Freedom251 › Personal Finance Software
Monento
What Monento is
Monento is a personal finance app for tracking finances and analyzing income and expenses. It supports multi-currency accounts with 150 currencies, custom account, income, and expense categories, and transaction tags for reviewing specific cases. Data can be imported and exported in CSV and JSON, and reports can be exported. Apps are available for Windows, macOS, Linux, iOS, and Android. The privacy policy says financial data stays on the device; optional cloud synchronization transfers it in encrypted form so only the user can decrypt and access it. The site lists local encryption and end-to-end encryption for cloud syncing. Monento can work without signup, although some cases or special features require an account. The freemium service has a free Basic plan with accounting, categories and tags, local encryption, and data import/export. Pro adds cloud syncing for $1 a month, billed monthly, with a 14-day free trial.
Who it suits
Monento suits people organizing personal finances across desktop and mobile systems, especially those needing multiple currencies, custom categories, and encrypted storage. Pro fits users who want optional cloud synchronization.
What it does well
- Supports 150 currencies
- Runs on Windows, macOS, Linux, iOS, and Android
- Allows custom categories and transaction tags
- Imports and exports CSV and JSON
- Offers local and encrypted cloud storage
What to know first
- Cloud syncing requires the paid Pro plan
- Some features require an account
- Refunds are generally not provided
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Pro | billed monthly · Cloud data syncing · All Basic features | $1 a month |
| Basic | Accounting · Categories and tags · Local encryption · Data import and export | Free |
| Monento Pro | $1/month · Cloud data syncing · All basic features · 14-day free trial | $1 a month |
| Monento Pro | $10/year · Cloud data syncing · All basic features · 14-day free trial | $10 a year |
As monento.com lists them, read 20 Sept 2026. The maker's own page has the final word.
Verdict
Monento combines multi-currency tracking, flexible categorization, data transfer, and encryption across major desktop and mobile platforms. Start with Basic, then consider Pro for cloud syncing and its 14-day trial.
Facts from Monento's own pages
- Account requirement
- The terms say Monento works without signup or registration, though some cases or special features require an account. · monento.com, 12 Oct 2026
- Categories
- Users can create their own account, income, and expense category structure. · monento.com, 12 Oct 2026
- Cloud data
- The privacy policy says financial data stays on the device and optional cloud sync transfers it in encrypted form so only the user can decrypt and access it. · monento.com, 12 Oct 2026
- Currencies
- The app supports multi-currency accounts and says 150 currencies are available. · monento.com, 12 Oct 2026
- Encryption
- The site says cloud syncing uses end-to-end encryption and also lists local encryption as a feature. · monento.com, 12 Oct 2026
- Free plan
- Yes · monento.com, 20 Sept 2026
- Import and export
- The app supports importing and exporting data in CSV and JSON formats. · monento.com, 12 Oct 2026
- Integrations
- The site documents CSV data formats and lists no named third-party integrations on its features or download page. · monento.com, 12 Oct 2026
- Mobile apps
- both · monento.com, 20 Sept 2026
- Platforms
- Downloads are listed for Android, iOS, macOS, Windows, and Linux. · monento.com, 12 Oct 2026
- Provider
- The terms refer to the service operator as the Provider, while the site footer credits Mikhail Nasyrov; the opened pages state no headquarters or founding date. · monento.com, 12 Oct 2026
- Purpose
- Monento is a personal finance tracking app for tracking and managing finances and analyzing income and expenses. · monento.com, 12 Oct 2026
- Refunds
- The terms say refunds for purchases are generally not provided. · monento.com, 12 Oct 2026
- Report export
- Yes · monento.com, 20 Sept 2026
- Paid from
- 1 · monento.com, 20 Sept 2026
- Support
- The provider lists [email protected] and says user support is limited by provider capacity. · monento.com, 12 Oct 2026
- Tags
- Transactions can be tagged to help review specific cases. · monento.com, 12 Oct 2026
Where Monento stands on Freedom251
- Personal Finance Software#87 of 181