No. 94of 181 ·Personal Finance Software

ldgr

Android · iPhone · API· paid plans from $0.83/mo

Freedom report

Two barsScore 6.6

Free tierA free tier is on its own pricing page
Runs widely2 of 6 device platforms
DocumentedPlans, terms and facts published

ldgr is ranked #94 of 181 in personal finance software on Freedom251. It runs on Android, API, iOS. There is a free plan. A free trial is offered. Paid plans start at $0.83/mo.

ldgr plans and pricing

All plans

Free Free Forever Unlimited groups, members, and expenses · four split methods · offline mode · 165+ currencies · no receipt scanning or file attachments ldgr.money · 12 Oct 2026

Trial Free 7 days Includes Free features · monthly analytics · CSV export · 1 receipt scan · 3 file attachments · no recurring templates, payment accounts, or PDF reports ldgr.money · 12 Oct 2026

Pro $5.99/mo One-time purchase 10 receipt scans / month · 50 file attachments ldgr.money · 22 Sept 2026

Supporter $9.99/yr Per year Includes Pro · 100 receipt scans/month · 500 file attachments · recurring templates · forecast · payment accounts · PDF reports ldgr.money · 12 Oct 2026

Pro $5.99 once One-time purchase 10 receipt scans/month · 50 file attachments · analytics and CSV export · no recurring templates, payment accounts, or PDF reports ldgr.money · 12 Oct 2026

Compared on personal finance software

Free plan: Yes
Budgeting tools: Yes
Bill tracking: Yes
Report export: Yes

Best ldgr alternatives

See all 20

Two bars SoFi Free tier No. 1Free8.3 Two bars PocketSmith Free tier No. 2$9.99/mo8.3 Two bars GnuCash Free tier No. 3Free8.0 Two bars EveryDollar Free tier No. 4$17.99/mo8.0 Two bars Wallet by BudgetBakers Free tier No. 5Free8.0 Two bars Sure Free tier No. 6Free8.0

The record

Purpose: ldgr tracks personal income and spending, splits shared expenses, and projects balances forward.
Receipt scanning: AI receipt scanning extracts the total, date, and categorized line items.
Currencies: Transactions retain their native currency, and the product supports more than 165 currencies.
Forecasting: Balance forecasts can cover three months, six months, or a full year using templates, recurring entries, and scheduled income.
Shared expenses: Expenses can be split equally, by exact amounts, percentages, shares, or items, and ldgr calculates a minimum-payment settlement plan.
Integrations: The built-in MCP server supports Claude Desktop, Cursor, and other MCP clients, with 72 tools and 17 prompts available on every tier.
AI access security: MCP access supports OAuth 2.1 or API keys with read, write, and delete scopes; keys are SHA-256 hashed and can be revoked.
Data security: The maker says data is stored on EU servers, encrypted at rest, and protected in transit with TLS.
Privacy: The maker says it does not sell user data, serve ads, or use tracking pixels or third-party analytics in the app.
Receipt processing: Receipt images are sent to Google's AI for text extraction and, according to the privacy policy, are not stored beyond the processing request.
Limits: Recurring expense and income templates are Supporter features; the Free plan excludes receipt scanning and file attachments.
Availability: The site says iOS and Android are coming soon and invites users to request preview access.
Support: The MCP documentation directs integration questions and issue reports to the maker's email contact.
Audience: The product is presented for personal finance and shared expenses among friends, flatmates, and groups.
Price from: $0.83/mo

Where it ranks on Freedom251

Best Personal Finance Software in 2026#94 of 181

Is ldgr yours?

Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.

Claim it free Promote ldgr

Sources

ldgr.money· checked 12 Oct 2026
ldgr.money/mcp/· checked 12 Oct 2026
ldgr.money/privacy/· checked 12 Oct 2026