How to Set Up Apple Pay on iPhone, iPad, or Apple Watch in India

Apple lists India as a country where Apple Pay is supported, but the card must also be eligible: Apple’s India issuer listing names Axis Bank Visa and Mastercard credit cards. To add an eligible card, start in Wallet on iPhone, Settings on iPad, or the Watch app on the paired iPhone. Axis Bank may still need to verify your card, and Apple cautions that some cards from participating banks might not be supported.

Check availability and card eligibility first

Apple’s supported-country list includes India. Its India entry on the participating-banks page names Axis Bank and Visa and Mastercard credit cards. This is not a guarantee that every Axis Bank card—or every Indian payment card—can be added. Apple Support notes: “Some cards from participating banks might not be supported in Apple Pay.” Confirm that your specific card is eligible with Axis Bank before troubleshooting setup.

#	Preview	Product	Price
1		Apple Watch Series 11 [GPS 46mm] Smartwatch with Jet Black Aluminum Case with Black Sport Band -...	$379.00	Buy on Amazon
2		Apple Watch Series 11 [GPS 42mm] Smartwatch with Rose Gold Aluminum Case with Light Blush Sport Band...	$328.06	Buy on Amazon
3		Apple Watch SE 3 [GPS 40mm] Smartwatch with Starlight Aluminum Case with Starlight Sport Band - S/M....	$219.00	Buy on Amazon
4		Apple Watch SE 3 [GPS 40mm] Smartwatch with Midnight Aluminum Case with Midnight Sport Band - S/M....	$219.00	Buy on Amazon
5		Apple Watch Series 11 [GPS 42mm] Smartwatch with Jet Black Aluminum Case with Black Sport Band -...	$331.55	Buy on Amazon

As an Amazon Associate I earn from qualifying purchases.

Apple Pay card eligibility is separate from payment methods for Apple Account purchases and services. Apple’s India Apple Account page lists UPI, Visa, Mastercard, net banking for adding funds, and Apple Account balance; that list does not establish which cards can be added to Wallet for Apple Pay.

What you need before setup

• A compatible iPhone, iPad, or Apple Watch running the latest available version of its operating system.
• A supported card from a participating issuer. For Apple’s India listing, this means the specified Axis Bank Visa or Mastercard credit-card category, subject to approval for the individual card.
• Your Apple Account signed in on the device, and iCloud signed in where required by Apple.
• Device authentication enabled: Face ID, Touch ID, Optic ID, or a passcode, as applicable. Apple also requires a passcode on Apple Watch.

Apple’s compatibility list covers iPhone models with Face ID or Touch ID except iPhone 5s; iPad Pro, iPad Air, iPad, and iPad mini models with Face ID or Touch ID; and Apple Watch Series 1 or later. Requirements can vary by region, hardware, and software, so check Apple’s current compatibility information if you have an older device.

#1 Best Overall

Sale

Apple Watch Series 11 [GPS 46mm] Smartwatch with Jet Black Aluminum Case with Black Sport Band - M/L. Sleep Score, Fitness Tracker, Health Monitoring, Always-On Display, Water Resistant

• A FULL-FEATURED HEALTH TRACKER—Apple Watch Series 11 gives you invaluable insights about your body, right from your wrist. Take an ECG anytime* and get alerts for a high and low heart rate or an irregular rhythm*—so you can stay closer to your heart. You can also view your overnight health tracking metrics with the Vitals app* and be notified of possible sleep apnea.*
• KNOW YOUR SLEEP SCORE—With advanced sleep tracking, Series 11 gives you a daily sleep score. It’s an easy way to help measure and understand the quality of your sleep, so you can make it more restorative.
• GET HYPERTENSION NOTIFICATIONS—Did you know that Series 11 can spot signs of chronic high blood pressure? By analyzing how your blood vessels respond to beats of the heart, it can notify you of possible hypertension.*
• SAFETY FEATURES—A smartwatch that puts your safety first. Series 11 can detect a hard fall or severe car crash, automatically help connect you with emergency services, and notify your emergency contacts.* Check In can automatically notify a loved one when you’ve arrived at your destination.
• A POWERFUL FITNESS TRACKER—With advanced metrics and motivating features like Pacer, Heart Rate Zones, training load, and Workout Buddy powered by Apple Intelligence from your nearby iPhone*—Series 11 is made to help everyone stay active, from runners and hikers to strength-training enthusiasts.

$379.00

Buy on Amazon

Choose the setup route for your device

Set up Apple Pay on iPhone

1. Open the Wallet app and tap Add Card.
2. Choose Debit or Credit Card to add a card, or Cards Found For You if the card was used previously.
3. Tap Continue.
4. Hold the card near the iPhone if prompted, or select Enter Card Details Manually and follow the instructions.
5. Complete any additional authentication requested by the bank or card issuer. The issuer may ask for more information or require its app before approving the card.

