Freedom251 › Personal Budgeting and Expense Tracking Apps
Buddy
by Buddy
What Buddy is
Buddy is a personal-finance app from Buddy in Stockholm, Sweden, available for iOS and macOS. It combines budgeting, transaction and bill tracking, financial summaries, insights, and net-worth views. You can create budgets, see remaining spending room, and add transactions to understand where money goes. Shared budgets let a partner, roommate, or another person synchronize transactions with you. Spending, savings, and debt accounts contribute to a total net-worth view. Custom categories and selectable color themes include light and dark modes. Open Banking can connect bank accounts to display balances, account details, and recent transactions; Buddy identifies Plaid Technologies, Inc. and Salt Edge Inc. as its providers. AI features may categorize transactions, produce summaries and insights, suggest budgets, make recommendations, and answer support questions. Buddy says it does not sell personal data or permit AI providers to train on it, and primarily processes data in the European Economic Area. The free download includes in-app purchases. Premium costs $9.99 per month, while Buddy Premium costs $49.99 per year.
Who it suits
Buddy suits iPhone, iPad, and Mac users who want budgeting, account tracking, shared budgets, and net-worth monitoring. It also fits users seeking stated controls around AI data use and European processing.
What it does well
- Creates budgets and shows remaining spending room
- Supports shared budgets with synchronized transactions
- Tracks spending, savings, and debt accounts
- Connects bank accounts through Open Banking
- Offers monthly and yearly Premium plans
What to know first
- Free download includes in-app purchases
- Mac requires macOS 15 and Apple M1 or later
- Premium pricing applies to additional functionality
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Premium monthly | Premium functionality | On request |
| Premium yearly | Premium functionality | On request |
| Free | Free download; in-app purchases available | Free |
| Buddy Premium | Yearly renewing subscription · Unlocks Premium functionality | $49.99 a year |
| Premium | Monthly renewing subscription · Unlocks Premium functionality | $9.99 a month |
As buddy.download lists them, read 19 Sept 2026. The maker's own page has the final word.
Verdict
Buddy brings budgeting, transaction tracking, shared finances, account connections, and net-worth views together. Its free download provides an entry point, with Premium subscriptions adding the paid functionality.
Facts from Buddy's own pages
- Accounts and net worth
- Users can set up spending, savings and debt accounts and see their total net worth. · buddy.download, 12 Oct 2026
- Account sync
- both · buddy.download, 19 Sept 2026
- AI data use
- Buddy says it does not permit AI service providers to use personal data to train their models. · buddy.download, 12 Oct 2026
- AI features
- AI-powered features may generate transaction categories, financial summaries, spending insights, budgeting suggestions, recommendations and support responses. · buddy.download, 12 Oct 2026
- Apple platforms
- The App Store listing supports iPhone and iPad, and lists Mac compatibility with macOS 15 or later and an Apple M1 chip or later. · apps.apple.com, 12 Oct 2026
- Bank connections
- The Open Banking feature can connect bank accounts to show balances, account details and recent transactions. · buddy.download, 12 Oct 2026
- Banking providers
- Buddy says it currently provides Open Banking through Plaid Technologies, Inc. and Salt Edge Inc. · buddy.download, 12 Oct 2026
- Bill tracking
- Yes · buddy.download, 19 Sept 2026
- Budgeting tools
- Yes · buddy.download, 19 Sept 2026
- Budgets
- Users can create budgets to plan spending and see how much they have left to spend. · buddy.download, 12 Oct 2026
- Customization
- Users can create their own categories and choose app color themes, with light and dark modes available. · buddy.download, 12 Oct 2026
- Expense tracking
- Users can add transactions to track spending and see where their money goes. · buddy.download, 12 Oct 2026
- Headquarters
- Stockholm, Sweden · buddy.download, 28 Sept 2026
- Mobile apps
- ios · buddy.download, 19 Sept 2026
- Net-worth tracking
- Yes · buddy.download, 19 Sept 2026
- Personal finance
- Buddy helps users manage personal finances with budgeting tools, transaction categorisation, financial summaries, insights and recommendations. · buddy.download, 12 Oct 2026
- Privacy
- Buddy says it does not sell personal data and primarily processes it within the European Economic Area. · buddy.download, 12 Oct 2026
- Shared budgets
- Users can invite a partner, roommate or another person to a budget and sync transactions. · buddy.download, 12 Oct 2026
- Support
- Buddy lists [email protected] for questions about its services and privacy notice. · buddy.download, 12 Oct 2026
Where Buddy stands on Freedom251
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