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ARC Raiders is a multiplayer extraction adventure: scavenge a dangerous future Earth, gather loot, and decide when to leave before machines or other Raiders stop you. THE FINALS is a free-to-play team arena game built around competitive modes and match objectives. In short, ARC Raiders puts the stakes on what you risk and extract; THE FINALS puts them on whether your team can complete or contest the objective.
What kind of game is ARC Raiders?
Embark Studios describes ARC Raiders as a multiplayer extraction adventure. Set on a lethal future Earth, it sends Raiders to scavenge for valuable loot while facing mechanized ARC enemies and other players. The setting mixes remnants of Italy with infrastructure built for space travel, giving the game an exploration-oriented backdrop rather than a virtual sports arena. The official game description and platform list place it on Steam, the Epic Games Store, PlayStation 5, Xbox Series X|S, and GeForce NOW.
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The defining decision is whether to keep pushing for more loot or try to extract with what you have. Because both ARC machines and other Raiders can pose threats, this is not accurately summarized as purely PvE or purely PvP. Its official description says it “blends the tension from extraction shooters with atmospheric settings from the adventure genre.”
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THE FINALS is a team-based arena competition with several modes, rather than one extraction loop. The game presents matches as a virtual competition and emphasizes team play and destructible arenas. Its official site advertises free-to-play access, cross-play, and cross-progression; exact availability and terms should be checked on the relevant platform and in the reader’s region.
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Cashout
In Cashout, teams find and activate vaults, deposit them at cashout stations, and defend those stations. The team with the most cash wins. That makes the objective—and the opposing team’s attempt to stop or take control of it—the center of the match. THE FINALS’ Cashout rules explain the mode.
Other modes
The official site also lists Point Break, Team Deathmatch, and Power Shift. In Power Shift, two teams of five fight to control a platform and move it across the arena. The official Power Shift page describes that mode.
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How the games differ
| What to compare | ARC Raiders | THE FINALS |
|---|---|---|
| Core objective | Scavenge the surface, collect loot, and extract. | Compete in a team arena mode; in Cashout, deposit and defend vault cash. |
| Main tension | Decide whether to risk a run for more loot or leave with what you have, while ARC machines and other Raiders may threaten you. | Complete or contest the mode’s objective against the opposing team. |
| Match structure | Extraction-adventure framing, with loot at stake during a run. | Multiple competitive team modes, including Cashout and Power Shift. |
| Setting | A lethal future Earth with atmospheric exploration and mechanized enemies. | A virtual competition arena focused on team combat, destruction, and changing objectives. |
| Access and platforms | The official site lists Steam, Epic Games Store, PlayStation 5, Xbox Series X|S, and GeForce NOW. | The official site advertises free-to-play access, cross-play, and cross-progression; consult the relevant regional storefront for platform availability. |
Both games are multiplayer combat experiences. The useful distinction is their structure and stakes, not a simple PvE-versus-PvP label: ARC Raiders centers on surviving a run and extracting loot, while THE FINALS centers on winning a defined arena objective with a team.
Which game fits what you want to play?
- Choose ARC Raiders if you want scavenging, exploration, and the repeated decision of whether to stay for more loot or extract.
- Choose THE FINALS if you want structured team matches where the mode defines a clear objective, such as depositing and defending cash.
- If you are checking a specific date or platform, verify current availability directly with the official site or your platform’s storefront; access details can differ by platform and region.
Time-limited ARC Raiders events announced for October 2026
Embark announced a full-game free-play period for ARC Raiders from October 8 at 09:00 UTC to October 12 at 08:00 UTC, 2026, across Steam, Xbox, and PlayStation. It is a dated event, not evidence that the game is generally free to play. The official event announcement gives its terms.
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Embark also announced a PvE matchmaking toggle test for October 13–20, 2026. The announced test describes the PvE option as having zero player-to-player damage and placing solo, duo, and trio players together. This is a limited test announcement, not confirmation of a permanent mode. The official test announcement covers the dates and stated rules.
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