Side by side
Buddy vs ldgr
Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan iPhoneMac
Buddy brings budgeting, transaction tracking, shared finances, account connections, and net-worth views together. Its free download provides an entry point, with Premium subscriptions adding the paid functionality.
Visit Buddy Free plan AndroidAPIiPhone
ldgr combines personal finance, shared settlements, receipt processing, forecasting, and MCP access. Review mobile availability and plan-specific limits before relying on it.
Visit ldgrThe facts
| Buddy | ldgr | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | iPhone, Mac | Android, API, iPhone |
| Lowest paid plan | Buddy Premium: $49.99 a year | See the plans |
| Plans published | 5 | 4 |
| Maker | Buddy | Not published |
| Website | buddy.download | ldgr.money |
| On personal finance software | #81 of 181 | #85 of 181 |
Buddy: what it does well
- Creates budgets and shows remaining spending room
- Supports shared budgets with synchronized transactions
- Tracks spending, savings, and debt accounts
- Connects bank accounts through Open Banking
- Offers monthly and yearly Premium plans
What to know first
- Free download includes in-app purchases
- Mac requires macOS 15 and Apple M1 or later
- Premium pricing applies to additional functionality
ldgr: what it does well
- Supports more than 165 currencies
- Multiple methods for splitting expenses
- Forecasts up to a full year
- MCP server available on every tier
- Free plan includes unlimited groups and expenses
What to know first
- Free plan excludes receipt scanning and attachments
- Recurring templates require Supporter
- Mobile availability is described as coming soon
- Pro lists a one-time purchase price