To pay with Google Wallet at a store, add an eligible card, turn on NFC, set Google Wallet as the default contactless payment app, and use a supported screen lock. Then unlock your Pixel and hold it near a contactless terminal. Card availability depends on your country, bank, and specific card.
Before you start
Google Wallet requires Android 9 or later, a Google Account, and current versions of Google Play Services and Google Wallet. A rooted phone or work profile is not supported for Wallet use. For in-store tap to pay, your Pixel also needs NFC, a supported screen lock, and software that meets Google’s security requirements.
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Your bank and exact card must support Google Wallet in a country or region where contactless payments are available. A physical card’s contactless feature alone does not establish Wallet compatibility. Check Google’s supported payment methods and confirm eligibility with your card issuer.
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Install Google Wallet from the Play Store if it is not already on your Pixel, then open the app.
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Tap Add to Wallet, choose Payment card, then New credit or debit card.
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Scan the card or enter its details manually, accept the issuer’s terms, and complete any verification requested.
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Alternatively, use your bank’s app and select its Add to GPay option if available.
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The card issuer may require verification or decline the request to add the card. If the issuer declines it, contact the bank; Google cannot override that decision. Google says items previously added to Google Pay should appear in Wallet, but payment cards need tap-to-pay setup again after you move to a new phone.
Turn on NFC and choose Wallet as the default
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Open your Pixel’s Settings app, search for NFC, and turn NFC on.
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In Settings, search for NFC or Contactless payments, then open the matching settings page.
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Tap Payment default and select Google Wallet. Confirm the choice if prompted.
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Menu names and paths can vary. Google’s instructions may refer to the default app as “Google Pay”; select Google Wallet if that is the label shown on your Pixel.
Check your screen lock and setup status
Google requires a screen lock and identity verification for Wallet payments. Supported methods include a PIN, pattern, password, and supported Class 3 biometric unlock. Smart Unlock and Knock to Unlock do not qualify for payment verification. Google’s current help page says Face Unlock on Pixel 7 and Pixel 7 Pro is not supported for tap-to-pay transactions, so use another supported verification method on those phones.
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To see if Wallet needs anything else, open the app, tap your profile picture, and look for Payment setup or Tap to pay setup. Follow any remaining instructions. If a card says Finish setup, complete its verification; if it is suspended, contact the bank. Google’s troubleshooting guidance treats a card with no warning above it as ready.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Pay at a contactless terminal
Unlock your Pixel and hold it near a reader showing the contactless or Google Pay symbol. You do not need to open the Wallet app. Authenticate with your screen lock if prompted. Wallet uses the default payment card; the first payment card you add becomes the default.
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To choose another eligible card, open that card in Wallet and change the default in its Details. If a tap does not register, hold the phone closer and still for a few seconds, and try another position: the NFC antenna may be near the top or bottom of the phone. The merchant must accept contactless payments for the transaction to work.
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Fix common setup and payment problems
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“Turn on NFC to pay with Wallet”: Turn on NFC in Settings. If the Pixel still reports that it lacks NFC, check whether that specific device has NFC capability.
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“Card not set up” or “Finish setup”: Complete the card’s verification flow in Wallet. If the issuer declines the card addition, contact the issuer.
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“Card suspended”: Contact your bank or card issuer.
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“Phone can’t be set up for tap and pay”: Check that NFC is on and that the phone meets Google’s security requirements. Google lists rooted devices, custom ROMs, unlocked bootloaders, and uncertified software among possible causes.
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The terminal does not register the tap: Reposition the phone, hold it close and still for a few seconds, and confirm the merchant accepts contactless payments.
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The payment is declined: Confirm the merchant accepts the payment method and contact the issuer if needed. Google says a declined transaction does not charge the card.
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