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Crypto-card payments reportedly reached $12.5 billion in 2026, but that figure is an attributed industry estimate—not Jupiter Spend’s volume and not a direct measure of stablecoin adoption. Bitcoin Magazine says it comes from Paymentscan data first shared by The Kobeissi Letter; the coverage does not disclose the measurement window, issuer coverage, or calculation method.
What does the $12.5 billion figure measure?
Bitcoin Magazine reports that Paymentscan data put crypto-card payment volume at a record $12.5 billion in 2026. The report says the figure was up 140% year to date and 247% compared with October 2025. Those growth rates are reported alongside the estimate, but the article does not specify the exact dates or calculation basis for the underlying volume. Bitcoin Magazine’s report attributes the data to Paymentscan, first shared by The Kobeissi Letter.
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The number is described as an industry-wide estimate. It is not a Jupiter Spend total. Nor does it establish how much of the $12.5 billion was paid using stablecoins: the available reporting does not give a stablecoin share or an independent measure of overall stablecoin adoption. Because the measurement window, included issuers, and methodology are not disclosed in the cited coverage, the figure should not be treated as an audited or fully defined market total.
Why are crypto-card payments growing?
The Kobeissi Letter attributed the increase to greater use of stablecoins as a payment rail and demand for cheaper, faster cross-border transactions, as reported by Bitcoin Magazine. That is the Letter’s explanation, not independently demonstrated causation in the coverage. It is plausible that a card can make crypto-funded purchases feel more familiar: a user spends through a payment card rather than sending a blockchain transaction directly to each merchant. But the reported total alone cannot show which factor drove the increase.
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Bitcoin Magazine quoted The Kobeissi Letter saying, “Crypto cards are the next phase of crypto adoption.” The line expresses the Letter’s view; it is not evidence that card spending measures adoption across all stablecoin uses, such as transfers or settlement between businesses.
Are stablecoins being used for everyday spending?
One separate data point suggests meaningful card activity: Crypto Briefing reports that industry-wide stablecoin card spending exceeded $1 billion for the first time in July 2026, reaching $1.03 billion across more than 10 million transactions that month. This is a distinct reported measure, not a breakdown of the $12.5 billion estimate. The two figures should not be added together or compared as though they cover the same period or use the same methodology.
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Card transaction totals indicate that some people are using stablecoins in card-payment flows, but they do not reveal how many users are involved, how often each user spends, or how much use occurs outside cards. The available reports do not supply those broader adoption measures.
How large is Jupiter Spend relative to the market figures?
Crypto Briefing reports that Jupiter Global recorded $7.6 million in card settlement volume for September 2026, 8% above the previous month. That is one provider’s reported monthly figure and is much narrower than the attributed $12.5 billion industry estimate. It does not explain or validate the industry estimate.
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- Smart backup: Use your second Tangem Wallet as your Backup keys with end‑to‑end encryption; no more papers, pictures. If one card is lost, the remaining can still restore full access, with an optional seed phrase available for advanced users.
- Engineered to last up to 25 years: Waterproof (IP69K), shockproof and tested for extreme temperatures from −25°C to 50°C. A durable cold wallet with long‑term protection and independently audited security.
- Trusted by 6 million users worldwide (4.9 App Store, 4.8 Google Play) - buy, sell, swap, stake, and spend cryptocurrency directly. The secure offline storage wallet designed for how people actually use crypto wallets
The same outlet describes Jupiter Spend as a card funded with USDC or USDT through the Jupiter app on Solana, with funds converted to a USD balance for purchases. It reports fee-free Solana deposits, foreign-exchange fees of 1% or 1.8% depending on issuer, and QR Pay in select Asia-Pacific markets. These terms and availability can change, so check Jupiter’s current provider information before relying on them. Crypto Briefing’s coverage is the source for these product details and the figures above.
What to check when comparing crypto cards
A crypto card can be a spending product, a credit card, or a borrowing product backed by crypto; those structures carry different costs and risks. Coverage names Jupiter Spend, Fold Bitcoin Credit Card, and Aven Bitcoin Visa Card, but the cited reports do not establish their current terms or availability. Before choosing any service, verify the issuer’s current details rather than assuming that products with “crypto card” in the name work alike.
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- TURN ANY WALLET INTO A CARD – Already have a wallet? Import your recovery phrase from MetaMask, Trust Wallet, Ledger, Trezor, or any compatible seed phrase wallet. X Card works as a backup wallet and physical twin of your existing bitcoin wallet, ethereum wallet, NFT wallet, or altcoin wallet — no transfers, no new accounts, no starting over.
- BUILT ON AN EAL6+ SECURE CHIP – Designed as a secure crypto wallet and private key wallet, X Card generates and stores your private keys inside the EAL6+ secure chip. Your keys never reach your phone, the App, USB, Bluetooth, or the internet, making it a true no bluetooth hardware wallet and no USB crypto wallet.
- ONE APP, EVERYTHING CRYPTO – Manage more with one cold storage wallet. Buy, sell, swap, send, spend, and earn across 45+ blockchains and 10,000+ tokens. Use X Card as your cryptocurrency wallet, coins and tokens wallet, DeFi wallet, and staking wallet for everyday crypto management.
- TAP TO CRYPTO – Carry your crypto cold wallet on a card and secure every transaction with one NFC tap. ELLIPAL X Card combines the simplicity of a crypto wallet with the protection of a cold storage hardware wallet.
- Funding and product type: Check whether purchases draw on stablecoins or another crypto balance, use a credit line, or borrow against collateral. Understand when crypto is converted and whether spending can trigger a taxable disposal under your local rules.
- Fees and borrowing costs: For spending cards, review deposit, conversion, foreign-exchange, ATM, and other transaction charges. For credit or collateral-backed products, examine APR, repayment rules, collateral requirements, and liquidation terms.
- Country and eligibility: Confirm that the card is available where you live, that you meet age and identity requirements, and that the issuer supports the merchants and currencies you need.
- Rewards and restrictions: Check reward rates, caps, payout assets, exclusions, and whether rewards depend on holding or staking a token. Read the current terms for spending limits and account freezes as well.
For a direct comparison of Jupiter Spend, Fold, and Aven, the material cited here does not establish a reliable current fee, APR, geography, or rewards comparison. Check each provider’s latest terms for those details before applying.
What the headline does—and does not—show
The reported $12.5 billion mark points to rising activity through crypto-card payment channels, while separate reporting puts one month of stablecoin card spending above $1 billion. Neither figure, as reported, tells readers the stablecoin share of the larger estimate or measures adoption across the whole crypto economy. Treat the record as a notable but methodologically under-specified industry estimate, not a precise census of everyday stablecoin use.
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