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For an accurate Iraqi dinar conversion, start with the Central Bank of Iraq’s dated rate information, confirm whether the figure applies to your transaction, then check the rate and fees offered by the bank or exchange provider you will actually use. Rates can differ by transaction type and may lag a policy change.
What is the exchange rate for Iraqi dinars today?
There is no single figure that guarantees what every customer will receive. The Central Bank of Iraq (CBI) provides daily, monthly, annual, and historical USD/IQD information, along with daily rates for major currencies and gold. Check the date and rate context on the CBI exchange-rate page rather than assuming every displayed value is current.
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As a dated example, a CBI circular reproduced by Nina News reported rates effective from the start of the workday on 7 October 2026: 1,500 Iraqi dinars (IQD) per US dollar for dollar purchases from the Finance Ministry, 1,510 IQD per dollar for sales to banks, and 1,520 IQD per dollar for sales to the public. These are distinct transaction-specific official rates, not a promise that a bank, exchange shop, or other provider will deliver the same amount. Nina News’s report reproducing the circular gives the reported breakdown.
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Market quotes were different: the Associated Press reported quotes above 1,600 IQD per dollar before the official change and above 1,700 afterward. Those are reported market observations from 7 October 2026, not official CBI rates or a live quote for a later date. The Associated Press report describes the contemporaneous gap.
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How do I convert Iraqi dinars to US dollars?
First make sure the quote is expressed in IQD per USD. Divide the dinar amount by that rate to estimate its dollar equivalent:
USD = IQD amount ÷ IQD-per-USD rate
For example, using the reported public rate of 1,520 IQD per USD on 7 October 2026, 152,000 IQD ÷ 1,520 = $100 before any provider fee. This is a calculation using the reported rate, not a guaranteed payout.
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How do I convert US dollars to Iraqi dinars?
With a quote in IQD per USD, multiply the dollar amount by the rate:
IQD = USD amount × IQD-per-USD rate
At the reported 1,520 public rate on 7 October 2026, $100 × 1,520 = 152,000 IQD before any separate fee. If a quote is instead stated as USD per IQD, do not use these formulas as written: invert the quote or obtain a rate in the direction you need.
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How to check a rate before exchanging
- Choose the currencies and date. Look up the relevant date in the CBI’s daily, monthly, or annual information. A historical or older displayed value is not automatically today’s rate.
- Identify the rate type and whose perspective it uses. Check whether the number is an official reference, a bank’s buy or sell rate, an exchange-shop quote, or a market observation. Confirm whether you are buying or selling dollars or dinars. The CBI’s reported 7 October rates differed by transaction type.
- Check the direction and calculate. For IQD per USD, multiply dollars by the rate to estimate dinars, or divide dinars by the rate to estimate dollars.
- Get a current quote from the actual provider. Ask when the quote was set, what rate applies to your transaction, whether there are separate charges, and what final amount you will receive.
- Compare like with like. Match the currency pair, transaction direction, rate type, and quote time. Include fees and compare the final amount delivered—not just a headline rate.
Why is the Iraqi dinar rate different at banks and exchange shops?
Different figures may refer to different transaction types, sources, or times. The CBI circular reported separate rates for Finance Ministry purchases, sales to banks, and sales to the public. A provider’s customer quote is a separate figure, and a market observation is not interchangeable with an official rate.
Timing can also explain an apparent mismatch. National Bank of Iraq (NBK) displayed a USD rate of 1,300–1,320 IQD per dollar on a page last updated 6 October 2026 at 15:15—before the new public rate was reported effective. That is a bank page’s pre-change listing, not the public rate reported for 7 October. See NBK’s foreign-exchange rates page for its posted figure and update time.
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A posted reference or rate page can therefore be stale or simply describe a different type of transaction. Use it to understand context, not as confirmation of the amount a provider will pay you.
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How to avoid a misleading conversion
- Write down the rate’s source and date or timestamp; do not label an older listing as today’s rate.
- Keep official, bank, exchange-shop, and market figures distinct.
- Check whether the quote says IQD per USD or USD per IQD before calculating.
- Ask about any separate charges and confirm the final amount before authorizing an exchange.
- Recheck the CBI information and provider quote close to the transaction, because rates and displayed pages can change at different times.
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