No. 15of 181 ·Personal Finance Software

Budgero

Name: Budgero
Price: 4 USD

Web · Windows · Mac · Linux · Android · iPhone · Self-hosted · API· paid plans from $2.92/mo

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Freedom report

Three barsScore 7.8

Free tierA free tier is on its own pricing page
Runs widely6 of 6 device platforms
DocumentedPlans, terms and facts published

Budgero is ranked #15 of 181 in personal finance software on Freedom251. It runs on Android, API, iOS, Linux, macOS, Self-hosted, Web, Windows. There is a free plan. A free trial is offered. Paid plans start at $2.92/mo.

Budgero plans and pricing

All plans

Budgero Cloud $4/mo $4/month, tax included Up to five people per workspace · shared budgeting · encrypted sync · hosting and automatic updates budgero.app · 11 Oct 2026

Self-hosted Free Free forever Same core app and features · you manage hosting, updates, backups, security, and uptime budgero.app · 11 Oct 2026

Budgero Cloud $35/yr $35/year, tax included Up to five people per workspace · shared budgeting · encrypted sync · hosting and automatic updates budgero.app · 11 Oct 2026

Compared on personal finance software

Free plan: No
Paid from: $4/mo
Budgeting tools: Yes
Bill tracking: Yes
Net-worth tracking: Yes
Account sync: manual
Report export: Yes

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The record

Purpose: Budgero is a private budgeting app for planning spending, managing accounts across currencies, and budgeting together in a browser.
Budgeting: The app uses zero-based budgeting, assigning available money to categories and showing what remains to spend.
Reports: Budgero includes Money Map, spending, wealth, and scenario reports.
Multi-currency: Accounts can use different currencies while the budget uses a chosen budget currency.
Collaboration: A Cloud workspace supports up to five people, each with their own sign-in and master password.
Imports: Users can import YNAB data through a connection or export and import transactions by CSV.
Bank sync: Optional bank sync is in beta through user-connected SimpleFIN in the US and Canada or Enable Banking in Europe.
Encryption: Budgero says budget data is encrypted on the device before syncing, so the service cannot read its contents.
Data export: Users can download a full SQLite backup or a CSV bundle from Data Management.
Self-hosting: Budgero is open source under AGPL-3.0 and can be self-hosted for free; self-hosters handle updates and backups.
Integrations and API: The documentation describes a Push API for sending encrypted transactions and guides for SimpleFIN, Enable Banking, and a Python SDK.
Platforms: Budgero runs in a browser on phones, tablets, and computers; the self-hosting page provides macOS/Linux installation instructions.
Support: The maker lists documentation, email support at [email protected], a feedback site, Discord, and Reddit.
Price from: $2.92/mo

Where it ranks on Freedom251

Best Personal Finance Software in 2026#15 of 181

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Sources

budgero.app· checked 11 Oct 2026
budgero.app/docs· checked 11 Oct 2026
budgero.app/self-hostable· checked 11 Oct 2026