Securo

Free plan LinuxMacSelf-hostedWebWindows

What Securo is

Securo is an open-source, self-hosted personal finance manager for tracking money on your own infrastructure. It includes budgeting, bill tracking, net-worth tracking, investments, and bank sync through providers that include Pluggy for Brazilian banks, Enable Banking for about 2,500 European PSD2 banks, and SimpleFIN for US and international banks. Users can import financial history in OFX, QIF, CAMT, and CSV formats, share transactions with family or a team, and set rules to categorize transactions automatically. Recurring transactions can cover subscriptions and regular bills, while monthly category budgets and reports help track spending and net worth over time. Multiple currencies are supported with automatic conversion; without an Open Exchange Rates key, cross-currency amounts use a 1:1 fallback rate with a warning. The makers say credentials stay away from their infrastructure and transaction history remains in PostgreSQL on the user's machine. Deployment instructions cover Docker Compose or Helm, with setup guidance for Linux, macOS, and Windows. Its self-hosted plan costs nothing, with no subscriptions, seats, or upsells.

Who it suits

Securo suits people who want to manage personal finances on infrastructure they control, as well as users who need budgets, investment tracking, or shared expenses. The makers also invite freelancers, small companies, and accountants to discuss business use.

What it does well

Self-hosted transaction history stays in PostgreSQL on the user's machine.
Imports support OFX, QIF, CAMT, and CSV.
Rules can categorize transactions automatically.
Supports two-factor authentication and optional passkeys.
Free plan includes all listed features and future updates.

What to know first

Self-hosted deployment requires setup.
Cross-currency amounts use a 1:1 fallback without an Open Exchange Rates key.
The free plan has no trial.

Limits

The Self-hosted plan is free forever with all listed features and future updates. Without an Open Exchange Rates key, cross-currency amounts use a 1:1 fallback rate with a visual warning.

Plans

Plan	Billed and limits	Price
Self-hosted	Free forever; no subscriptions, seats, or upsells · Self-hosted · all listed features included · every future update	Free

As usesecuro.com lists them, read 12 Oct 2026. The maker's own page has the final word.

Getting started

Choose Linux, macOS, or Windows deployment
Deploy with Docker Compose or Helm
Follow the project setup instructions
Connect a supported bank-sync provider or import financial files
Configure budgets, rules, recurring transactions, and authentication

Verdict

Securo offers a broad set of finance tracking tools in a self-hosted, open-source package. Its fit depends on whether you want to manage deployment yourself and how you handle currency conversion.

Questions

How much does Securo cost?

The Self-hosted plan costs nothing and is billed Free forever, with no subscriptions, seats, or upsells.

Where can Securo run?

It is available on Linux, macOS, Windows, web, and self-hosted deployments. Documentation lists Docker Compose or Helm and setup instructions for Linux, macOS, and Windows.

Which bank-sync services are supported?

Listed providers include Pluggy for Brazilian banks, Enable Banking for about 2,500 European PSD2 banks, and SimpleFIN for US and international banks.

Can I import existing financial data?

Yes. Securo accepts OFX, QIF, CAMT, and CSV files.

How does Securo handle privacy?

The makers say bank credentials never touch their infrastructure and transaction history stays in PostgreSQL on the user’s machine. The self-hosted app sends no usage tracking, analytics, or crash reports to them, according to its privacy page.

Does Securo include AI features?

Optional self-hosted AI agents can chat with Securo data using tools and a per-agent RAG knowledge base. The feature is off by default.

Facts from Securo's own pages

Account sync: both · usesecuro.com, 22 Sept 2026
AI assistants: Optional self-hosted AI agents can chat with Securo data using tools and a per-agent RAG knowledge base; the feature is off by default. · github.com, 12 Oct 2026
Authentication: The app supports two-factor authentication with brute-force protection, OIDC login, and optional passkeys. · github.com, 12 Oct 2026
Automation: Rules can automatically categorize transactions, and recurring transactions can handle subscriptions and regular bills. · docs.usesecuro.com, 12 Oct 2026
Bank sync: Bank sync supports providers including Pluggy for Brazilian banks, Enable Banking for about 2,500 European PSD2 banks, and SimpleFIN for US and international banks. · github.com, 12 Oct 2026
Bill tracking: Yes · usesecuro.com, 22 Sept 2026
Budgeting tools: Yes · usesecuro.com, 22 Sept 2026
Budgets and reporting: Securo provides monthly category budgets, reports, and net worth tracking over time. · docs.usesecuro.com, 12 Oct 2026
Deployment: The documentation lists Docker Compose or Helm for deployment, and the project provides setup instructions for Linux, macOS, and Windows. · docs.usesecuro.com, 12 Oct 2026
Free plan: Yes · usesecuro.com, 22 Sept 2026
Imports: Users can import financial history in OFX, QIF, CAMT, and CSV formats. · usesecuro.com, 12 Oct 2026
Investments: The app tracks stocks and custom assets with valuation and growth rules. · usesecuro.com, 12 Oct 2026
Multi-currency: Securo supports multiple currencies with automatic conversion; without an Open Exchange Rates key, cross-currency amounts use a 1:1 fallback rate with a visual warning. · docs.usesecuro.com, 12 Oct 2026
Net-worth tracking: Yes · usesecuro.com, 22 Sept 2026
Privacy: The makers say bank credentials never touch their infrastructure and transaction history stays in PostgreSQL on the user's machine. · usesecuro.com, 12 Oct 2026
Product: Securo is an open-source, self-hosted personal finance manager for tracking money on your own infrastructure. · docs.usesecuro.com, 12 Oct 2026
Shared expenses: Users can share transactions with family or a team. · usesecuro.com, 12 Oct 2026
Support and audience: The makers direct users to documentation and Discord, and specifically invite freelancers, small companies, and accountants to discuss business use. · usesecuro.com, 12 Oct 2026
Telemetry: The self-hosted app sends no usage tracking, analytics, or crash reports to the makers, according to its privacy page. · usesecuro.com, 12 Oct 2026

Where Securo stands on Freedom251

Personal Finance Software#17 of 181