.co, 12 Oct 2026
Where Moneon stands on Freedom251
- Personal Finance Software#111 of 181