Freedom251 › Personal Finance Software
ExtMoney
by ExtMoney
What ExtMoney is
ExtMoney is a personal-finance and team budgeting service for tracking accounts, transactions, bills, and net worth. Transactions can be entered by keyboard, voice, receipt photo, import, or schedule across cash, bank, credit-card, deposit, and loan accounts. It supports unlimited currencies with automatic rates and date-based conversion, plus budgeting, bill tracking, net-worth views, and report exports. History can be imported from Mint, YNAB, Monarch, CSV files, and bank statements, then exported as CSV or JSON. Native iOS and Android apps provide offline ledger access, while workspaces offer owner, editor, and read-only roles with shared or private accounts. TLS 1.3 protects data in transit, off-site backups use AES-256, and the service states that data is protected in the EU. A free plan is available; paid plans start at $4.08 per month billed annually. New teams receive a 14-day premium trial without a card.
Who it suits
ExtMoney suits individuals, families, and teams managing multiple account types, currencies, budgets, and bills. Its offline mobile ledger and workspace roles also fit shared financial recordkeeping.
What it does well
- Supports many account types and unlimited currencies
- Offers multiple transaction-entry methods
- Imports history from finance services and files
- Exports data as CSV or JSON
- Includes a 14-day premium trial
What to know first
- Account synchronization is manual
- Free plan allows only one member
- Free plan limits five accounts and 200 monthly transactions
- AI Insights Pro requires Family or higher
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Free | forever · 1 member per team · 1 team · 5 accounts · 200 transactions per month · 12 months history retention | Free |
| Plus | $49 billed yearly · 2 members per team · 20 accounts · Unlimited transactions per month | $4.08 a month |
| Family | $99 billed yearly · 6 members per team · 3 teams · Unlimited accounts | $8.25 a month |
| Business | $239 billed yearly; displayed for 25 seats · 25 members per team · Unlimited teams · 30 statement parsings | $19.92 a month |
| Enterprise | Unlimited members per team · Unlimited statement parsing | On request |
| AI Insights | Also offered at $29.90 per year · 150 AI analyses per month | $2.99 a month |
| AI Insights Pro | Also offered at $59.90 per year; requires Family plan or higher · 500 AI analyses per month | $5.99 a month |
As extmoney.com lists them, read 28 Sept 2026. The maker's own page has the final word.
Verdict
ExtMoney covers detailed personal and shared budgeting with broad import, export, currency, and role support. Compare the free limits with paid tiers if your workspace needs more members, accounts, or transactions.
Facts from ExtMoney's own pages
- Account sync
- manual · extmoney.com, 24 Sept 2026
- Account types
- The product supports cash, bank accounts, credit cards, deposits, and loans. · extmoney.com, 28 Sept 2026
- AI usage limits
- AI Insights includes 150 monthly analyses; Pro includes 500 and requires Family or higher. · extmoney.com, 28 Sept 2026
- Bill tracking
- Yes · extmoney.com, 24 Sept 2026
- Budgeting tools
- Yes · extmoney.com, 24 Sept 2026
- Company owner
- The page identifies Zanket Group as the company. · extmoney.com, 28 Sept 2026
- Currency support
- It supports unlimited currencies with automatic rates and date-based conversion. · extmoney.com, 28 Sept 2026
- Data export
- All data can be exported in one click as CSV or JSON; Enterprise adds more formats. · extmoney.com, 28 Sept 2026
- Free plan
- Yes · extmoney.com, 24 Sept 2026
- Free tier limits
- Free includes 1 member, 1 team, 5 accounts, 200 transactions monthly, and 12 months of history. · extmoney.com, 28 Sept 2026
- Headquarters
- Québec, Canada · extmoney.com, 19 Oct 2026
- Import integrations
- History can be imported from Mint, YNAB, Monarch, and more, including CSV and bank statements. · extmoney.com, 28 Sept 2026
- Mobile apps
- both · extmoney.com, 24 Sept 2026
- Net-worth tracking
- Yes · extmoney.com, 24 Sept 2026
- Mobile platforms
- Native iOS and Android apps provide offline access to the ledger. · extmoney.com, 28 Sept 2026
- Premium trial
- New teams can use premium free for 14 days without a card; it returns to Free automatically. · extmoney.com, 28 Sept 2026
- Transparent pricing
- Monthly and yearly plans are offered; yearly pricing saves 18%. · extmoney.com, 28 Sept 2026
- Privacy compliance
- The service states that exports are GDPR-ready and data is protected in the EU. · extmoney.com, 28 Sept 2026
- Refund policy
- No refund policy is stated on the page. · extmoney.com, 28 Sept 2026
- Report export
- Yes · extmoney.com, 24 Sept 2026
- Data encryption
- TLS 1.3 protects data in transit, and off-site backups use AES-256 encryption. · extmoney.com, 28 Sept 2026
- Team roles
- Workspaces support owner, editor, and read-only roles with shared and private accounts. · extmoney.com, 28 Sept 2026
- Paid from
- 4.08 · extmoney.com, 24 Sept 2026
- Support response
- Support replies within one business day by email and offers a Telegram channel. · extmoney.com, 28 Sept 2026
Where ExtMoney stands on Freedom251
- Personal Finance Software#77 of 181