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Truework

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What Truework is

Truework automates income and employment verification for mortgage lenders using payroll, tax, bank, and employer data sources. It completes checks through its Instant Network, Credentials, and Smart Outreach methods, routing requests toward options it expects to complete quickly based on the customer's plan and configuration. Truework says it can verify over 97% of U.S. workers and describes its reports as unified and GSE-ready. Teams can use its web app without connecting another system, or work through a REST API. Listed LOS connections include Encompass and Empower, while POS integrations include Blend and nCino. Truework says requests require evidence of consumer consent and verification data is handled under the FCRA. Its stated protections include encryption at rest and in transit, TLS 1.2 or greater, and tokenization. Listed prices are $19.95, paid once for VOE reverification, $59.95, paid once for Standard VOE, and $64.95, paid once for Standard VOI. Verifiers are charged for completed requests; volume-based discounts are available through Sales.

Who it suits

Truework is aimed at mortgage lenders and verification teams that need employment or income checks. Teams can access it through a web app, API, or listed loan-origination and point-of-sale integrations.

What it does well

  • Uses payroll, tax, bank, and employer data
  • Web app does not require another system integration
  • REST API is available
  • Listed LOS and POS integrations
  • Team features include user management and corporate billing

What to know first

  • Verifiers are charged for completed requests
  • Listed prices are per verification
  • Product is focused on U.S. worker verification

Limits

The $19.95, paid once VOE reverification option covers employment reverifications only. Verifiers are charged for completed requests; volume-based discounts are available through Sales.

Plans

PlanBilled and limitsPrice
VOE reverificationPer reverification · Only employment (VOE) reverifications$19.95, paid once
Standard VOEPer verification · Flat rate · employment verification$59.95, paid once
Standard VOIPer verification · Flat rate · income verification$64.95, paid once

As truework.com lists them, read 5 Oct 2026. The maker's own page has the final word.

Getting started

  1. Visit the Truework website.
  2. Choose web app access or connect through an available LOS, POS, or REST API option.
  3. Select the verification type: VOE reverification, Standard VOE, or Standard VOI.
  4. For team use, set up Truework Teams for monthly corporate billing and team user management.
  5. Provide evidence of consumer consent for verification requests.

Verdict

Truework offers several verification methods, direct web access, and integrations for lending workflows. The listed per-verification charges and U.S.-focused worker coverage are important considerations for teams evaluating it.

Questions

How much does Truework cost?

Listed prices are $19.95, paid once for VOE reverification, $59.95, paid once for Standard VOE, and $64.95, paid once for Standard VOI. Verifiers are charged for completed requests.

Is Truework Teams free?

Yes. Truework Teams is free for Truework users and includes monthly corporate billing and team user management.

Can teams use Truework without an integration?

Yes. Teams can use the web app without integrating Truework into another system.

Which integrations does Truework offer?

Listed LOS connections include Encompass and Empower, and POS integrations include Blend and nCino. Truework also offers a REST API.

Does Truework handle income and employment checks?

Yes. Verification types are listed as both. The listed Standard VOE plan is for employment verification and Standard VOI is for income verification.

What security and consent practices does Truework describe?

Its trust center lists SOC 2 Type II, ISO 27001, NIST CSF, and FCRA badges. Truework says it uses encryption and tokenization, handles data under the FCRA, and requires evidence of consumer consent.

Facts from Truework's own pages

Access
Teams can use Truework through a web app without integrating it into another system. · truework.com, 5 Oct 2026
Coverage
Truework says its platform can verify over 97% of U.S. workers. · truework.com, 5 Oct 2026
Data protection
Truework says it uses encryption at rest and in transit, including TLS 1.2 or greater, and tokenization to protect sensitive data. · truework.com, 5 Oct 2026
FCRA and consent
Truework says verification data is handled under the FCRA and requests require evidence of consumer consent. · truework.com, 5 Oct 2026
Integrations
It offers LOS connections including Encompass and Empower, POS integrations including Blend and nCino, and a REST API. · truework.com, 5 Oct 2026
Orchestration
The platform routes requests to methods it expects to complete the verification quickly based on the customer’s plan and configuration. · help.truework.com, 5 Oct 2026
Pricing conditions
The pricing page says volume-based discounts are available through Sales, and verifiers are charged for completed verification requests. · help.truework.com, 5 Oct 2026
Purpose
Truework automates income and employment verification for mortgage lenders using payroll, tax, bank, and employer data sources. · truework.com, 5 Oct 2026
Reports
Truework describes its reports as unified and GSE-ready. · truework.com, 5 Oct 2026
Security
Truework’s trust center lists SOC 2 Type II, ISO 27001, NIST CSF, and FCRA badges. · trustportal.truework.com, 5 Oct 2026
Support
Truework lists support at [email protected] and 1-833-878-3967, and says its account dashboard connects users to live chat support. · truework.com, 5 Oct 2026
Team features
Truework Teams includes monthly corporate billing, team user management, and is free for Truework users. · help.truework.com, 5 Oct 2026
Verification methods
It completes verifications using its Instant Network, Credentials, and Smart Outreach methods. · help.truework.com, 5 Oct 2026

Where Truework stands on Freedom251

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