Fihary

Overview

Fihary is payment reconciliation software built around Madagascar’s Mobile Money operators and accounting systems. It suits businesses that need to match payments across those services and connect the work to Sage 100 or Odoo. Its graduated plans make it possible to start with a small daily workload, but transaction, operator, and user caps shape how far each tier can take a team.

Key features

Automatic matching is central to Fihary’s proposition: it is intended to pair payment records without relying entirely on manual reconciliation. That is most relevant to businesses handling transactions through MVola, Orange Money, or Airtel Money, all of which Fihary supports.

Connections to Sage 100 and Odoo give the product a route into two accounting systems, while API access may suit teams that need programmatic integration. The plans differ in the number of Mobile Money operators and users they allow, so a business using multiple services or involving a larger team will need to move beyond the free tier.

Pricing

Fihary uses a freemium model, with monthly paid plans and a 14-day trial. The free plan is a practical way to begin, but its one-operator, one-user, and 10-transactions-per-day caps leave little room for shared work or higher-volume operations.

Moving up the tiers mainly buys higher daily volume and more users; the operator allowance rises to three at Pro and does not increase at Business. Enterprise is the only stated plan with unlimited transactions and users. All listed paid prices are monthly, while Enterprise is a starting price rather than a fixed quote.

Platforms

Fihary is available on Android, web, and Windows, giving users a choice of mobile and desktop access.

Who it's for

Fihary is best suited to businesses reconciling payments from Madagascar’s three named Mobile Money operators, especially those already using Sage 100 or Odoo. The free tier can serve a very small operation; teams with several operators, more users, or sustained higher volumes should assess the paid caps before committing. It is a less natural fit for organizations whose payment flows do not involve these operators.

Pros and cons

• Pros: Automatic matching targets the core reconciliation task, and support for MVola, Orange Money, and Airtel Money gives it a clear Mobile Money focus.
• Pros: Sage 100 and Odoo integrations plus API access offer accounting and programmatic connection options.
• Pros: A free plan and a 14-day trial lower the barrier to evaluating the service.
• Cons: The free plan permits only one user and 10 transactions per day, limiting its usefulness for shared or busier operations.
• Cons: Business allows no more operators than Pro, so a need to connect more than three operators is not addressed by those tiers.

Alternatives

Payment Reconciliation Software is a broader category to explore when comparing reconciliation products beyond Fihary.

Choose UnPay Loan Management System instead if a free sandbox with 15 products and 480 API endpoints is more relevant than Fihary’s Mobile Money reconciliation focus.

BankStatementMatcher is an alternative for statement and receipt matching, with a free tier that includes one statement per day, CSV export, and no signup.

ReconcileIQ is worth considering when a free allowance of 1,000 one-off credits and a cash-accounting organization in IQ Books better fits the workflow.

Invoiced uses custom pricing, so it is an alternative for buyers seeking a quote based on platform requirements and use.

Ledge Cash Application is another paid option for teams considering ERP and bank integrations alongside close-process management and real-time tracking.

OCTA AP Automation is a paid alternative focused on AP automation, with Core pricing available by asking OCTA.

Versapay is another paid option, with pricing tailored to factors including invoice volume, users, integrations, and capabilities.

Loopfour Payment Reconciliation is another web-based paid alternative.

Verdict

Choose Fihary if your business reconciles payments through MVola, Orange Money, or Airtel Money and wants automatic matching with Sage 100 or Odoo connections. Its free entry point and tiered capacity suit small operations that can work within the stated caps. Look elsewhere if you need more than three operators on the listed plans or your reconciliation work is outside Fihary’s Mobile Money focus.