No. 84of 181 ·Personal Finance Software

HonorFlow

Web · Android· paid plans from ₹99/mo

Freedom report

Two barsScore 6.5

Free tierA free tier is on its own pricing page
Runs widely2 of 6 device platforms
DocumentedPlans, terms and facts published

HonorFlow is ranked #84 of 181 in personal finance software on Freedom251. It runs on Android, Web. There is a free plan. Paid plans start at ₹99/mo.

HonorFlow plans and pricing

All plans

HonorFlow Free Free Forever Unlimited income and expense tracking · 3 budgets · 2 accounts · 20 AI commands/month · 5 receipt scans/month · 2 AI insights/month · Web, Android, and cloud sync honorflow.in · 9 Oct 2026

HonorFlow Plus ₹99/mo Prepaid — does not auto-renew Unlimited manual transactions · Unlimited budgets · 10 accounts · 300 AI commands/month · 50 receipt scans/month · 20 AI insights/month · Advanced analytics honorflow.in · 9 Oct 2026

HonorFlow Pro ₹249/mo Prepaid — does not auto-renew Everything in Plus · 200 receipt scans/month · 1000 AI commands/month · 100 AI insights/month · Unlimited accounts and budgets · Advanced reports · Coming soon honorflow.in · 9 Oct 2026

Compared on personal finance software

Free plan: Yes
Budgeting tools: Yes
Bill tracking: No
Net-worth tracking: Yes
Account sync: manual
Report export: Yes
Mobile apps: android

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The record

Product: HonorFlow is a personal finance app and family wealth register for India, built around an INR ledger users enter themselves.
Assets tracked: The register covers bank accounts, deposits, PPF, EPF, NPS, funds, gold, property, insurance and loans, with owner and nominee details.
Reminders: HonorFlow sends reminders for maturities, insurance premiums, EMIs and PPF deposits through the app and push notifications, with a weekly email for important reminders.
Family copy: Users can save a printable PDF family copy listing family members, accounts, deposits, policies and loans with owners and nominees.
AI entry: Tell HonorFlow turns plain-language descriptions into structured proposals that users review and confirm before they are saved.
Document scanning: AI Scan reads uploaded or photographed financial documents and proposes fields for user review and confirmation.
Ledger and import: The product includes income and expense tracking, budgets, investments, cash flow, net worth, insights, accounts and CSV import.
Integrations: The privacy policy names Razorpay for payments, Brevo or Resend for transactional email, OpenAI for some AI requests, Firebase for optional push, and Google Analytics 4 when analytics cookies are allowed.
Bank connections: HonorFlow says it does not connect to banks, use an Account Aggregator connection, read UPI SMS or automatically import cards.
Security: The security page says traffic uses HTTPS, passwords are bcrypt-hashed, and browser tokens may be stored in localStorage or sessionStorage rather than httpOnly cookies.
Certifications: HonorFlow says it does not claim SOC 2, ISO, PCI or end-to-end encryption certifications on its security page.
Data controls: Users can export their data or delete their account from Profile.
Plan limits: Each account is a single private ledger, and shared household ledgers are not available yet.
Support: The contact page accepts product questions, account help and feedback, with replies sent by email.
Price from: ₹99/mo

Where it ranks on Freedom251

Best Personal Finance Software in 2026#84 of 181

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Sources

honorflow.in/about· checked 9 Oct 2026
honorflow.in/faq· checked 9 Oct 2026
honorflow.in/features· checked 9 Oct 2026
honorflow.in/ai-scan· checked 9 Oct 2026
honorflow.in/privacy· checked 9 Oct 2026
honorflow.in/security· checked 9 Oct 2026
honorflow.in/pricing· checked 9 Oct 2026
honorflow.in/contact· checked 9 Oct 2026