Side by side
Budgero vs dLedger
Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidAPIiPhone+5
Choose Budgero if you want zero-based budgeting, multi-currency accounts, and shared access for up to five people. Look elsewhere if you need bank syncing beyond the listed beta providers, or do not want to manage hosting when using the free self-hosted option.
Visit Budgero
Free plan LinuxMacWeb+1
dLedger combines bookkeeping, investment and crypto records, imports, reporting, and local privacy controls in a cross-platform application. Its free core and Beta Pro tier provide broad functionality, while tax-form support is specifically described for French filings.
Visit dLedgerThe facts
| Budgero | dLedger | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, API, iPhone, Linux, Mac, Self-hosted, Web, Windows | Linux, Mac, Web, Windows |
| Lowest paid plan | Budgero Cloud: $35 a year | Pro: $12 a month |
| Plans published | 3 | 2 |
| Maker | Not published | Not published |
| Website | budgero.app | dledger.com |
| On personal finance software | #22 of 181 | #18 of 181 |
Budgero: what it does well
- Zero-based budgeting shows the amount left to spend by category.
- Accounts can use different currencies from the budget currency.
- Cloud workspaces support up to five people.
- Reports include Money Map, spending, wealth, and scenario views.
- Users can export SQLite backups or CSV bundles.
What to know first
- Optional bank sync is in beta.
- Bank sync coverage is limited to listed providers and regions.
- Self-hosters manage updates, backups, security, and uptime.
dLedger: what it does well
- Free MIT-licensed core application
- Double-entry bookkeeping and financial reports
- Multi-chain crypto and DeFi tracking
- Local data without cloud accounts
- Imports CSV, OFX, PDF, and Ledger
What to know first
- Product is labeled Beta
- Pro pricing is $12 a month
- French tax forms may not fit every country
- No bill-tracking feature
Alternatives to Budgero Alternatives to dLedger The whole list