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World desk3 min

The Best Defense Against AI Scams Is Low-Tech Skepticism, Expert Warns

When a voice message or urgent call asks for money or sensitive information, pause. Verify it using a known number, a private family phrase, or established workplace approvals.
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A familiar voice is not proof of identity. If a caller or message pressures you to send money, share sensitive information, or keep a request secret, pause and verify it through a channel you already trust. That simple habit is the practical point behind security expert Robert Siciliano’s warning that low-tech skepticism can help counter high-tech AI impersonation.

Why a familiar voice is not enough

In a LinkedIn article shown as published December 16, 2025, security expert Robert Siciliano describes an executive-impersonation scenario: a supposed senior colleague makes an urgent request by voice. His central warning is that recognizing the voice should not be the only identity check. The article’s memorable thesis is, “This sounds counter-intuitive, but the best defense against high-tech AI is low-tech humanity.”

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A separate consumer explainer from First Horizon Bank, posted February 11, 2026, describes family-emergency calls that use concern for a relative and pressure recipients to send money before checking the story. Urgency, secrecy, and emotional pressure are reasons to slow down and verify, not reasons to skip the check.

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These examples illustrate tactics; they do not establish how often AI scams occur or how effective any single defense is. The useful lesson is narrower: do not treat a convincing voice, familiar name, or urgent story as sufficient authorization for a consequential action.

How to verify a family emergency

Agree on a private phrase in advance

Choose a phrase with family or close friends that would be difficult for an outsider to guess. Keep it private: do not post it publicly or put it in ordinary email. During a U.S. Senate Special Committee on Aging hearing on November 16, 2023, a witness recommended a family-and-friends password as a low-tech response to voice-cloning risks, specifically cautioning against publicizing it or putting it in email. The available transcript excerpt does not identify the speaker, so the recommendation should not be attributed to a named person.

Check through a separate, trusted route

  1. Pause before sending money or sharing information, especially if the caller insists that you act immediately or keep the request secret.
  2. Use a number you had saved before the call, or contact the person through another independently established channel. Do not rely solely on a number, link, or contact detail supplied in the suspicious message.
  3. If you cannot reach the person, contact another trusted relative to check the situation before taking an irreversible step.

A private phrase can help, but it should not replace independent contact when the situation remains uncertain.

How to handle an urgent workplace request

For a payment or sensitive-data request that appears to come from an executive or colleague, follow a verification process already established at work rather than treating familiarity or seniority as proof.

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  • Call the requester back on a previously trusted number, not just the number that appeared on the incoming call or in the message.
  • Use a pre-agreed challenge-response procedure if your organization has one.
  • Require the normal second-person approval or other additional authorization for consequential transactions.
  • Question urgent requests without treating verification as disrespect. A legitimate requester should be able to follow the organization’s process.

Siciliano’s article recommends out-of-band verification for workplace requests. The practical distinction is between the channel making the request and a separate channel used to confirm it.

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What to do after a suspected loss

  1. Contact the relevant financial institution promptly and review activity on the affected accounts and statements.
  2. Report online fraud to the FBI’s Internet Crime Complaint Center (IC3) or contact a local FBI office. The FBI’s guidance, “FBI Tech Tuesday—Building a Digital Defense Against Elder Fraud by Family and Caregivers,” identifies these reporting routes.

Do not wait for certainty about how the impersonation was made before reviewing accounts or reporting suspected online fraud.

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