Instead of PocketSmith
PocketSmith alternatives
PocketSmith brings account feeds, budgets and future-balance forecasts into one personal finance tool. It connects to more than 12,000 financial institutions for live imports and categorization, supports international accounts with daily currency conversions, and offers budget calendars, flexible periods and what-if scenarios. Reports cover income and expenses, net worth and cash flow, while custom dashboards and a financial-document browser keep related information together. Its calendar can project daily balances up to 60 years ahead on Fortune. The free plan has two dashboards, 12 budgets, two accounts and six months of projections; Foundation starts at $9.99 per month when billed annually.
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EveryDollar
by EveryDollarFree plan WebiPhoneAndroidBudgeting on web and mobile with a trial — EveryDollar offers a 14-day trial and a $6.67/mo annual starting price, while PocketSmith adds broader platform coverage and long-range forecasting.
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Wallet by BudgetBakers
by Wallet by BudgetBakersFree plan AndroidiPhoneWebFree budgeting on web and mobile — Wallet covers budgeting, bills, net worth and report exports on web, iOS and Android; PocketSmith adds desktop platforms and long-range forecasts.
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Sure
Free plan AndroidAPIiPhone+3Tracking unusual assets and debts — Sure lets users manually track collectibles and personal loans and combine investments with live market data, beyond PocketSmith’s stated tracking scope.
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MoneyPatrol
Free plan LinuxMacWindowsFree budgeting with a paid option from $3.99/mo — MoneyPatrol offers a forever-free plan and a 15-day trial, while PocketSmith emphasizes broad bank feeds and forecasts up to 60 years.
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Actual Budget
Free plan APILinuxMac+3Privacy-focused envelope budgeting — Actual Budget is local-first, works offline and assigns cash on hand to envelopes; PocketSmith focuses on connected accounts and forecasting.
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Money Manager Ex
Free plan AndroidiPhoneLinux+2 - 9
Finlynq
Free plan AndroidAPIiPhone+2 - 10
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Buxfer
Free plan WebiPhoneAndroid - 15
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Securo
Free plan LinuxMacSelf-hosted+2 - 17
dLedger
Free plan LinuxMacWeb+1 - 18
Money Pro
Free plan AndroidiPhoneMac+1 - 19
BudgetPilot
Free plan LinuxMacSelf-hosted+2 - 20
Firefly III
Free plan APILinuxSelf-hosted+1 - 21
Budgero
Free plan AndroidAPIiPhone+5 - 22
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An alternative may fit better if you want to avoid that starting price, need a different budgeting approach, or prefer software on a narrower set of platforms. PocketSmith offers Android, iOS, Linux, macOS, web and Windows access, but forecasting depth and connected-bank limits vary by plan. Compare the alternatives by what you need to keep connected, whether you want to manage assets manually or assign available cash to envelopes, and which platforms matter. A free plan or a lower starting price may be more important than long-range projections and broad bank feeds.
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