A mobile betting bonus usually is not cash you can withdraw immediately. A wagering requirement—also called rollover or playthrough—sets how much qualifying stake you must place before the bonus or specified winnings become withdrawable. To work out the amount, find both the multiplier and what it applies to: the bonus alone, or the deposit and bonus together. The rules and withdrawal protections also depend on where you are.
What does a wagering requirement mean?
It is a condition attached to a promotion: you must reach a stated total of qualifying wagers before the affected bonus funds or related winnings become withdrawable. The total is turnover, not a target for winnings. Meeting a £500 turnover requirement does not mean you will win £500, and it does not tell you what you will lose.
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The multiplier is only half the calculation. The offer must also say what amount is multiplied and which bets count. A requirement described as “10x” could therefore produce different turnover targets depending on its calculation base.
How do I calculate the qualifying stake?
If the bonus alone counts
Multiply the bonus by the requirement. For example, the Danish Gambling Authority gives an example of a DKK 100 bonus at 10x: DKK 100 × 10 = DKK 1,000 in qualifying wagers. The UK Gambling Commission used a £10 bonus at 50x to illustrate a £500 turnover requirement in its 2025 announcement about a later rule change. That 50x example is illustrative, not a recommended or current offer.
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If the deposit and bonus both count
Add the deposit and bonus first, then multiply. In the Danish Gambling Authority’s example, a DKK 100 deposit plus a DKK 100 bonus at 10x requires (DKK 100 + DKK 100) × 10 = DKK 2,000 in wagers—twice the turnover in its bonus-only example.
Before accepting an offer, look for wording such as “bonus amount” or “deposit plus bonus.” If the base is unclear, do not assume the smaller figure applies; ask the operator to explain the calculation.
Do I have to bet my deposit as well as the bonus?
Not necessarily. The promotion’s terms determine whether the multiplier applies to the bonus alone or to the deposit and bonus together. They should also say which bets qualify, whether only part of a stake counts, and whether there are odds, market, sport or stake restrictions. A headline multiplier cannot answer those questions by itself.
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Great Britain: UK Gambling Commission guidance
The UK Gambling Commission says a customer can withdraw their deposit funds while a bonus is active or pending, and that deposit and bonus balances should be displayed separately. Its guidance allows wagering requirements on bonus winnings, but says customers must be able to withdraw winnings from wagers made with their own funds regardless of wagering volume. These are protections described by the Commission, not a universal rule for every country.
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Elsewhere: check local rules and the offer
Do not assume that the same withdrawal rights apply in another jurisdiction. Read the promotion terms to see what happens if you withdraw early, including whether cancelling the promotion affects the bonus or winnings. In New York, the cited mobile-wagering regulation bars operators from restricting withdrawal of a customer’s own funds or winnings from bets made with those funds; that is a jurisdiction-specific rule.
What happens to a free bet if I win?
“Free bet” does not establish how an operator treats the original stake, the winnings or any wagering requirement. Check the offer’s terms for whether the stake is returned, whether winnings are credited as cash or bonus funds, whether those winnings must be played through, and any expiry or conversion limit. The treatment can vary by promotion, so do not assume that winning makes the full displayed amount immediately withdrawable.
Which terms should I check before opting in?
- Calculation base: whether the multiplier applies to the bonus alone, the deposit and bonus, or another stated amount.
- Qualifying wagers: eligible sports, markets, bet types, odds, stake sizes and whether a full or partial stake contributes.
- Timing: when the requirement starts, the deadline and what happens when the offer expires.
- Withdrawal and conversion: whether bonus credit itself is withdrawable, what happens to winnings, and any maximum conversion amount.
- Cancellation: whether declining, cancelling or withdrawing during the promotion removes bonus funds or affects access to other balances.
- Free-bet treatment: how the stake and winnings are credited and whether either is subject to further conditions.
These details are promotion-specific. The Danish Gambling Authority advises customers to review all attached terms. New York requires promotion terms to be full, accurate, clear and concise, including disclosure when a bettor’s own funds must be used or put at risk.
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How do the rules differ by jurisdiction?
| Jurisdiction | What the cited regulator or rule says | Scope to keep in mind |
|---|---|---|
| Great Britain | For incentives requiring customers to play through bonus funds, the UK Gambling Commission’s maximum wagering requirement is 10x, effective 19 January 2026. The Commission also says deposit funds remain separately displayed and withdrawable while a bonus is active or pending. | The Commission says the cap is intended to improve clarity and reduce the risk of consumers gambling longer or faster than expected. Do not treat it as a worldwide limit or as a guarantee that a promotion is suitable. |
| Denmark | The Danish Gambling Authority describes a maximum playthrough requirement of 10x and says eligible games must contribute 100 percent. It also says prizes won while using a bonus may not be subject to wagering requirements under Danish legislation. | These are Danish rules as described by its regulator; they should not be applied to offers in other jurisdictions. |
| New York | Promotion terms must be full, accurate, clear and concise. Operators must disclose when a bettor’s own funds are required or at risk, may not call an offer risk-free when own money is at risk to use it or withdraw winnings, and may not block withdrawal of own funds or winnings from own-funded bets. | The cited New York provision does not establish a general wagering-multiplier ceiling. |
Does completing the requirement make a bonus a good deal?
Not by itself. A wagering requirement describes a condition for a promotion, not a way to make betting profitable. The turnover figure does not establish the likely outcome or financial value of an offer. Decide whether the terms and risk are acceptable without increasing stakes or chasing a promotion.
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