Moneon is a personal-finance app for Android and iOS that records income and expenses and helps users organize spending. Entries can include a date, category, note, tag, location, and photo. Budget tools, spending summaries, visual reports, and charts support planning and review. The Free plan is free and includes expense and income tracking, budgets, unlimited wallets, and spending summaries. Premium subscriptions add listed features such as shared wallets, debt tracking, reports, receipt photos, and data export. Shared wallets let household members identify transaction owners, view per-user statistics, and see a combined balance. Bank SMS text copied to the clipboard can be recognized and turned into a transaction with one tap. Voice entry is available from a home-screen widget, while iOS widgets show budgets, recent payments, and planned spending. Transactions can use any currency, with travel spending converted to euros, dollars, or a national currency at the current exchange rate. Simple business records, invoice sharing, and CSV or PDF reports are also described.
Who it is for
Moneon suits individuals and households tracking personal spending on Android or iOS. It can also fit users who need travel-currency handling or simple business records.
What is good
- Free plan includes budgets and unlimited wallets
- Transactions support notes, tags, locations, and photos
- Shared wallets show owners and per-user statistics
- Voice entry and iOS widgets support quick updates
- Accepts any currency with automatic conversion
What to know first
- Account syncing is manual
- Premium features require a subscription
- Some listed features are limited to Premium
Verdict
Moneon combines detailed transaction records with budgets, reports, widgets, and household wallets. Its free tier covers core tracking, while advanced sharing and reporting features are placed in Premium plans.
Moneon plans and pricing
All plansCompared on personal finance software
- Free plan
- Yes
- Budgeting tools
- Yes
- Bill tracking
- Yes
- Account sync
- manual
- Report export
- Yes
- Mobile apps
- both
