Best Personal Finance Software in 2026
Updated
181ranked
15free plans on this page
$0.83/molowest paid tier
12 Oct 2026last checked
15 of 20 with known pricing have a free tier;0 apps show full bars: free, open, on most devices and documented.
| # | App | Signal | Free tier | Open code | Devices | From | Score |
|---|---|---|---|---|---|---|---|
| 76 | MoneydanceWindows · Mac · Linux · Android · iPhone | Two bars | 5 of 6 | 6.5 | |||
| 77 | MoneyMac · iPhone | One bar | 2 of 6 | 6.5 | |||
| 78 | Open FinanceWeb · Windows · Mac · Linux · Android · iPhone · Self-hosted · API | Three bars | 6 of 6 | Free | 6.5 | ||
| 79 | PocketBookWeb · Android | Two bars | 2 of 6 | Free | 6.5 | ||
| 80 | MonefyAndroid · iPhone | Two bars | 2 of 6 | Free | 6.5 | ||
| 81 | HoneydueAndroid · iPhone | Two bars | 2 of 6 | Free | 6.5 | ||
| 82 | MoneonAndroid · iPhone | Two bars | 2 of 6 | Free | 6.5 | ||
| 83 | ldgrAndroid · iPhone · API | Two bars | 2 of 6 | $0.83/mo | 6.5 | ||
| 84 | HonorFlowWeb · Android | Two bars | 2 of 6 | ₹99/mo | 6.5 | ||
| 85 | Lunch MoneyWeb · Android · iPhone | Two bars | No | 3 of 6 | 6.4 | ||
| 86 | KuberaWeb · Android · iPhone | Two bars | No | 3 of 6 | $20.83/mo | 6.4 | |
| 87 | TallyMintWeb · Windows · Mac · Linux · Android · iPhone | Two bars | No | 6 of 6 | $9.99/mo | 6.4 | |
| 88 | KMyMoneyWindows · Mac · Linux | Three bars | 3 of 6 | Free | 6.4 | ||
| 89 | SpendeeWeb · Android · iPhone | Two bars | 3 of 6 | 6.4 | |||
| 90 | MyexpenseWeb | Two bars | 1 of 6 | Free | 6.4 | ||
| 91 | LedgeriPhone | Two bars | 1 of 6 | $4.17/mo | 6.4 | ||
| 92 | HomeMoneyWeb · Android · iPhone | Three bars | 3 of 6 | $2/mo | 6.4 | ||
| 93 | M1Web · Android · iPhone | Three bars | 3 of 6 | $3/mo | 6.4 | ||
| 94 | GlidePath MoneyWindows · Mac · Linux · Extension | Two bars | No | 3 of 6 | $3.25/mo | 6.3 | |
| 95 | BudgetPilotWeb | No signal | 1 of 6 | 6.3 | |||
| 96 | BankTree Personal FinanceWeb · Windows · Mac · Linux · Android · iPhone | Two bars | No | 6 of 6 | £3.50/mo | 6.3 | |
| 97 | indiBudgetWindows · Mac · Linux | Three bars | 3 of 6 | Free | 6.3 | ||
| 98 | PaisaWeb · Android · iPhone | Two bars | 3 of 6 | 6.3 | |||
| 99 | FinfluenceAndroid · iPhone | Two bars | 2 of 6 | Free | 6.3 | ||
| 100 | RadinusWindows · Mac · Linux | Two bars | 3 of 6 | Free | 6.3 |
Compare all 25 in a table
| # | App | Score | Free plan | From | Free plan | Paid from | Budgeting tools | Bill tracking |
|---|---|---|---|---|---|---|---|---|
| 76 | Moneydance | 6.5 | No | Yes | Yes | |||
| 77 | Money | 6.5 | Yes | Yes | Yes | |||
| 78 | Open Finance | 6.5 | Free plan | Free | Yes | Yes | Yes | |
| 79 | PocketBook | 6.5 | Free plan | Free | Yes | Yes | Yes | |
| 80 | Monefy | 6.5 | Free plan | Free | Yes | Yes | Yes | |
| 81 | Honeydue | 6.5 | Free plan | Free | Yes | Yes | Yes | |
| 82 | Moneon | 6.5 | Free plan | Free | Yes | Yes | Yes | |
| 83 | ldgr | 6.5 | Free plan | $0.83/mo | Yes | Yes | Yes | |
| 84 | HonorFlow | 6.5 | Free plan | ₹99/mo | Yes | Yes | No | |
| 85 | Lunch Money | 6.4 | No | No | Yes | Yes | ||
| 86 | Kubera | 6.4 | No | $20.83/mo | No | |||
| 87 | TallyMint | 6.4 | No | $9.99/mo | No | Yes | Yes | |
| 88 | KMyMoney | 6.4 | Free plan | Free | Yes | Yes | Yes | |
| 89 | Spendee | 6.4 | Yes | $1.99/mo | Yes | Yes | ||
| 90 | Myexpense | 6.4 | Free plan | Free | Yes | Yes | Yes | |
| 91 | Ledger | 6.4 | Free plan | $4.17/mo | Yes | Yes | Yes | |
| 92 | HomeMoney | 6.4 | Free plan | $2/mo | Yes | $2/mo | Yes | |
| 93 | M1 | 6.4 | Free plan | $3/mo | No | $3/mo | No | No |
| 94 | GlidePath Money | 6.3 | No | $3.25/mo | No | Yes | Yes | |
| 95 | BudgetPilot | 6.3 | Yes | Yes | ||||
| 96 | BankTree Personal Finance | 6.3 | No | £3.50/mo | No | Yes | Yes | |
| 97 | indiBudget | 6.3 | Free plan | Free | Yes | Yes | Yes | |
| 98 | Paisa | 6.3 | Yes | Yes | Yes | |||
| 99 | Finfluence | 6.3 | Free plan | Free | Yes | Yes | Yes | |
| 100 | Radinus | 6.3 | Free plan | Free | Yes | Yes |
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