ExtMoney is a personal-finance and team budgeting service for tracking accounts, transactions, bills, and net worth. Transactions can be entered by keyboard, voice, receipt photo, import, or schedule across cash, bank, credit-card, deposit, and loan accounts. It supports unlimited currencies with automatic rates and date-based conversion, plus budgeting, bill tracking, net-worth views, and report exports. History can be imported from Mint, YNAB, Monarch, CSV files, and bank statements, then exported as CSV or JSON. Native iOS and Android apps provide offline ledger access, while workspaces offer owner, editor, and read-only roles with shared or private accounts. TLS 1.3 protects data in transit, off-site backups use AES-256, and the service states that data is protected in the EU. A free plan is available; paid plans start at $4.08 per month billed annually. New teams receive a 14-day premium trial without a card.
Who it is for
ExtMoney suits individuals, families, and teams managing multiple account types, currencies, budgets, and bills. Its offline mobile ledger and workspace roles also fit shared financial recordkeeping.
What is good
- Supports many account types and unlimited currencies
- Offers multiple transaction-entry methods
- Imports history from finance services and files
- Exports data as CSV or JSON
- Includes a 14-day premium trial
What to know first
- Account synchronization is manual
- Free plan allows only one member
- Free plan limits five accounts and 200 monthly transactions
- AI Insights Pro requires Family or higher
Verdict
ExtMoney covers detailed personal and shared budgeting with broad import, export, currency, and role support. Compare the free limits with paid tiers if your workspace needs more members, accounts, or transactions.
ExtMoney plans and pricing
All plansCompared on personal finance software
- Free plan
- Yes
- Paid from
- $4.08/mo
- Budgeting tools
- Yes
- Bill tracking
- Yes
- Net-worth tracking
- Yes
- Account sync
- manual
- Report export
- Yes
- Mobile apps
- both
