Best Modulr Alternatives in 2026

Updated October 2026

20 apps from banking-as-a-service platforms ranked against Modulr on the same published basis.

Modulr alternatives compared

#	App	Score	Free plan	From	Runs on
1	Railsr	6.4	Free plan	Free	API, Web
2	Stripe Treasury	6.4	Free plan	Free	API, Web
3	Swan Cards	6.4	Free plan	€2,990/mo	API, Web
4	Paynetics Card Issuing	5.6	No	—	Android, API, iOS, Web
5	Unit	5.6	No	—	Android, API, iOS, Web
6	Vodeno Cloud Platform	5.6	No	—	Android, API, iOS, Web
7	Column	5.5	No	—	API, Web
8	Dock	5.5	No	—	API, Web
9	Mbanq Cloud	5.5	No	—	Android, API, iOS, Web
10	Griffin	5.4	No	£100/mo	API, Web
11	Galileo	5.2	No	—	Web
13	Nexfinera	5.2	No	—	API
14	NymCard	5.2	No	—	Web
15	OpenPayd	5.2	No	—	Web
16	Solaris	5.2	No	—	—
17	Synctera	5.2	No	—	Web
18	Treasury Prime	5.2	No	—	Web
19	Weavr	5.2	No	£1,947/mo	Android, API, iOS, Web
20	Baasic	5.1	No	—	—
21	Decentro	5.1	No	—	API, Web

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Questions about Modulr alternatives

What is the best alternative to Modulr?

Railsr, number 1 in banking-as-a-service platforms with a score of 6.4 out of 10. The others here: Stripe Treasury, Swan Cards, Paynetics Card Issuing and 16 more.

What is the best free alternative to Modulr?

Railsr is the best-ranked alternative with a free plan. 3 of the 20 alternatives here publish a free plan on their own pricing pages.

How are these alternatives ranked?

Ranked free-and-open first: a usable free tier and open-source code, then the platforms it runs on and its documentation.