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How to Pay Online With Apple Pay, Google Pay, or Another Digital Wallet

Use Apple Pay, Google Pay, or another wallet at checkout when the merchant supports it. Check your payment and delivery details, authenticate, and know who handles refunds and disputes.
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At checkout, choose Apple Pay, Google Pay, or another wallet only if the merchant offers it. Review the payment method and your shipping, billing, and contact details, then authenticate or confirm the purchase. Whether it works depends on the merchant, your card, device, and region.

How to pay with a digital wallet online

  1. Look for the wallet at checkout. Choose Apple Pay or Google Pay if the merchant displays it. A wallet is not a universal checkout option: the merchant must support it, and the wallet must accept your selected payment method. Apple’s purchase instructions and Google Pay’s app and website instructions describe their respective flows.
  2. Review the payment and order details. Select the card or other saved payment method you want to use. Check the billing, shipping, and contact details before proceeding. Google’s checkout flow may ask you to select a saved payment method and shipping address.
  3. Authenticate or confirm. Follow the prompt shown on your device. Apple’s supported-device flow can use Face ID, Touch ID, or a passcode; the exact prompt depends on your device and setup.
  4. Keep the order confirmation. Save the merchant’s confirmation and order details in case you need help with delivery, a return, or a refund.

What to check if a wallet or card is unavailable

If the wallet button is missing, the merchant may not accept that wallet for the purchase. If the wallet appears but your card does not, eligibility may depend on the card issuer, card network, wallet, and region. Check the wallet and ask your issuer whether the card is supported; do not assume that a card saved in one wallet is eligible everywhere. Google’s availability information notes that features vary by country or region.

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Device and browser support can also affect the options you see. For Apple Pay on a supported third-party browser or website, Apple documents a cross-device flow: select Apple Pay on the browsing device, scan the code with an iPhone or iPad, review the payment details there, and authenticate on that Apple device. This is limited to supported websites and regions, so it is not a guarantee for every browser or device combination. Apple’s cross-device instructions explain the conditions.

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What happens to your payment information

Apple says that with Apple Pay, your actual card number is not shared with merchants and each transaction uses a unique security code. That describes Apple Pay’s payment-data handling; it does not mean every payment risk is eliminated. Apple’s security explanation provides further detail.

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Square Terminal - Credit Card Machine to Accept All Payments | Mobile POS
  • With Square Terminal, you can ring up sales, accept payments, and print receipts, all with one device. Use it at the counter or ring up customers anywhere in your store.
  • Accept all major credit and debit cards and pay one low rate with no hidden fees and no long-term contracts.
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Some eligible Google Pay users may be able to use a virtual card number for certain online or in-app payments. It replaces the actual card number shared with the merchant, but availability is limited to select banks, networks, and regions, and some merchants opt out. A virtual number is not automatically provided for every card saved in Google Wallet. See Google’s virtual card information.

Who to contact about an order, refund, or charge

For delivery, returns, or a refund, contact the merchant that fulfilled the order. Google says it does not hold or process funds for Google Pay purchases; the transaction is between the merchant and the institution that issued your payment method. Google does not initiate or track refunds or manage disputes or chargebacks. If an incorrect charge remains unresolved and money has left your account, contact your card issuer to ask about its dispute or chargeback process. Google Pay’s refund and dispute guidance explains these responsibilities.

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Square Reader for contactless and chip (2nd Generation)
  • Use the, easy-to-use, and customizable POS to get started.
  • Accept contactless payments, chip cards, Apple Pay, and Google Pay from anywhere, with improved connectivity, extended battery life, and enhanced security. Pay one low rate for every tap or dip.
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Preauthorized Apple Pay payments and subscriptions

For an Apple Pay preauthorized payment, revoking the payment authorization stops that authorization but does not cancel the service. Contact the merchant separately to end the subscription or service. Apple’s instructions for managing preauthorized payments describe the distinction.

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Choosing between wallet buttons

If checkout offers more than one wallet, compare the practical details rather than assuming one is universally safer or more widely accepted. Check whether the merchant accepts it, whether your card and region are eligible, what device or authentication it requires, what card-data protections the provider documents, and who handles order issues. Those answers can differ by card, merchant, device, and location.

Quick Recap

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Square Terminal - Credit Card Machine to Accept All Payments | Mobile POS
Square Terminal - Credit Card Machine to Accept All Payments | Mobile POS
Process chip cards in just two seconds.; Get your money as soon as the next business day.; Use it cordlessly with the built-in battery, designed to last all day.
$298.99
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Square Reader for contactless and chip (2nd Generation)
Square Reader for contactless and chip (2nd Generation)
Use the, easy-to-use, and customizable POS to get started.; Use the, easy-to-use, and customizable POS to get started.
$47.20
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Homakover Credit Card POS Terminal Stand for Pax A35, Pax S300, Adjustable Clamp Width with Tilt, Contactless Payment Stand
  • Compatibility - This POS display stand is compatible for Pax A35, Pax S300. Note: Please carefully confirm the POS machine model before purchasing.
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  • Perfect Height - The Pax A35 credit card payment machine stands' ideal height of 4.7" is designed for optimal counter alignment. It provides ample clearance for card insertion and can be adjusted using the tilt feature. Once the perfect tilt angle is set, secure it in place with the included Allen key and wrench to prevent unwanted movement.
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SumUp Terminal SumUp Touch POS Terminal – Accepts Contactless, Chip & PIN, Apple & Google Pay + Instant Printing, Long Battery, No Monthly Fees
  • Effortless payments and printing: Accept card payments and print payment receipts on the spot with the built-in 40 mm thermal printer.
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Sonew Mobile Card Terminal for Contactless Payments, MDB Payment Device to PC Converter Bill Acceptor Round Collector USB Adapter Interface Box
  • 【Universal Compatibility】 - The MDB Payment Device to PC Converter is designed to connect a variety of MDB devices such as acceptors, bill receivers, and card readers effortlessly. It offers seamless integration with any vending equipment compliant with MDB specifications, ensuring versatility in your payment solutions.
  • 【User-Friendly Interface】 - This USB adapter features a straightforward setup process. Simply connect it to your computer, and the adapter transforms MDB protocols into RS-232 serial protocols. This allows for easy communication between your vending machine and your PC, simplifying operations while providing reliable performance.
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  • 【Robust Functionality】 - The MDB-PC USB converter supports a variety of interfaces, including cash interfaces (10H and 60H) and USD interfaces (40H). This broad support mechanism ensures compatibility across multiple configurations, making it an ideal solution for complex setups.
  • 【Comprehensive Package】 - Each converter comes complete with required cables, a user guide, and a user agreement, providing everything you need for successful installation. Designed for easy implementation, enjoy a plug-and-play experience with reliable support for all essential MDB functions.

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

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