For a PNB account, you can check your balance by giving a missed call from your registered mobile number or by sending an SMS if you are registered for SMS alerts. Bank of Baroda confirms balance enquiry through its BoB World app. The available official BoB information does not specify the exact steps or verify other enquiry channels, so check the app or the bank’s current instructions for those details.
Check your PNB balance by missed call
Call one of PNB’s balance-enquiry numbers from the mobile number registered to your Savings Fund or Current account. The bank says the call returns the account balance. Its contact page, last updated 22 June 2026, lists:
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- 1800 180 2223 — toll-free.
- 0120 2303090 — tolled.
If the service does not return a balance, first confirm that you called from the number registered with the account. Check PNB’s official contact page for current instructions if the number or service does not work.
Check your PNB balance by SMS
PNB’s SMS banking service is for customers registered for SMS alerts. The bank says to register your mobile number through your home branch. Once registered, send the following message to either destination:
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BAL Account Numberto 92640 92640 or 5607040.- PNB’s example format is
BAL 015300XXXXXXXXXX.
The SMS banking page was last updated 14 January 2026. Its published balance format does not include an SMS password. Do not share your account credentials or OTP with anyone. PNB also says that sending PNB PROD to 5607040 returns a list of services. See the bank’s SMS banking instructions for the current format and registration details.
Check your PNB balance in the app
PNB identifies PNB ONE as its mobile-banking app. The bank information cited here confirms the app option but does not establish a current tap-by-tap balance-check path. Use PNB ONE and follow the instructions in the official app or on PNB’s website rather than relying on an assumed menu sequence. PNB’s official banking information identifies PNB ONE as its mobile-banking app.
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Check your Bank of Baroda balance
Bank of Baroda says its BoB World mobile banking app offers balance enquiry. The bank’s BoB World page confirms that capability, but the available information does not establish the exact navigation steps, setup requirements, or current missed-call and SMS instructions. Open the official app or consult the bank’s current guidance for the steps applicable to your account; do not use an unverified number or SMS format.
Which balance-check method should you use?
| Bank and method | What you need | What the bank instructions establish |
|---|---|---|
| PNB missed call | Call from the mobile number registered to a Savings Fund or Current account. | Two balance-enquiry numbers, including which is toll-free and which is tolled. |
| PNB SMS | SMS-alert registration; send the stated format with the account number. | Two SMS destinations and the message format. |
| PNB ONE app | Access to the official mobile-banking app. | PNB identifies the app, but the cited information does not give the balance-check menu path. |
| BoB World app | Access to the official mobile-banking app. | Bank of Baroda confirms balance enquiry is available; exact steps are not established here. |
For PNB, the missed-call option requires a call from the registered number, while the SMS option also requires SMS-alert registration. For BoB, the confirmed option here is the app. If an instruction fails or app menus differ, use the relevant bank’s official website or app for the latest guidance.
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PNB balance enquiry numbers are not general customer care
PNB lists 1800 1800 and 1800 2021 as general customer-care numbers. The bank says these toll-free numbers are for receiving calls, not making outward calls, so they are not the dedicated missed-call balance-enquiry numbers above. See PNB’s contact page for its current contact details.
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