Freedom251 › Employment Verification Software
The Work Number
What The Work Number is
The Work Number is a web-based service for automated employment and income verification using information collected from employers and payroll processors. Credentialed verifiers can use the information for purposes such as reviewing credit applications, while employers and government agencies also use it. Instant employment verification can include start date, tenure, and job title; income verification can include current and historical base pay, commission, bonuses, and overtime. The data is updated each pay period, and instant verification is described as available 24/7. When a record is not available instantly, specialized agents can contact the employer; the stated research time is 1–3 business days. Lenders can access the service through Equifax or prebuilt integrations with over 60 loan origination systems. The maker says an LOS connection can reduce manual workflows and support digital prepopulation; setup includes confirming an integration with an Equifax account manager, receiving credentials, and testing before going live. Equifax Workforce Solutions, LLC operates the service and is a wholly owned subsidiary of Equifax. Pricing is on request. Consumers can request a free report and ask for a freeze of their consumer report.
Who it suits
It suits credentialed verifiers, employers, government agencies, and lenders that need employment or income information. The listed loan-origination integrations are specifically described for lenders, including auto lenders.
What it does well
- Employment and income verification are both available.
- Instant checks are described as available 24/7.
- Employment data is updated each pay period.
- Lenders can use over 60 loan-origination integrations.
- Consumers can request a free report and a freeze.
What to know first
- Pricing is on request.
- Records unavailable instantly may take 1–3 business days.
- An employer lookup result does not confirm current data contribution.
Limits
Records unavailable for instant verification may require employer research, with a stated turnaround of 1–3 business days. Employer lookup results do not include every contributing employer and do not confirm current data contribution.
Getting started
- Contact an Equifax account manager to confirm a loan origination system integration.
- Receive credentials.
- Test the integration before going live.
Verdict
The Work Number offers employment and income verification with instant checks when records are available and a stated 1–3 business-day research period otherwise. Lenders can connect through Equifax or listed loan-origination integrations; pricing requires a request.
Questions
How much does The Work Number cost?
Pricing is available on request.
What information can it verify?
Employment details can include start date, tenure, and job title. Income details can include current and historical base pay, commission, bonuses, and overtime.
How quickly are verifications returned?
Instant verification is described as available 24/7. If a record is not instantly available, specialized agents can contact the employer; the stated research time is 1–3 business days.
How can lenders connect to the service?
Lenders can access it through Equifax or prebuilt integrations with more than 60 loan origination systems. Setup includes confirming an integration, receiving credentials, and testing before going live.
Who operates The Work Number?
Equifax Workforce Solutions, LLC operates it and is a wholly owned subsidiary of Equifax.
Can consumers request a report or freeze?
Consumers can request a free report and ask the company to freeze their consumer report. The listed report-request numbers are 866-222-5880 and 866-604-6570.
Facts from The Work Number's own pages
- Access hours
- The overview describes instant employment and income verification as available 24/7. · assets.equifax.com, 7 Oct 2026
- Automation
- The maker says connecting through a loan origination platform can reduce manual workflows and prepopulate data digitally. · go.theworknumber.com, 7 Oct 2026
- Compliance
- The CFPB lists The Work Number as an employment screening consumer reporting company operated by Equifax Workforce Solutions, LLC. · consumerfinance.gov, 7 Oct 2026
- Consumer freeze
- Consumers can request that the company freeze their consumer report. · consumerfinance.gov, 7 Oct 2026
- Consumer report
- The CFPB says consumers can request a free report and request a freeze of their consumer report. · consumerfinance.gov, 7 Oct 2026
- Consumer support
- The CFPB lists 866-222-5880 and 866-604-6570 for report requests. · consumerfinance.gov, 7 Oct 2026
- Data users
- Its data is provided to employers and government agencies, including for public assistance eligibility and child support enforcement. · consumerfinance.gov, 7 Oct 2026
- Employment verification
- Instant employment verification can include start date, tenure, and job title, with data updated each pay period. · assets.equifax.com, 7 Oct 2026
- Headquarters
- Atlanta, Georgia, United States · theworknumber.com, 23 Sept 2026
- Income verification
- Instant income verification can include current and historical base pay, commission, bonuses, and overtime. · assets.equifax.com, 7 Oct 2026
- Integrated workflow
- The site says connecting through a technology provider can reduce multiple logins and manual workflows, and support digital prepopulation. · go.theworknumber.com, 7 Oct 2026
- Integrations
- Lenders can access The Work Number through Equifax or through prebuilt integrations with more than 60 loan origination systems. · go.theworknumber.com, 7 Oct 2026
- Integration workflow
- The maker says lenders can confirm integration with an Equifax account manager, activate verification services, and test before going live. · go.theworknumber.com, 7 Oct 2026
- Intended customers
- The maker describes its loan origination system integrations for auto lenders seeking employment and income data for lending decisions. · go.theworknumber.com, 7 Oct 2026
- Loan origination integrations
- The site says lenders can access the service through Equifax or through prebuilt integrations with over 60 loan origination systems. · go.theworknumber.com, 7 Oct 2026
- Notable limit
- The employer lookup page says an employer appearing in search does not mean it currently contributes data, and the search does not include all contributing employers. · secure.theworknumber.talx.com, 7 Oct 2026
- Operator
- Equifax Workforce Solutions, LLC operates The Work Number and is a wholly owned subsidiary of Equifax. · consumerfinance.gov, 7 Oct 2026
- Purpose
- The Work Number provides automated employment and income verification using data collected from employers and payroll processors. · consumerfinance.gov, 7 Oct 2026
- Records not instantly available
- For records not available instantly, specialized agents can contact employers; the overview gives a research time of 1–3 business days. · assets.equifax.com, 7 Oct 2026
- Security and access controls
- The product sheet describes employer and payroll provider data access as secure and cloud-backed. · assets.equifax.com, 7 Oct 2026
- Setup
- The lender setup steps include confirming an LOS integration with an Equifax account manager, receiving credentials, and testing before going live. · go.theworknumber.com, 7 Oct 2026
- Support
- The CFPB listing provides report-request contact numbers 866-222-5880 and 866-604-6570. · consumerfinance.gov, 7 Oct 2026
- Verifier access
- Credentialed verifiers can use employment and income information for purposes such as reviewing credit applications. · consumerfinance.gov, 7 Oct 2026
- What it does
- The Work Number provides employment and income information collected from employers and payroll processors. · consumerfinance.gov, 7 Oct 2026
Where The Work Number stands on Freedom251
- Employment Verification Software#27 of 28