Freedom251 › Personal Finance Software
dLedger
What dLedger is
dLedger is a free, open-source personal finance application built around double-entry bookkeeping, cryptocurrency tracking, and tax reporting. It runs on Linux, macOS, the web, and Windows. Journal data produces balance sheets, income statements, and portfolio summaries. Imports accept CSV, OFX, PDF, and Ledger files, while connections are available for banks, exchanges, and blockchain explorers; more than 60 services are advertised. Imported transactions receive automatic categories and suggestions that learn from manual corrections. Crypto tools track DeFi positions, staking rewards, and transactions across multiple chains. Tax features calculate capital gains using FIFO and can generate French forms 2086, 2042-C, and 3916-bis. dLedger says data remains on the user’s machine without cloud accounts, sharing, or tracking, and local browser machine learning keeps categorization on-device. The core app is MIT-licensed. The product is labeled Beta; Pro is free during Beta and listed at $12 a month.
Who it suits
dLedger suits people wanting local, open-source finance records with double-entry accounting, crypto tracking, imports, and tax tools. It may also fit users who need Linux, macOS, web, or Windows access and local categorization.
What it does well
- Free MIT-licensed core application
- Double-entry bookkeeping and financial reports
- Multi-chain crypto and DeFi tracking
- Local data without cloud accounts
- Imports CSV, OFX, PDF, and Ledger
What to know first
- Product is labeled Beta
- Pro pricing is $12 a month
- French tax forms may not fit every country
- No bill-tracking feature
Limits
The Free plan covers double-entry bookkeeping, multi-currency and crypto support, reports, listed imports, bank and exchange connections, and DeFi and blockchain tracking. Historical prices, tax reports, net-worth tracking, large transaction volumes, and end-to-end encrypted sync and backup are listed with Pro at $12 a month, although Pro is free during Beta.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Pro | Historical prices · Tax reports · Net worth tracking · Large transaction volumes · End-to-end encrypted sync and backup · Free during Beta | $12 a month |
| Free | Double-entry bookkeeping · Multi-currency and crypto · Reports · CSV, OFX, PDF, Ledger imports · Bank and exchange connections · DeFi and blockchain tracking | On request |
As dledger.com lists them, read 12 Oct 2026. The maker's own page has the final word.
Getting started
- Open https://www.dledger.com/
- Choose the Linux, macOS, Windows, or web version
- Start with the Free plan during Beta
- Import CSV, OFX, PDF, or Ledger files
- Connect supported banks, exchanges, or blockchain explorers
- Use GitHub discussions for questions or issue reports
Verdict
dLedger combines bookkeeping, investment and crypto records, imports, reporting, and local privacy controls in a cross-platform application. Its free core and Beta Pro tier provide broad functionality, while tax-form support is specifically described for French filings.
Questions
Is dLedger free?
The core application has a Free plan at no cost and is open source under the MIT license. Pro is also free during Beta.
What does Pro cost?
The listed Pro price is $12 a month, and the tier is free during Beta.
Which platforms are supported?
dLedger runs on Linux, macOS, Windows, and the web.
Does dLedger track cryptocurrency?
Yes. It tracks DeFi positions, staking rewards, and crypto transactions across multiple chains.
How does dLedger handle financial data?
The site says data stays on the user’s machine, without cloud accounts, sharing, or tracking. Local browser-based machine learning also keeps categorization data on the device.
Can it produce tax reports?
Pro computes capital gains using FIFO and can generate French forms 2086, 2042-C, and 3916-bis.
Facts from dLedger's own pages
- Account sync
- both · dledger.com, 22 Sept 2026
- AI
- Browser-based machine learning categorizes transactions locally, and the site says no data leaves the device for this feature. · dledger.com, 12 Oct 2026
- Beta
- The site labels dLedger Beta and says the Pro tier is free during Beta. · dledger.com, 12 Oct 2026
- Bill tracking
- No · dledger.com, 22 Sept 2026
- Budgeting tools
- Yes · dledger.com, 22 Sept 2026
- Categorization
- Transactions are automatically categorized during import, with suggestions that learn from manual entries. · dledger.com, 12 Oct 2026
- Crypto
- It tracks DeFi positions, staking rewards, and crypto transactions across multiple chains. · dledger.com, 12 Oct 2026
- Free plan
- Yes · dledger.com, 22 Sept 2026
- Imports
- It imports CSV, OFX, PDF, and Ledger files, and connects to banks, exchanges, and blockchain explorers. · dledger.com, 12 Oct 2026
- Integrations
- The site advertises support for more than 60 services, including banks, exchanges, and blockchain explorers. · dledger.com, 12 Oct 2026
- License
- The core application is free and open source under the MIT license. · dledger.com, 12 Oct 2026
- Net-worth tracking
- Yes · dledger.com, 22 Sept 2026
- Platforms
- The site identifies the current product as a web app and describes desktop and mobile as coming soon. · dledger.com, 12 Oct 2026
- Privacy
- The site says financial data stays on the user's machine, with no cloud accounts, data sharing, or tracking. · dledger.com, 12 Oct 2026
- Product
- dLedger is an open-source personal finance application built around double-entry bookkeeping, crypto tracking, and tax reports. · dledger.com, 12 Oct 2026
- Report export
- Yes · dledger.com, 22 Sept 2026
- Reports
- It provides balance sheets, income statements, and portfolio summaries from journal data. · dledger.com, 12 Oct 2026
- Support
- Users can start a discussion on GitHub to ask questions or report issues, suggest features, and submit pull requests. · dledger.com, 12 Oct 2026
- Tax reporting
- It computes capital gains using FIFO and can generate French forms 2086, 2042-C, and 3916-bis. · dledger.com, 12 Oct 2026
Where dLedger stands on Freedom251
- Personal Finance Software#18 of 181