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Outbyte PC Repair FREEClear out junk files and repair common Windows errorsFree Scan →Outbyte Driver Updater FREEScan for outdated or missing drivers - takes under a minuteDriver Scan →QBE Contents Insurance may suit Australian renters who want cover for their own belongings, but it is not building insurance and its value depends on the sum insured, selected options, limits, exclusions, excess and quoted premium. Check the policy wording and your certificate of insurance before deciding whether it fits.
What QBE Contents Insurance covers for renters
QBE describes this policy as cover for belongings belonging to renters and strata owner-occupiers. In some cases, it can also cover fixtures attached to the property that a renter is responsible for under the lease. It does not include building insurance, so it is not a substitute for cover for the structure of a rental property. QBE’s product page gives fire, flood and theft as examples of events that may damage or destroy contents; the contract defines when cover applies.
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Contents insurance can be relevant even when you do not own your home: your landlord’s building cover does not insure your personal belongings. Australian government consumer guidance also recommends checking what a contents policy includes, its limits and its excess. Moneysmart’s contents insurance guide explains the renter’s perspective.
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One free scan finds every outdated or missing driver and matches the right update for your exact hardware.Free scan · exact hardware matchWhich policy documents determine your cover?
The product page describes the policy at a high level; the Product Disclosure Statement (PDS), your certificate of insurance and any applicable schedule set out the terms for your contract. QBE’s contents policy document index lists PDS QM8698-1124 for policies commencing or renewing effective on or after 11 November 2024, and PDS QM8698-1020 for policies commencing or renewing before that date. It also lists an Additional Information Guide effective from 17 February 2025.
#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
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If you already hold a policy, identify its start or renewal date and consult the corresponding PDS. Check your certificate for the insured people and property, sum insured, applicable limits, excess and selected cover. Do not assume an option described on the general product page is part of your policy unless the certificate or schedule shows it.
How much contents cover should you choose?
QBE asks customers to choose a sum insured based on the amount needed to replace their contents. Build that figure from the replacement cost of the belongings you would need to claim for, rather than the amount you originally paid or an estimate based only on a few valuable items. If the chosen sum is too low, it may not reflect the cost of replacing everything you have insured.
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
Review the PDS and certificate for limits applying to particular categories or items. An overall sum insured does not necessarily mean every item or group is covered up to that amount. CHOICE’s QBE renters review notes nominated limits for some item groups and geographic conditions for portable cover; verify current amounts, eligibility and wording in your own policy documents.
What optional cover can you add?
Accidental damage
QBE offers accidental damage as an optional addition for an extra premium. Confirm whether it is selected and read the policy definition and exclusions: the label alone does not establish that every accidental loss or breakage is covered.
Rank #3
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
Portable contents away from home
Portable contents cover is also an optional addition for an extra premium. Check the certificate to confirm whether you have it, then review the PDS for the covered property, locations, limits and conditions. Do not treat the product-page description as proof that belongings are covered everywhere you take them.
Moving between Australian addresses
QBE describes cover for up to 60 days at both an old and a new Australian address when moving, subject to policy terms. Check the applicable wording for the conditions and the dates that apply to your move.
Rank #4
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
What is excluded or limited?
QBE’s product page explicitly identifies building insurance, wear and tear, gradual deterioration and maintenance costs as not covered. It does not provide a complete account of every exclusion or limit; consult the PDS and certificate for those. The product page also directs customers to the PDS and Target Market Determination for limits, exclusions and conditions.
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Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
How should you assess the premium and excess?
QBE says choosing a higher excess can reduce the premium, but you would pay more toward an accepted claim. Choose an excess you could manage at short notice, not just the one that produces the lowest quoted price. The premium depends on your details and cover choices; no representative price is established here, so request a quote for your circumstances.
When comparing policies, use the same contents replacement value and assess the following together:
- Insured events, exclusions and conditions.
- Limits for particular item groups or valuables.
- Whether accidental damage and away-from-home cover are selected, and their terms.
- The excess and annual or instalment premium.
- Moving provisions and legal liability terms.
Moneysmart likewise advises renters to check included cover, limits and excess. A lower premium is not directly comparable if the sum insured, exclusions, options or excess differ.
Who might find this policy suitable?
QBE Contents Insurance is worth considering if you rent in Australia, want to insure your own belongings, and can set a realistic replacement-value sum insured while accepting the policy’s terms, limits and excess. It may be a poor fit if you expect it to insure the building, need cover not included in the wording, or cannot afford the excess you would have to pay on a claim.
There is no universal verdict from the product description alone. Compare your certificate and PDS with the cover you actually need, and judge the quote against policies with equivalent sums insured and options.
Quick Recap
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
