Do these 3 things before closing this tab:
1Repair Windows errors before they cause bigger problems2Scan for outdated or missing drivers - takes under a minute3Clear out junk files and repair common Windows errorsApple Pay became available in India on 30 September 2026. At launch, eligible Axis Bank Visa and Mastercard credit cards can be used with compatible iPhone, iPad, and Apple Watch devices for contactless in-store payments and supported app and web checkouts. Mac support is described as coming soon; Apple has not announced UPI support as part of this launch.
What Apple Pay’s India launch includes
Apple’s 30 September 2026 launch announcement says Apple Pay is available in India on iPhone, iPad, and Apple Watch. It identifies Axis Bank as the first Indian issuer, with eligible Axis Bank-issued Visa and Mastercard credit cards supported. Apple’s India bank eligibility page lists those cards and says it will update the list as banks are added.
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This is a card-payment launch, not evidence that every Indian bank card works or that Apple Pay is a UPI option. Apple’s launch and eligibility pages describe card payments and do not announce UPI support. Check the eligibility of your exact card with Axis Bank, since support may vary by card type.
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Apple says Apple Pay is available in more than 90 countries and regions and works with more than 11,000 bank and network partners worldwide. Those are Apple’s global figures, not India adoption or transaction statistics; its launch materials do not give India-specific user or transaction totals. Apple’s India service page provides its general service information.
#1 Best Overall
![Apple Watch Series 11 [GPS 46mm] Smartwatch with Jet Black Aluminum Case with Black Sport Band - M/L. Sleep Score, Fitness Tracker, Health Monitoring, Always-On Display, Water Resistant](https://m.media-amazon.com/images/I/416RQ0rtsUL._SL160_.jpg)
- A FULL-FEATURED HEALTH TRACKER—Apple Watch Series 11 gives you invaluable insights about your body, right from your wrist. Take an ECG anytime* and get alerts for a high and low heart rate or an irregular rhythm*—so you can stay closer to your heart. You can also view your overnight health tracking metrics with the Vitals app* and be notified of possible sleep apnea.*
- KNOW YOUR SLEEP SCORE—With advanced sleep tracking, Series 11 gives you a daily sleep score. It’s an easy way to help measure and understand the quality of your sleep, so you can make it more restorative.
- GET HYPERTENSION NOTIFICATIONS—Did you know that Series 11 can spot signs of chronic high blood pressure? By analyzing how your blood vessels respond to beats of the heart, it can notify you of possible hypertension.*
- SAFETY FEATURES—A smartwatch that puts your safety first. Series 11 can detect a hard fall or severe car crash, automatically help connect you with emergency services, and notify your emergency contacts.* Check In can automatically notify a loved one when you’ve arrived at your destination.
- A POWERFUL FITNESS TRACKER—With advanced metrics and motivating features like Pacer, Heart Rate Zones, training load, and Workout Buddy powered by Apple Intelligence from your nearby iPhone*—Series 11 is made to help everyone stay active, from runners and hikers to strength-training enthusiasts.
Which devices and software are required?
Apple’s launch footnote specifies these minimums for using the service in India:
- iPhone: iPhone XR or later with iOS 18 or later.
- Apple Watch: Apple Watch Series 6 or later with watchOS 11 or later, paired with iPhone XR or later.
- iPad: Apple lists iPad as supported for app and web checkout; consult Apple’s setup guidance for your model and software requirements.
Apple says Mac support is coming soon. No Mac launch date is given in the announcement, so Mac availability should not be assumed. For setup generally, Apple also requires a compatible device with current software, an Apple Account signed in, device authentication enabled, and a card from a participating issuer. Apple Support’s setup instructions cover adding and managing cards.
Rank #2
![Apple Watch Series 11 [GPS 42mm] Smartwatch with Rose Gold Aluminum Case with Light Blush Sport Band - S/M. Sleep Score, Fitness Tracker, Health Monitoring, Always-On Display, Water Resistant](https://m.media-amazon.com/images/I/31caPPnRysL._SL160_.jpg)
- A FULL-FEATURED HEALTH TRACKER—Apple Watch Series 11 gives you invaluable insights about your body, right from your wrist. Take an ECG anytime* and get alerts for a high and low heart rate or an irregular rhythm*—so you can stay closer to your heart. You can also view your overnight health tracking metrics with the Vitals app* and be notified of possible sleep apnea.*
- KNOW YOUR SLEEP SCORE—With advanced sleep tracking, Series 11 gives you a daily sleep score. It’s an easy way to help measure and understand the quality of your sleep, so you can make it more restorative.
