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You can lease or rent several familiar tech products: smartphones, laptops and other computers, tablets, and smartwatches. TVs and game consoles are also available through some providers. These are common categories readers may find in offers—not a verified ranking of the most-leased products. Before signing, check whether the deal is a lease, lease-to-own agreement, rental, or subscription, because each can end with a different ownership outcome.
What tech products can you lease?
Availability depends on the provider, model, location, eligibility, and contract. The examples below illustrate different kinds of offers; they are not interchangeable products or guarantees that a specific model is currently available.
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| Product category | Examples in the cited offers | Geography and structure |
|---|---|---|
| Smartphones | iPhone through Apple Upgrade; phones may also appear in rent-to-own catalogs | Apple Upgrade is a U.S. lease offer. Other providers set their own products and terms. |
| Laptops and computers | Mac through Apple Upgrade; laptops, tablets, and desktops through Rent-A-Center; computers and tablets through Progressive Leasing at Best Buy | Best Buy Canada has a separate laptop Monthly Subscription for eligible customers in Canada. Grover examples cited here are from Germany. |
| Tablets | iPad through Apple Upgrade; tablets also appear in Rent-A-Center and Progressive Leasing categories | Term, available models, and whether the offer is a lease or lease-to-own depend on the provider. |
| Smartwatches | Eligible Apple Watch models through Apple Upgrade | Apple Upgrade is a U.S. lease offer; return condition and early-exit terms matter. |
TVs and video game consoles are additional possibilities: Rent-A-Center lists them, Progressive Leasing offers TV and home-theater options at Best Buy, and Grover Germany shows console and TV rentals. Those examples do not establish availability elsewhere. [Rent-A-Center] [Progressive Leasing at Best Buy] [Grover Germany]
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Read the contract label and, more importantly, its end-of-term rules. A monthly payment alone does not tell you whether you will own the device.
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- Lease with return or upgrade choices: You pay for use over a defined term. The offer may let you return the device or move to another eligible device, while ownership may require a separate option or not be part of the deal. Apple Upgrade is described as a lease program.
- Lease-to-own or rent-to-own: Payments may lead to ownership under the agreement, but the total can exceed the device’s cash price. Progressive Leasing says ownership through its agreement costs more than the retailer’s cash price; its early-purchase options can also cost more than cash.
- Rental subscription: You pay to use the product under a rental arrangement. Check whether you must return it, can extend the rental, or have a buyout option. Grover’s cited examples are from Germany.
- Monthly subscription with a buyout: Best Buy Canada’s eligible-laptop subscription is a distinct Canadian offer. At the end of its three-year term, customers can upgrade, return the laptop, or pay the stated Keep-the-Tech Amount, subject to applicable fees and eligibility.
Sources: Apple Upgrade, Progressive Leasing at Best Buy, Best Buy Canada Monthly Subscription, and Grover Germany.
What do the advertised Apple Upgrade payments mean?
Apple announced Apple Upgrade in the United States on July 28, 2026, with advertised starting monthly lease amounts of $17.99 for iPhone, $11.99 for Apple Watch, $24.99 for Mac, and $11.99 for iPad. Those are starting amounts across different products and terms, not comparable total prices. Apple’s announcement also gave these examples, excluding taxes and trade-in credit:
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| Example device | Advertised monthly payment | Term |
|---|---|---|
| iPhone 17 Pro, 256GB | $31.99 | 24 months |
| Apple Watch Series 11 GPS, 42mm | $11.99 | 24 months |
| 11-inch iPad Pro, 256GB | $24.99 | 36 months |
| 14-inch MacBook Pro | $38.99 | 36 months |
These are examples from Apple’s July 28, 2026 announcement, not a promise that the same rates or models remain available. Check the live offer for the specific device, current payment, eligibility, taxes, and terms. Apple announced 12- or 24-month choices for iPhone and Apple Watch, and 24- or 36-month choices for Mac and iPad. Apple Newsroom announcement.
Can you lease a laptop or phone?
Yes, but the examples depend on where you live and which provider you use. Apple Upgrade includes iPhone and Mac in the United States. Rent-A-Center lists laptops, tablets, and desktops; Progressive Leasing lists computers and tablets at Best Buy. Best Buy Canada’s laptop subscription is a separate Canadian program, with its own eligibility, fees, and end-of-term choices. Do not apply one provider’s terms or availability to another country or retailer.
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Apple says applying for its lease uses a soft credit inquiry. The Progressive Leasing/Best Buy page says no credit is needed to apply. Those statements describe different application policies; neither means approval is guaranteed. Review the provider’s current terms before applying. [Apple Upgrade details] [Progressive Leasing terms at Best Buy]
Is it cheaper to lease or buy?
The available offer information does not establish that leasing is generally cheaper. Compare the full contract cost with the cash price of the same model, not just the monthly payment. Include every payment, fee, and tax, then account for whether you return the device, buy it out, or receive any value from an upgrade or trade-in.
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- Match the product: Compare the same model, storage, configuration, and condition. A low payment for a different model is not a like-for-like comparison.
- Add the full cost: Multiply each recurring payment by the number of payments, then add required fees and taxes. Include any buyout amount if ownership is your goal.
- Check the exit: Find out what happens if you cancel early, return the device, upgrade, or miss a payment. Apple says early departure may require the remaining lease amounts and applicable taxes.
- Check return requirements: Ask what counts as acceptable condition and what damage charges may apply. Apple says leased watches must be returned in good condition to avoid a damage fee.
- Confirm approval and local terms: Verify current model availability, location eligibility, approval requirements, payment schedule, and end-of-term options with the provider.
For a lease-to-own agreement, compare the agreement’s ownership cost against the retailer’s cash price. Progressive Leasing explicitly states its agreement costs more for ownership than the cash price, and its 90-day and other early-purchase options can also cost more than cash. That is a provider-specific disclosure, not a rule that every lease or subscription costs the same.
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Does “popular” mean these are the most-leased devices?
No verified lease-volume ranking is established by the available figures. An Asurion survey of 1,004 respondents in its 2024 Tech Lifestyle Study found that 77% owned a smart TV, 64% a streaming device, and 48% a gaming console; it also reported 70%–80% ownership of desktop or laptop computers and routers. These figures describe ownership among survey respondents, not leasing frequency. They cannot show which products consumers lease most often. Asurion Tech Lifestyle Study 2024.
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Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
