Outdated Drivers Are Slowing You Down
One free scan finds every outdated or missing driver and matches the right update for your exact hardware.Free scan · exact hardware matchWindows Errors? Fix Them Before They Spread
Repair common Windows errors and clear accumulated junk for a smoother, more stable PC - no reinstall needed.Free scan · no reinstallMobile remote deposit is a bank or credit union service that lets you photograph a paper check in its mobile app and submit it electronically, without visiting a branch or ATM. It is commonly called mobile check deposit and is one consumer form of remote deposit capture (RDC). Submission is not the same as final acceptance or immediate access to the money.
How mobile remote deposit works
You use your financial institution’s mobile banking app to capture the check images it requests and send them for processing. The institution receives digital information from a deposit document captured away from a branch; the phone-photo workflow is one way to do that. The Federal Deposit Insurance Corporation (FDIC) describes RDC as a way for customers to deposit a check electronically without visiting a branch or using an ATM (FDIC, “Banking at the Speed of Technology”; FDIC, “Risk Management of Remote Deposit Capture”).
| # | Preview | Product | Price | |
|---|---|---|---|---|
| 1 |
|
Digital Check CX30 | Buy on Amazon | |
| 2 |
|
Digital Check CheXpress Scanner WITHOUT Inkjet Printer | $434.99 | Buy on Amazon |
| 3 |
|
Digital Check TellerScan TS250-55IJ Check Scanner | $975.10 | Buy on Amazon |
| 4 |
|
Brother DS-640 Compact Mobile Document Scanner, (Model: DS640) | $134.99 | Buy on Amazon |
| 5 |
|
Digital Check TellerScan TS250-75IJ Check Scanner | $1,095.00 | Buy on Amazon |
As an Amazon Associate I earn from qualifying purchases.
The app’s instructions and your institution’s account terms determine which checks you can submit, how to photograph and endorse them, and what happens after submission. RDC can make deposits more convenient, but it also carries risks beyond those of delivering a check in person, as the FDIC notes in its broader discussion of the system.
What mobile deposit does—and does not—mean
- It is a way to submit a check: you send images through your bank or credit union’s app instead of handing the paper check to a teller or depositing it at an ATM.
- It does not guarantee that every check is eligible: institutions set their own rules for check types and submission requirements.
- It does not guarantee immediate access to the money: a submitted or pending deposit may not yet be available to spend. The Consumer Financial Protection Bureau (CFPB) warns that the timetable for a check deposited by taking a photo may differ by institution. See its guidance on how long a bank or credit union can hold deposited funds.
Check your institution’s rules before depositing
There is no single standard mobile-deposit limit, eligible-check list, cutoff time, endorsement phrase, or guaranteed availability date established by the cited consumer guidance. Check your bank or credit union’s current app instructions and account terms for:
#1 Best Overall
- Check Scanner with Printing Capability
- Whether mobile deposit is available for your account and which checks are eligible.
- Any per-check or daily deposit limits and fees.
- The required endorsement wording and any additional instructions for the check’s back.
- The submission cutoff time, expected processing, and funds-availability policy.
The CFPB’s general funds-availability guidance does not promise that the same timetable applies to a check submitted by mobile app. Treat the date and status shown by your institution as more relevant to your deposit than a general rule of thumb.
Endorse the check as your app directs
An endorsement is the writing or signature on the back of a check. The CFPB explains that signing the back and writing “for deposit only” is a restrictive endorsement intended to limit the check to deposit into the payee’s account (CFPB, “What does it mean for a check to be indorsed ‘for deposit only’?”). That explanation does not make the phrase a universal mobile-deposit requirement. Follow the exact wording and steps in your own institution’s app. The CFPB’s online and mobile banking tips for beginners also advise checking the institution’s mobile-deposit rules.
Rank #2
- Best-selling remote scanner
- Dual 300dpi CCD scan heads
- Single Feed with return (Straight thru pass) - w/ Inkjet Endorser
- Combines accuracy and reliability with an affordable price
- One of the lowest-cost duplex, MICR-enabled check scanners on the market
Keep the paper check until the deposit is settled
Record which check you submitted so you do not accidentally deposit it again. Keep the paper copy until the deposit has posted and any hold imposed by your institution has expired. Then destroy it; the FDIC recommends using a high-quality paper shredder after verifying the deposit. The CFPB likewise advises keeping the check until it is no longer pending and applicable holds have expired (FDIC guidance; CFPB guidance).
Quick wins for a faster PC:
Clear out junk files and repair common Windows errorsFree Scan →Fix the driver behind crashes, sound loss and screen glitchesFind Drivers →Repair Windows errors before they cause bigger problemsFix Now →Quick Recap
Best Value
- Scan speeds of 55, 75, or 120 documents per minute All models are network-ready with Ethernet-over-USB Switch between USB and network operation Compatible with Digital Check API, SecureLink 2.0 network API, or SmartPVA (55 dpm model only) Automated cleaning mode with Smart LED indicator Front-feed ID capture up to 600 dpi color Single-line rear Inkjet endorser (standard on 120 dpm model, optional on 55/75 dpm) Optional network-ready receipt printer available (ReceiptNOW Elite) Uses ink cartridge: PN-MS0083
Rank #4
- FAST SPEEDS - Scans color and black and white documents a blazing speed up to 16ppm (1). Color scanning won’t slow you down as the color scan speed is the same as the black and white scan speed.
- ULTRA COMPACT – At less than 1 foot in length and only about 1. 5lbs in weight you can fit this device virtually anywhere (a bag, a purse, even a pocket).
- READY WHENEVER YOU ARE – The DS-640 mobile scanner is powered via an included micro USB 3. 0 cable allowing you to use it even where there is no outlet available. Plug it into you PC or laptop and you are ready to scan.
- WORKS YOUR WAY – Use the Brother free iPrint&Scan desktop app for scanning to multiple “Scan-to” destinations like PC, Network, cloud services, Email and OCR. (2) Supports Windows, Mac and Linux and TWAIN/WIA for PC/ICA for Mac/SANE drivers. (3)
- OPTIMIZE IMAGES AND TEXT – Automatic color detection/adjustment, image rotation (PC only), bleed through prevention/background removal, text enhancement, color drop to enhance scans. Software suite includes document management and OCR software. (4)
Rank #3
- Make sure this scanner model is supported by your financial institution or software provider before buying Scan speeds of 55, 75, or 120 documents per minute All models are network-ready with Ethernet-over-USB Switch between USB and network operation Compatible with Digital Check API, SecureLink 2.0 network API, or SmartPVA (55 dpm model only) Automated cleaning mode with Smart LED indicator Front-feed ID capture up to 600 dpi color Single-line rear Inkjet endorser (standard on 120 dpm model, optional on 55/75 dpm) Optional network-ready receipt printer available (ReceiptNOW Elite) Uses ink cartridge: PN-MS0083
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
