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Outbyte Driver Updater FREEScan for outdated or missing drivers - takes under a minuteDriver Scan →Outbyte PC Repair FREEClear out junk files and repair common Windows errorsFree Scan →The Capricornian Home Contents Plus is renters’ contents insurance, not insurance for the rental building. Its current product page says Plus includes accidental damage and motor burnout, and offers up to two years of temporary accommodation after an eligible covered event. Whether it suits you depends on your contents sum insured, quote, excess and the limits that apply to valuables and belongings taken away from home.
Who issues the policy, and what does it insure?
The Capricornian distributes the policy under the CGU brand. The issuer is Insurance Australia Limited trading as CGU Insurance; The Capricornian acts under an agreement with the issuer. The product is designed to cover a renter’s belongings, rather than the building they rent. The current Home Insurance page describes cover for contents at home and optional portable contents for eligible items taken outside.
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CHOICE describes the product as a sum-insured policy: you nominate the amount of contents cover rather than relying on an unlimited blanket amount. That makes it important to estimate the cost of replacing your belongings and check the policy’s treatment of individual valuables and item limits. A sum insured that is too low may leave you short after a major loss.
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What does Contents Plus add over Standard?
The Capricornian’s current product page distinguishes Plus from Standard as follows. These are advertised features; check the live policy documents and your schedule for the terms that apply to your cover.
#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
- Compact & Travel-Friendly: The ultra-compact design allows the adapter to stay plugged into your device without blocking adjacent ports or adding bulk, reducing wear and tear on your original USB ports.
- 12-Month Warranty: Backed by a 12-month manufacturer warranty for peace of mind. Designed to meet strict quality control standards for reliable everyday performance.
| Feature | Contents Plus | Contents Standard |
|---|---|---|
| Accidental damage | Included automatically | Optional benefit |
| Motor burnout | Included automatically | Optional benefit |
| Temporary accommodation for eligible renters after a covered event | Up to two years | 12 months |
| Food spoilage and prescription medicine | No excess; limit of up to $2,000 | No excess; limit of up to $500 |
The food-spoilage and prescription-medicine figures are limits stated on the current web page, not a guarantee that every loss qualifies. Confirm the operative PDS and schedule for conditions, exclusions and the exact benefit available to you.
Which events and belongings may be covered?
The product page lists events including theft and vandalism, fire, flood, rainwater run-off, storm, storm surge and tsunami. Cover is subject to policy terms, including exclusions and conditions; the presence of an event on a summary page does not mean every loss or circumstance is covered.
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
Contents cover applies to belongings at the insured home. Portable contents is an optional benefit for eligible items taken away, with examples including laptops, jewellery, glasses and mobile phones. It has per-item and territory limits, and restrictions on specified types of damage and certain items while in use. Check the current wording for the item you want to protect and where you will use or take it; do not assume that ordinary contents cover follows every possession everywhere.
How to decide whether the cover fits your needs
- Estimate your contents sum insured. Make an inventory of belongings and consider their replacement cost. Check how the policy treats high-value items and whether any separate limits apply.
- Get a quote for your circumstances. No premium figure is established in the available product information, so there is no basis here to call the policy cheap or expensive. Compare the premium and excess on quotes that reflect the same cover and sum insured.
- Compare the benefits you would actually use. Look at the value of automatic accidental-damage and motor-burnout cover, the temporary-accommodation period, and limits for food spoilage and prescription medicine.
- Check protection away from home. If portable cover matters, verify eligible items, per-item caps, territory and use-related exclusions in the current wording.
- Read the documents that govern your quote. Review the current PDS and any supplementary PDS, the Target Market Determination (TMD), the premium/excess/discounts guide, and your certificate or schedule. The schedule records the details of your policy.
CHOICE describes the renter product as a white-label IAG policy whose cover matches policies sold under 17 other brands in its comparison, while noting that prices may differ. That is a reason to compare personalized quotes and policy terms, not evidence that this policy is the cheapest or offers the best value.
Rank #3
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
Why the current policy documents matter
The accessible PDS titled First Choice Home Insurance Product Disclosure Statement and Policy with Flood Cover identifies Insurance Australia Limited trading as CGU as issuer and The Capricornian as intermediary. It was prepared on 1 June 2023 and revised 06/23. It provides background on the insurer’s policy framework, but it should not be treated as the confirmed current contract wording for this exact Contents Plus renter product. The Capricornian’s live product page links to current policy documents; use those, together with your schedule, to confirm eligibility, limits and exclusions before relying on a benefit.
The Capricornian says its Home Insurance page provides general advice only and does not take account of an individual’s objectives, financial situation or needs. The product information is therefore a starting point for comparison, not a substitute for checking whether the policy and its limits fit your circumstances.
Rank #4
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
Making a claim
The claims page asks home and contents claimants to have their policy number ready. Follow the current instructions on The Capricornian’s claims page; the available information does not establish a claim turnaround time.
Quick Recap
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