Set up Apple Pay on iPad

1. Open Settings.
2. Tap Wallet & Apple Pay, then Add Card.
3. Follow the onscreen steps and provide any information or verification requested by the bank or card issuer.

Set up Apple Pay on Apple Watch

1. On the iPhone paired with your watch, open the Watch app.
2. In My Watch, tap Wallet & Apple Pay, then Add Card.
3. Choose Debit or Credit Card, or Cards Found For You, then tap Continue.
4. Hold the card near the iPhone, scan it if prompted, or enter its details manually.
5. Complete any verification required by the bank or card issuer. Apple also allows a card to be added by following the steps in Wallet on Apple Watch.

If setup does not work

• The card is not listed or cannot be added: Check the exact card’s Apple Pay eligibility with Axis Bank. Being issued by a participating bank does not guarantee that every card is supported.
• The issuer requests verification: Follow its prompts, including any request for more information or use of its app. Approval is controlled by the issuer.
• You cannot find the setup option: Check that you are signed in to your Apple Account, that iCloud and device authentication requirements are met, and that your device and operating system meet Apple’s current requirements.

Changing your Apple Account country or region, or trying another country’s card, is not an established workaround for setting up Apple Pay in India.

Quick Recap

SaleBestseller No. 1

Apple Watch Series 11 [GPS 46mm] Smartwatch with Jet Black Aluminum Case with Black Sport Band - M/L. Sleep Score, Fitness Tracker, Health Monitoring, Always-On Display, Water Resistant

$379.00

Bestseller No. 2

Apple Watch Series 11 [GPS 42mm] Smartwatch with Rose Gold Aluminum Case with Light Blush Sport Band - S/M. Sleep Score, Fitness Tracker, Health Monitoring, Always-On Display, Water Resistant

$328.06

SaleBestseller No. 3

Apple Watch SE 3 [GPS 40mm] Smartwatch with Starlight Aluminum Case with Starlight Sport Band - S/M. Fitness and Sleep Trackers, Heart Rate Monitor, Always-On Display, Water Resistant

$219.00

SaleBestseller No. 4

Apple Watch SE 3 [GPS 40mm] Smartwatch with Midnight Aluminum Case with Midnight Sport Band - S/M. Fitness and Sleep Trackers, Heart Rate Monitor, Always-On Display, Water Resistant

$219.00

Bestseller No. 5

Apple Watch Series 11 [GPS 42mm] Smartwatch with Jet Black Aluminum Case with Black Sport Band - S/M. Sleep Score, Fitness Tracker, Health Monitoring, Always-On Display, Water Resistant

$331.55

Best Value

Apple Watch Series 11 [GPS 42mm] Smartwatch with Jet Black Aluminum Case with Black Sport Band - S/M. Sleep Score, Fitness Tracker, Health Monitoring, Always-On Display, Water Resistant

• A FULL-FEATURED HEALTH TRACKER—Apple Watch Series 11 gives you invaluable insights about your body, right from your wrist. Take an ECG anytime* and get alerts for a high and low heart rate or an irregular rhythm*—so you can stay closer to your heart. You can also view your overnight health tracking metrics with the Vitals app* and be notified of possible sleep apnea.*
• KNOW YOUR SLEEP SCORE—With advanced sleep tracking, Series 11 gives you a daily sleep score. It’s an easy way to help measure and understand the quality of your sleep, so you can make it more restorative.
• GET HYPERTENSION NOTIFICATIONS—Did you know that Series 11 can spot signs of chronic high blood pressure? By analyzing how your blood vessels respond to beats of the heart, it can notify you of possible hypertension.*
• SAFETY FEATURES—A smartwatch that puts your safety first. Series 11 can detect a hard fall or severe car crash, automatically help connect you with emergency services, and notify your emergency contacts.* Check In can automatically notify a loved one when you’ve arrived at your destination.
• A POWERFUL FITNESS TRACKER—With advanced metrics and motivating features like Pacer, Heart Rate Zones, training load, and Workout Buddy powered by Apple Intelligence from your nearby iPhone*—Series 11 is made to help everyone stay active, from runners and hikers to strength-training enthusiasts.

