No. 25 of 26 ·Payment Reconciliation Software

SettleFlow

Web · paid plans from ₹9,999/mo

Freedom report

One barScore 4.8

Free tierA free tier is on its own pricing page
Open codeNo open-source code on record
Runs widely1 of 6 device platforms
DocumentedThinly documented

SettleFlow is ranked #25 of 26 in payment reconciliation software on Freedom251. It runs on Web. There is a free plan. Paid plans start at ₹9,999/mo.

SettleFlow plans and pricing

All plans

Free Diagnostic Free One source · 90 days of data · Full leakage report · Order-level detail · Claim deadlines identified settleflow.in · 8 Oct 2026

Starter ₹9,999/mo 2,50,000 rows a month · 1 entity · 2 users · Auto-fetch included · Claim-window tracker · GST tie-out settleflow.in · 8 Oct 2026

Growth ₹19,999/mo 10,00,000 rows a month · 1 entity · 3 users · Auto-fetch on 3 accounts · Three-way GST tie-out · Claim pack & scheduled reports settleflow.in · 8 Oct 2026

Scale ₹35,000/mo 35,00,000 rows a month · 2 entities · 5 users · Auto-fetch on 6 accounts · Three-way GST tie-out · Priority support settleflow.in · 8 Oct 2026

CA firms, agencies & custom ₹60,000/mo 50,00,000 rows a month · Multiple client entities · 10 users · White-label & revenue share settleflow.in · 8 Oct 2026

Compared on payment reconciliation software

Free plan: No
Automatic matching: Yes
Payment processors: Razorpay, Cashfree, PayU, Paytm, PhonePe
Accounting integrations: Zoho Books, Tally, QuickBooks
Invoice reconciliation: Yes
API access: Yes

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The record

Purpose: SettleFlow reconciles payment gateway, marketplace, bank and accounting data to identify differences in settlements and fees.
Fee checks: It recomputes fees against the applicable rate card and flags issues such as commission variances, shipping and weight errors, duplicate deductions, and unsettled orders.
GST reconciliation: The product ties settlement data to GSTR-1 and GSTR-3B and checks marketplace TCS reported in GSTR-8.
Integrations and sources: The site lists Razorpay, Cashfree, PayU, Paytm, PhonePe, Amazon.in, Flipkart, Myntra, Meesho, AJIO, Nykaa, Blinkit, Shopify, Zoho Books, Tally, QuickBooks, PostgreSQL, MySQL, bank statements and the GST portal.
Data input: Users can upload settlement, order and returns reports as CSV or Excel, or use scoped read-only API access where available.
Claim tracking: Findings include claim expiry dates, filing routes and required evidence, and users can track claims and recoveries.
Reports and audit: Reconciliation tables can be downloaded as CSV, and each run produces a workbook with a summary and order-level detail; uploads, runs, rule changes, exports and claim actions are recorded in an audit trail.
Team access: Workspaces support owner, admin, analyst and read-only roles, and can include multiple entities; agencies and CA firms can manage clients under one login.
Security: The site says workspaces are separated using PostgreSQL row-level security and stored API credentials are encrypted before reaching the database.
Credential handling: SettleFlow says it does not request gateway, seller-panel or bank passwords; optional automatic data retrieval uses scoped read-only API keys.
Data use and deletion: The company says it does not sell, share, pool, benchmark or train on customers’ figures, and will delete a workspace and its data on request.
Support and diagnostic: The site offers a no-cost diagnostic of 90 days of one source and says it will provide the result within three working days.
Notable pricing limits: Monthly row counts are transactions processed across every source, and backlog recovery is quoted separately as a fixed-price sprint.
Intended customers: The site describes SettleFlow as serving Indian sellers, agencies and CA firms.
Price from: ₹9,999/mo

Where it ranks on Freedom251

Best Payment Reconciliation Software in 2026#25 of 26

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Sources

settleflow.in· checked 8 Oct 2026