- GET HYPERTENSION NOTIFICATIONS—Did you know that Series 11 can spot signs of chronic high blood pressure? By analyzing how your blood vessels respond to beats of the heart, it can notify you of possible hypertension.*
- SAFETY FEATURES—A smartwatch that puts your safety first. Series 11 can detect a hard fall or severe car crash, automatically help connect you with emergency services, and notify your emergency contacts.* Check In can automatically notify a loved one when you’ve arrived at your destination.
- A POWERFUL FITNESS TRACKER—With advanced metrics and motivating features like Pacer, Heart Rate Zones, training load, and Workout Buddy powered by Apple Intelligence from your nearby iPhone*—Series 11 is made to help everyone stay active, from runners and hikers to strength-training enthusiasts.
How to add an eligible Axis card
Axis Bank says eligible cards can be added through its mobile banking app or Apple Wallet. In Wallet, Apple’s documented flow is to open the app, tap the add-card control, and follow the onscreen prompts. The issuer may request extra verification.
- Confirm with Axis Bank that your specific Visa or Mastercard credit card is eligible.
- Open Apple Wallet and tap the add-card control, or start from the Axis Bank mobile banking app.
- Follow the prompts to add the card and complete any verification requested by the issuer.
Apple’s launch requirements and Axis Bank’s card guidance are available in the launch announcement and Axis Bank release.
Rank #3
![Apple Watch SE 3 [GPS 40mm] Smartwatch with Starlight Aluminum Case with Starlight Sport Band - S/M. Fitness and Sleep Trackers, Heart Rate Monitor, Always-On Display, Water Resistant](https://m.media-amazon.com/images/I/31YiTby0pOL._SL160_.jpg)
- GET SMARTER HEALTH INSIGHTS—Apple Watch SE 3 is an advanced health tracker that helps you better understand your body. The smartwatch sends alerts for an irregular heart rhythm, or an unusually high or low heart rate.* You can view your overnight health tracking metrics with the Vitals app,* track your sleep score, and get sleep apnea notifications.*
- A GREAT FITNESS TRACKER—SE 3 can track your workouts in a healthy number of ways—from running and strength training to simply achieving your 10K steps a day. With real-time metrics and Workout Buddy powered by Apple Intelligence from your nearby iPhone,* you’ll hit your goals like never before.
- KEEP HELP CLOSE AT HAND—SE 3 is a smartwatch that can detect a hard fall or severe car crash and automatically help connect you to emergency services and notify your emergency contacts.* Check In can automatically notify a loved one when you’ve arrived at your destination.
- WOMEN’S HEALTH INSIGHTS—SE 3 has advanced sensors that track your wrist temperature while you sleep. With this smartwatch, you can log your periods and symptoms, get period predictions, and get notified of cycle deviations.*
- GREAT BATTERY LIFE AND FASTER CHARGING—Enjoy a smartwatch with all-day, 18-hour battery life* from sunup to sundown. Then charge up to twice as fast as SE 2* and get up to 8 hours of battery in just 15 minutes.*
How to pay in stores, apps, and on the web
At a contactless terminal
For an in-store purchase, double-click the iPhone’s side or Home button, authenticate with Face ID, Touch ID, or your passcode if prompted, then hold the top of the iPhone near the contactless reader. On Apple Watch, double-click the side button and hold the display near the reader. The shop needs a contactless terminal that accepts the payment.
In an app or online
On iPhone and iPad, choose Apple Pay at checkout where the app or website offers it, then authenticate as prompted. Apple Pay does not appear at every online checkout; merchant support is required.
