Freedom251 › Loan Management Software
UnPay Loan Management System
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Build | All 15 products in sandbox · 480 API endpoints · Community support | Free |
| Enterprise | Custom annual agreements · Dedicated infrastructure · On-prem or VPC deployment options · 99.99% uptime SLA · 24/7 named support | On request |
| Scale | Per-transaction pricing, volume-tiered · Production access · Email and chat support · 99.9% SLA | On request |
As unpay.co lists them, read 30 Sept 2026. The maker's own page has the final word.
Facts from UnPay Loan Management System's own pages
- API
- The API can post repayments, fetch schedules and balances, raise restructures or closures, and send webhooks for due, overdue, bucket-change, and closure events. · unpay.co, 30 Sept 2026
- Audit and tenant controls
- The product page says restructuring and closure events record an actor and timestamp, and loan data is scoped to an organisation. · unpay.co, 30 Sept 2026
- Delinquency and classification
- A scheduled sweep advances days past due and re-buckets loans against configured NPA thresholds. · unpay.co, 30 Sept 2026
- Founded
- 2024 · unpay.co, 28 Sept 2026
- Headquarters
- Kolkata, West Bengal, India · unpay.co, 28 Sept 2026
- Intended users
- The product page names NBFCs, microfinance providers, housing finance, vehicle and equipment finance, embedded lenders, and asset reconstruction as intended users. · unpay.co, 30 Sept 2026
- Purpose
- The system handles loan servicing from disbursement through repayment and closure. · unpay.co, 30 Sept 2026
- Repayment allocation
- Repayments are applied in a fixed order: penalty, interest, then principal. · unpay.co, 30 Sept 2026
- Repayment methods
- The page lists NACH, eMandate, PDC, standing instructions, and manual receipts as collection channels or methods. · unpay.co, 30 Sept 2026
- Restructuring
- Listed resolution options include moratorium, EMI reduction, tenure extension, one-time settlement, legal action, and write-off. · unpay.co, 30 Sept 2026
- Schedules
- It generates flat or reducing-balance instalment schedules at disbursement. · unpay.co, 30 Sept 2026
- Security certification
- UnPay states that it is ISO 27001 certified and Cert-In certified. · unpay.co, 30 Sept 2026
- Security practices
- The security policy says data is encrypted in transit using TLS and at rest using AES-256, with hardware-backed key management. · unpay.co, 30 Sept 2026
- Support and pricing
- The pricing page lists community support for the free sandbox, email and chat support on Scale, and 24/7 named support on Enterprise; it says individual product rate cards are shared during onboarding. · unpay.co, 30 Sept 2026
Where UnPay Loan Management System stands on Freedom251
- Loan Management Software#3 of 30