WageGate

What WageGate is

WageGate is an employment and income verification platform for lenders, available through a web platform and API. It brings together checks of identity, residency, income, bank statements, and sanctions-related risk. Identity verification covers government IDs, biometric face matching, and liveness; address checks validate residency using utility records and other authoritative sources. Income verification draws on payroll, deposits, and tax records, while bank statement parsing categorizes transactions and flags fraud signals. The service describes its sanctions, watchlist, and politically exposed person screening as continuous and labels itself AML/PEP compliant.

Lenders can place WageGate in a portal through a white-labeled iframe and receive real-time webhook notifications, including delivery retries. For multi-company operations, it provides separate workspaces, branding by company, company-scoped accounts, and role-based access controls. Onboarding starts with a company application and electronic signing of a Platform Services Agreement; WageGate then provides an API key for the iframe. Pricing is pay per verification, with automatic volume discounts, no monthly minimums or seat fees, and all verification types included. The pricing terms include a dedicated onboarding engineer and SLA-backed uptime and support; the homepage states a 99.9% platform uptime SLA.

Who it suits

WageGate suits lenders that need identity, address, income, bank statement, and AML/PEP checks through a web platform or API. Its isolated workspaces, company branding, scoped accounts, and role access also fit organizations serving multiple companies.

Limits

The pay-per-verification plan has no monthly minimums or seat fees, and includes all verification types, unlimited companies and sub-brands, and automatic volume discounts. Pricing is on request; enterprise pricing is available by contacting [email protected].

Getting started

1. Open https://www.wagegate.co/.
2. Submit a company application.
3. E-sign the Platform Services Agreement.
4. Receive an API key for a white-labeled iframe.

Verdict

Choose WageGate if your lending workflow needs several verification types in one platform, API access, or an embeddable iframe. Its multi-company controls and pay-per-verification terms may suit organizations handling checks for multiple companies. Contact WageGate for pricing details.