Buddy is a personal-finance app from Buddy in Stockholm, Sweden, available for iOS and macOS. It combines budgeting, transaction and bill tracking, financial summaries, insights, and net-worth views. You can create budgets, see remaining spending room, and add transactions to understand where money goes. Shared budgets let a partner, roommate, or another person synchronize transactions with you. Spending, savings, and debt accounts contribute to a total net-worth view. Custom categories and selectable color themes include light and dark modes. Open Banking can connect bank accounts to display balances, account details, and recent transactions; Buddy identifies Plaid Technologies, Inc. and Salt Edge Inc. as its providers. AI features may categorize transactions, produce summaries and insights, suggest budgets, make recommendations, and answer support questions. Buddy says it does not sell personal data or permit AI providers to train on it, and primarily processes data in the European Economic Area. The free download includes in-app purchases. Premium costs $9.99 per month, while Buddy Premium costs $49.99 per year.
Who it is for
Buddy suits iPhone, iPad, and Mac users who want budgeting, account tracking, shared budgets, and net-worth monitoring. It also fits users seeking stated controls around AI data use and European processing.
What is good
- Creates budgets and shows remaining spending room
- Supports shared budgets with synchronized transactions
- Tracks spending, savings, and debt accounts
- Connects bank accounts through Open Banking
- Offers monthly and yearly Premium plans
What to know first
- Free download includes in-app purchases
- Mac requires macOS 15 and Apple M1 or later
- Premium pricing applies to additional functionality
Verdict
Buddy brings budgeting, transaction tracking, shared finances, account connections, and net-worth views together. Its free download provides an entry point, with Premium subscriptions adding the paid functionality.
Buddy plans and pricing
All plansCompared on personal finance software
- Budgeting tools
- Yes
- Bill tracking
- Yes
- Net-worth tracking
- Yes
- Account sync
- both
- Mobile apps
- ios