Rank #4
![Apple Watch SE 3 [GPS 40mm] Smartwatch with Midnight Aluminum Case with Midnight Sport Band - S/M. Fitness and Sleep Trackers, Heart Rate Monitor, Always-On Display, Water Resistant](https://m.media-amazon.com/images/I/31Gq8SToFJL._SL160_.jpg)
- GET SMARTER HEALTH INSIGHTS—Apple Watch SE 3 is an advanced health tracker that helps you better understand your body. The smartwatch sends alerts for an irregular heart rhythm, or an unusually high or low heart rate.* You can view your overnight health tracking metrics with the Vitals app,* track your sleep score, and get sleep apnea notifications.*
- A GREAT FITNESS TRACKER—SE 3 can track your workouts in a healthy number of ways—from running and strength training to simply achieving your 10K steps a day. With real-time metrics and Workout Buddy powered by Apple Intelligence from your nearby iPhone,* you’ll hit your goals like never before.
- KEEP HELP CLOSE AT HAND—SE 3 is a smartwatch that can detect a hard fall or severe car crash and automatically help connect you to emergency services and notify your emergency contacts.* Check In can automatically notify a loved one when you’ve arrived at your destination.
- WOMEN’S HEALTH INSIGHTS—SE 3 has advanced sensors that track your wrist temperature while you sleep. With this smartwatch, you can log your periods and symptoms, get period predictions, and get notified of cycle deviations.*
- GREAT BATTERY LIFE AND FASTER CHARGING—Enjoy a smartwatch with all-day, 18-hour battery life* from sunup to sundown. Then charge up to twice as fast as SE 2* and get up to 8 hours of battery in just 15 minutes.*
Apple names Apple Store locations, Blinkit, Chaayos, Comet, Croma, Interflora, Ixigo, Le15 Patisserie, Reliance brands, Tata 1mg, and Zomato as launch merchant examples. It also says it worked with payment service providers including BillDesk, Cashfree, Juspay, Mswipe, Paytm, PayU, Pine Labs, Razorpay, and Worldline to reach merchant networks. These examples are not an exhaustive directory or a guarantee that every outlet or checkout accepts Apple Pay. See the Apple launch announcement.
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Apple says the actual card number is not stored on the device or Apple’s servers and is not shared with merchants. Instead, a unique Device Account Number is encrypted and stored in the device’s Secure Element. Apple also says it does not retain transaction information that can be tied back to the user, and that Find My can lock or suspend payments from a lost iPhone. These are Apple’s descriptions of its protections, not an independent audit or a promise that payment fraud is impossible. Apple’s Apple Pay privacy information explains its claims.
Best Value
![Apple Watch Series 11 [GPS 42mm] Smartwatch with Jet Black Aluminum Case with Black Sport Band - S/M. Sleep Score, Fitness Tracker, Health Monitoring, Always-On Display, Water Resistant](https://m.media-amazon.com/images/I/41s72HIk5TL._SL160_.jpg)
- A FULL-FEATURED HEALTH TRACKER—Apple Watch Series 11 gives you invaluable insights about your body, right from your wrist. Take an ECG anytime* and get alerts for a high and low heart rate or an irregular rhythm*—so you can stay closer to your heart. You can also view your overnight health tracking metrics with the Vitals app* and be notified of possible sleep apnea.*
- KNOW YOUR SLEEP SCORE—With advanced sleep tracking, Series 11 gives you a daily sleep score. It’s an easy way to help measure and understand the quality of your sleep, so you can make it more restorative.
- GET HYPERTENSION NOTIFICATIONS—Did you know that Series 11 can spot signs of chronic high blood pressure? By analyzing how your blood vessels respond to beats of the heart, it can notify you of possible hypertension.*
- SAFETY FEATURES—A smartwatch that puts your safety first. Series 11 can detect a hard fall or severe car crash, automatically help connect you with emergency services, and notify your emergency contacts.* Check In can automatically notify a loved one when you’ve arrived at your destination.
- A POWERFUL FITNESS TRACKER—With advanced metrics and motivating features like Pacer, Heart Rate Zones, training load, and Workout Buddy powered by Apple Intelligence from your nearby iPhone*—Series 11 is made to help everyone stay active, from runners and hikers to strength-training enthusiasts.
Apple says in-store payments from iPhone and Apple Watch can work without Wi-Fi or cellular service because the device communicates with the reader using NFC. Transaction history may not appear until connectivity returns. Apple says it does not charge an Apple Pay transaction fee; the card issuer may still apply its usual charges. Axis Bank says card rewards and benefits continue when an eligible card is used. See Apple’s India Apple Pay page and Axis Bank release.
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