$331.55

Buy on Amazon

Rank #4

Sale

Apple Watch SE 3 [GPS 40mm] Smartwatch with Midnight Aluminum Case with Midnight Sport Band - S/M. Fitness and Sleep Trackers, Heart Rate Monitor, Always-On Display, Water Resistant

• GET SMARTER HEALTH INSIGHTS—Apple Watch SE 3 is an advanced health tracker that helps you better understand your body. The smartwatch sends alerts for an irregular heart rhythm, or an unusually high or low heart rate.* You can view your overnight health tracking metrics with the Vitals app,* track your sleep score, and get sleep apnea notifications.*
• A GREAT FITNESS TRACKER—SE 3 can track your workouts in a healthy number of ways—from running and strength training to simply achieving your 10K steps a day. With real-time metrics and Workout Buddy powered by Apple Intelligence from your nearby iPhone,* you’ll hit your goals like never before.
• KEEP HELP CLOSE AT HAND—SE 3 is a smartwatch that can detect a hard fall or severe car crash and automatically help connect you to emergency services and notify your emergency contacts.* Check In can automatically notify a loved one when you’ve arrived at your destination.
• WOMEN’S HEALTH INSIGHTS—SE 3 has advanced sensors that track your wrist temperature while you sleep. With this smartwatch, you can log your periods and symptoms, get period predictions, and get notified of cycle deviations.*
• GREAT BATTERY LIFE AND FASTER CHARGING—Enjoy a smartwatch with all-day, 18-hour battery life* from sunup to sundown. Then charge up to twice as fast as SE 2* and get up to 8 hours of battery in just 15 minutes.*

$219.00

Buy on Amazon

Rank #3

Sale

Apple Watch SE 3 [GPS 40mm] Smartwatch with Starlight Aluminum Case with Starlight Sport Band - S/M. Fitness and Sleep Trackers, Heart Rate Monitor, Always-On Display, Water Resistant

• GET SMARTER HEALTH INSIGHTS—Apple Watch SE 3 is an advanced health tracker that helps you better understand your body. The smartwatch sends alerts for an irregular heart rhythm, or an unusually high or low heart rate.* You can view your overnight health tracking metrics with the Vitals app,* track your sleep score, and get sleep apnea notifications.*
• A GREAT FITNESS TRACKER—SE 3 can track your workouts in a healthy number of ways—from running and strength training to simply achieving your 10K steps a day. With real-time metrics and Workout Buddy powered by Apple Intelligence from your nearby iPhone,* you’ll hit your goals like never before.
• KEEP HELP CLOSE AT HAND—SE 3 is a smartwatch that can detect a hard fall or severe car crash and automatically help connect you to emergency services and notify your emergency contacts.* Check In can automatically notify a loved one when you’ve arrived at your destination.
• WOMEN’S HEALTH INSIGHTS—SE 3 has advanced sensors that track your wrist temperature while you sleep. With this smartwatch, you can log your periods and symptoms, get period predictions, and get notified of cycle deviations.*
• GREAT BATTERY LIFE AND FASTER CHARGING—Enjoy a smartwatch with all-day, 18-hour battery life* from sunup to sundown. Then charge up to twice as fast as SE 2* and get up to 8 hours of battery in just 15 minutes.*

$219.00

Buy on Amazon

Rank #2

Apple Watch Series 11 [GPS 42mm] Smartwatch with Rose Gold Aluminum Case with Light Blush Sport Band - S/M. Sleep Score, Fitness Tracker, Health Monitoring, Always-On Display, Water Resistant

• A FULL-FEATURED HEALTH TRACKER—Apple Watch Series 11 gives you invaluable insights about your body, right from your wrist. Take an ECG anytime* and get alerts for a high and low heart rate or an irregular rhythm*—so you can stay closer to your heart. You can also view your overnight health tracking metrics with the Vitals app* and be notified of possible sleep apnea.*
• KNOW YOUR SLEEP SCORE—With advanced sleep tracking, Series 11 gives you a daily sleep score. It’s an easy way to help measure and understand the quality of your sleep, so you can make it more restorative.
• GET HYPERTENSION NOTIFICATIONS—Did you know that Series 11 can spot signs of chronic high blood pressure? By analyzing how your blood vessels respond to beats of the heart, it can notify you of possible hypertension.*
• SAFETY FEATURES—A smartwatch that puts your safety first. Series 11 can detect a hard fall or severe car crash, automatically help connect you with emergency services, and notify your emergency contacts.* Check In can automatically notify a loved one when you’ve arrived at your destination.
• A POWERFUL FITNESS TRACKER—With advanced metrics and motivating features like Pacer, Heart Rate Zones, training load, and Workout Buddy powered by Apple Intelligence from your nearby iPhone*—Series 11 is made to help everyone stay active, from runners and hikers to strength-training enthusiasts.

$328.06

Buy on Amazon

Official guidance

• Apple Pay: Countries and regions that support Apple Pay
• Apple Pay participating banks in Africa, Europe, and the Middle East
• Set up Apple Pay
• Apple Pay-compatible devices
• Payment methods that you can use with your Apple Account

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.