Eqonomize!

Free plan LinuxWindows

What Eqonomize! is

Eqonomize! is free, open-source personal accounting software for small household finances on Linux and Windows. It uses double-entry bookkeeping for income, expenses, transfers, security transactions, split transactions, refunds, and repayments. Scheduled transactions support recurring patterns and confirmation of each occurrence. Budget tools cover monthly income and expenses, configurable budget-month start days, and future account-value predictions based on budgets and scheduled transactions. Investment records include stocks, bonds, mutual funds, trades, dividends, and reinvested dividends, with value, cost, profit, and yearly-rate views. Accounts may use different currencies, with conversion in value fields. Reports provide line, bar, and pie charts, tables, and statistics for financial categories and related details. Data is stored in an editable XML file; QIF import/export, CSV transaction import, and HTML or CSV export are supported. Synchronization with accounts is manual.

Who it suits

Eqonomize! suits small households that want local, open-source bookkeeping, budgeting, investment tracking, and reports. It fits users comfortable importing and exporting files rather than automatic institution connections.

What it does well

Free GPL-licensed software
Double-entry bookkeeping
Budgets and account-value predictions
Investment and currency support
QIF, CSV, XML, HTML handling

What to know first

Account synchronization is manual
No financial-institution integrations are stated
64-bit Windows requires Windows 10 or newer
Maker warns it needs more testing

Plans

Plan	Billed and limits	Price
Eqonomize!	Free software · GPL v3 or later	Free

As eqonomize.github.io lists them, read 12 Oct 2026. The maker's own page has the final word.

Verdict

Eqonomize! covers detailed household accounting, budgets, investments, currencies, and reporting without a listed price. Its manual synchronization and file-based workflow may matter if you expect automatic bank connections.

Facts from Eqonomize!'s own pages

Account sync: manual · eqonomize.github.io, 20 Sept 2026
Bill tracking: Yes · eqonomize.github.io, 20 Sept 2026
Bookkeeping: It supports double-entry bookkeeping, expenses, income, transfers, security transactions, split transactions, refunds, and repayments. · eqonomize.github.io, 12 Oct 2026
Budgeting: It supports monthly income and expense budgets, configurable budget month start days, and future account value predictions based on budgets and scheduled transactions. · eqonomize.github.io, 12 Oct 2026
Budgeting tools: Yes · eqonomize.github.io, 20 Sept 2026
Currencies: Accounts can use different currencies, and value fields support currency conversion. · eqonomize.github.io, 12 Oct 2026
Data formats: Data is saved in an editable XML file, QIF import and export are supported, CSV transactions can be imported, and displayed data can be exported to HTML or CSV. · eqonomize.github.io, 12 Oct 2026
Integrations: The maker lists QIF, CSV, and XML file handling; the opened pages do not state integrations with financial institutions or third-party services. · eqonomize.github.io, 12 Oct 2026
Intended users: The maker describes the software as intended for small household finances. · eqonomize.github.io, 12 Oct 2026
Investments: It supports stocks, bonds, mutual funds, share trades, dividends, and reinvested dividends, and displays value, cost, profit, and yearly rate. · eqonomize.github.io, 12 Oct 2026
Net-worth tracking: Yes · eqonomize.github.io, 20 Sept 2026
Platform requirements: The 64-bit Windows versions require Windows 10 or newer; Linux packages include Flatpak, self-contained binaries, AppImage, and snap options. · eqonomize.github.io, 12 Oct 2026
Purpose: Eqonomize! is personal accounting software focused on efficiency and ease of use for small households. · eqonomize.github.io, 12 Oct 2026
Recurring transactions: Scheduled transactions support a wide range of recurrence schemes and confirmation of occurrences. · eqonomize.github.io, 12 Oct 2026
Report export: Yes · eqonomize.github.io, 20 Sept 2026
Reports: It provides line, bar, and pie charts, tables, and statistics for income, expenses, profits, categories, tags, descriptions, and payees or payers. · eqonomize.github.io, 12 Oct 2026
Security and trust: The maker says the Windows portable package reads and writes no application data outside its unpacked directory, and warns that the software needs more testing and comes with no guarantees. · eqonomize.github.io, 12 Oct 2026
Support: The maker directs users to GitHub Issues for bugs and feature requests and GitHub Discussions for questions. · eqonomize.github.io, 12 Oct 2026

Where Eqonomize! stands on Freedom251

Personal Finance Software#95 of 181