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Truv

Paid APIWeb

What Truv is

Truv gives financial institutions access to consumer-permissioned financial data for decisions involving income, employment, assets, education, volunteering, and transactions. Its products include income and employment, asset, direct deposit switching, and insurance verification, as well as Truv Bridge. Truv says it connects to over 12,800 payroll providers, employers, and gig platforms, covering about 96% of the U.S. workforce. Developers can use API documentation and a customizable Bridge UI widget for account connection and data sharing. The platform lists integrations with loan origination systems including Encompass, Byte, Bluesage, Vesta, and Empower, and point-of-sale systems such as nCino, Blend, Lodasoft, LenderLogix, Floify, and Besmartee. Consumers review and authorize shared information, and banking connections are read-only. Truv lists SOC 2 Type II, Section 508, WCAG 2.2 AA, and FCRA compliance, along with 99.95% uptime. Consumers can use a modern browser on desktop, mobile, or tablet without downloading an app or creating an account; Truv says it does not charge consumers. Pricing is on request.

Who it suits

Truv suits financial institutions seeking consumer-authorized data for verification and related decisions. It may also fit teams that need API access, a customizable account-connection widget, or listed loan origination and point-of-sale integrations.

What it does well

Connects to over 12,800 payroll providers, employers, and gig platforms.
Consumers authorize shared information; banking access is read-only.
Offers API documentation and a customizable Bridge UI widget.
Lists 99.95% uptime and several compliance standards.
Consumers need no app download or account creation.

What to know first

Pricing is on request.
The stated workforce coverage is about 96% of the U.S. workforce.
Support SLAs and account management depend on the plan.

Plans

Plan	Billed and limits	Price
Launch	Unlimited test credentials · Onboarding support · Customization · Templates · Advanced reporting · Google SSO	On request
Enterprise	Annual commitment · Everything in Professional · Dedicated solutions engineer · Support SLAs · Data deletion · SAML-based SSO · Quarterly business reviews	On request
Professional	Annual commitments · Everything in Launch · Slack or Teams support · Dedicated account manager · Custom permissions · 90-day log retention · Uptime SLAs	On request

As truv.com lists them, read 4 Oct 2026. The maker's own page has the final word.

Getting started

Visit the Truv website.
Contact Truv to request pricing and discuss a plan.
Use the API documentation or customizable Bridge UI widget for account connection and data sharing.
Choose a plan: Launch, Professional, or Enterprise.

Verdict

Truv combines verification products, consumer-authorized data access, and integrations for financial institutions. Pricing is not public, and support arrangements vary by plan.

Questions

How much does Truv cost?

Truv lists its pricing model as paid and says pricing is available on request. It also says consumers are not charged for its services.

Which platforms does Truv support?

Truv lists API and web platforms. Consumers can use a modern browser on desktop, mobile, or tablet without downloading an app.

Does Truv offer a free plan?

The listed pricing model is paid, with pricing on request. Truv says consumers do not pay to use its services.

What integrations does Truv list?

Listed loan origination system integrations are Encompass, Byte, Bluesage, Vesta, and Empower. Point-of-sale integrations include nCino, Blend, Lodasoft, LenderLogix, Floify, and Besmartee.

What plans are available?

Truv lists Launch, Professional, and Enterprise. Prices are not provided; Professional and Enterprise are described with annual commitments.

Who makes Truv?

Truv was founded in 2020.

Facts from Truv's own pages

Browser access: Truv says consumers can use it in a modern browser on desktop, mobile, or tablet, with no app download or account creation required. · help.truv.com, 4 Oct 2026
Compliance and availability: Truv lists SOC 2 Type II, Section 508, WCAG 2.2 AA, and FCRA compliance, along with 99.95% uptime. · help.truv.com, 4 Oct 2026
Consumer control: Truv says users review and authorize what information is shared, and banking connections have read-only access. · help.truv.com, 4 Oct 2026
Consumer cost: Truv says it does not charge consumers for its services. · truv.com, 4 Oct 2026
Data sources: Truv says it connects to over 12,800 payroll providers, employers, and gig platforms and covers about 96% of the U.S. workforce. · truv.com, 4 Oct 2026
Developer access: Truv provides API documentation and a customizable Bridge UI widget for account connection and data sharing. · help.truv.com, 4 Oct 2026
Founded: Truv says it was founded in 2020. · trust.truv.com, 4 Oct 2026
Integrations: The platform lists LOS integrations including Encompass, Byte, Bluesage, Vesta, and Empower, and POS integrations including nCino, Blend, Lodasoft, LenderLogix, Floify, and Besmartee. · help.truv.com, 4 Oct 2026
Pricing model: Truv says it charges for each successful connection and that pricing varies by product; some products include unlimited re-verifications within 120 days. · truv.com, 4 Oct 2026
Security: Truv says it is SOC 2 Type II certified and encrypts sensitive data, with MFA for critical systems and regular audits. · help.truv.com, 4 Oct 2026
Support: The pricing page lists help center and developer documentation, email and ticket support, and plan-dependent account management and support SLAs. · truv.com, 4 Oct 2026
Verification products: Its platform offers income and employment, asset, direct deposit switching, and insurance verification, as well as Truv Bridge. · help.truv.com, 4 Oct 2026
What it does: Truv gives financial institutions access to consumer-permissioned financial data for income, employment, asset, education, volunteer, and transaction data decisions. · truv.com, 4 Oct 2026

Where Truv stands on Freedom251

Employment Verification Software#22 of 28