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1Repair Windows errors before they cause bigger problems2Scan for outdated or missing drivers - takes under a minute3Clear out junk files and repair common Windows errorsAttackers most often get or guess passwords through phishing, credential stuffing, password spraying, automated brute-force guessing, and abuse of compromised password databases. Each works differently, so the strongest response is layered: use a unique password for every account, turn on multi-factor authentication, and treat unexpected sign-in requests with care. For organizations, add login controls, monitoring, and secure password storage.
These are recurring attack categories, not a ranked list: official guidance does not provide comparable prevalence rates for them.
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How the common password attacks differ
The key distinction is what an attacker starts with: a convincing lie, credentials leaked elsewhere, a short list of likely passwords, or automated guesses. That starting point determines which defenses help most.
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| Technique | Attacker’s starting point | How it works | Most direct defenses |
|---|---|---|---|
| Phishing | A way to impersonate a trusted person or organization | The victim is tricked into sharing credentials or entering them on a fake sign-in page. | Verify through a known contact channel; avoid unexpected links; use MFA, preferably phishing-resistant MFA where available. |
| Credential stuffing | Username and password pairs exposed from another service | Automated attempts test those pairs on other services, exploiting password reuse. | Unique passwords, a password manager, and MFA. |
| Password spraying | A list of usernames and a short list of common passwords | A small number of guesses are tried against many accounts, often to reduce the chance of triggering lockouts. | MFA, sensible failed-login limits, and authentication monitoring. |
| Brute-force guessing | A login target and candidate passwords | Automated password candidates are tested until one works. | Longer passwords, rate limits or lockout controls, and monitoring. |
| Compromised password database | Access to stored password data | Exposed credentials or password hashes may be abused to reach accounts. | Secure access controls and appropriately strong salted password hashing; MFA. |
What phishing does to passwords
A phishing message may imitate a bank, utility, vendor, or colleague and create urgency. It might link to a fake sign-in page or ask directly for a password. A stolen password can be valid and strong; the weakness is that the victim has handed it to an attacker.
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The Federal Trade Commission (FTC) advises not to click links or download attachments in unexpected messages. If a request could be legitimate, contact the organization using a website, email address, or phone number you already know is genuine—not the contact details in the message. The FTC’s phishing guidance also recommends two-factor authentication.
If you shared a password
- Change it promptly on the affected service, using its official website or app.
- If you reused it, change it on every other account that uses the same password.
- Follow your employer’s incident-reporting procedure if a work account or device is involved.
Why password reuse enables credential stuffing
Credential stuffing is the automated testing of username-and-password pairs exposed from one service against other services. It is not the same as guessing a password: the attacker is trying a credential that may already be correct. A password that is difficult to guess still puts other accounts at risk if it is reused and later exposed in a breach. CISA and the FTC describe this reuse-driven risk in their identity and access management guidance and small-business security guidance.
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Give every account a different password. A password manager can create and remember distinct passwords, reducing the temptation to reuse one. MFA adds another hurdle if a password is exposed.
How password spraying differs from brute force
Password spraying: few guesses across many accounts
A sprayer tries a short list of common passwords against many usernames rather than making repeated guesses against just one account. CISA notes that this approach can keep attempts per account low enough to avoid failed-login thresholds. MFA helps because a guessed password alone may not be enough to sign in; organizations can also set appropriate failed-attempt controls and watch authentication activity.
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Brute-force guessing: automated candidates against a target
Brute-force guessing automates attempts through password combinations or candidates until one works. The FTC describes the use of automated programs to test combinations. This is distinct from credential stuffing, which tests previously exposed username-and-password pairs.
Online guessing against a sign-in page is also different from attempts to abuse stolen password hashes. The official guidance cited here establishes the importance of secure, salted password storage, but does not establish a comparative speed or success rate for offline cracking methods.
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What a compromised password database means
A database breach can expose passwords or password hashes, depending on how the system stores them. Organizations should restrict access to password data and store passwords using appropriately strong salted hashing; this is a system-owner responsibility, not a setting consumers can change for an account at someone else’s service. The FTC’s business security guide discusses strong adaptive salted hashing with significant iterations, alongside access controls and MFA.
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Protecting personal accounts
- Use a different, long password for each account. A password manager can help maintain unique passwords without relying on memory.
- Enable multi-factor authentication (MFA). Use it wherever available. A security key can provide a phishing-resistant second factor when the account and device support it; check compatibility and recovery options before relying on a key.
- Verify unexpected requests independently. Navigate to the service yourself or use a known contact route instead of following an unexpected message’s link.
- Respond quickly to exposure. Change the affected password and any reused copies, then review the account’s security settings and sign-in activity if the service provides them.
Controls for small businesses
Business controls should address both account sign-ins and the systems that hold credentials. The FTC recommends strong passwords of at least 12 characters for small businesses, avoiding reuse, limiting unsuccessful attempts, and using MFA. CISA recommendations cited here call for 15 or more characters in the organizational contexts they address. These are source-specific recommendations, not a universal legal requirement or a guarantee against compromise.
- Require MFA. Consider security keys where supported and suitable; document recovery procedures so staff are not locked out.
- Set login protections. Limit repeated unsuccessful attempts appropriately and monitor authentication events for unusual activity.
- Restrict access. Limit who can reach sensitive accounts and password repositories, and review access when roles change.
- Store passwords securely. Use strong adaptive salted hashing with significant iterations; do not store passwords in readable form.
- Prepare for reports. Train staff to report suspicious messages and verify sensitive requests through a known channel. If credentials may have been shared, change them promptly and follow the incident process.
The FTC’s case summaries illustrate why organizational controls matter, but their figures are impact counts rather than measures of how common a particular attack is. Its business security guide describes allegations in the Drizly matter involving reused credentials and access to repositories, with 2.5 million consumers affected. The same guide describes allegations in the Chegg matter involving shared AWS root credentials and a former contractor’s access, with 40 million users affected.
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