Best Budgeting Software in 2026
Updated
In short: Cube is ranked #1 of 32 as of 5 October 2026, ahead of Euna Budget and OpenGov Accounts Payable. The lowest first paid tier on this page is YNAB at $9.08/mo.
Budgeting software supports planning and tracking budgets across teams and organizations. The ranked entries begin with Vena, Workday Adaptive Planning, and Jedox. Compare actual-versus-budget tools and accounting integrations, along with approval workflows and deployment options. For organizations planning across multiple entities, multi-entity budgeting is a relevant point to review; rolling forecasts and scenario planning add other dimensions to compare. Free plan availability and paid-from pricing help frame cost alongside these capabilities. Consider how your budgeting process works and which listed features align with the planning tasks you need to handle.
32 budgeting software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
0 of the 25 here have a free tier you can use, 0 have open-source code on record, and 0 have full bars: free, open, on most of your devices and documented.
| # | App | Signal | Free tier | Open code | Devices | From | Score |
|---|---|---|---|---|---|---|---|
| 1 | CubeWeb · API | One bar | — | — | 1 of 6 | — | 5.4 |
| 2 | Euna BudgetWeb | One bar | — | — | 1 of 6 | — | 5.4 |
| 3 | OpenGov Accounts PayableWeb · API | One bar | — | — | 1 of 6 | — | 5.4 |
| 4 | VenaWeb · Windows | One bar | — | — | 2 of 6 | — | 5.4 |
| 5 | ClearGov Budget CycleWeb | One bar | — | — | 1 of 6 | — | 5.3 |
| 6 | JedoxWeb | One bar | — | — | 1 of 6 | — | 5.3 |
| 7 | LucanetWeb | One bar | — | — | 1 of 6 | — | 5.3 |
| 8 | PlanfulWeb · API | One bar | — | — | 1 of 6 | — | 5.3 |
| 9 | SolverWeb | One bar | — | — | 1 of 6 | — | 5.3 |
| 10 | Unit4 FP&AWeb | One bar | — | — | 1 of 6 | — | 5.3 |
| 11 | Workday Adaptive PlanningWeb · Windows · Mac · Android · iPhone · API | Two bars | — | — | 5 of 6 | — | 5.3 |
| 12 | BucketsWindows · Mac · Linux · Android · iPhone | Two bars | — | — | 5 of 6 | $64/mo | 5.2 |
| 13 | OnePlanWeb · Android · iPhone | Two bars | — | — | 3 of 6 | $10/mo | 5.2 |
| 14 | OpenGov Budgeting & PerformanceNo platforms listed | One bar | — | — | 0 of 6 | — | 5.2 |
| 15 | Questica BudgetNo platforms listed | One bar | — | — | 0 of 6 | — | 5.2 |
| 16 | YNABWeb · Android · iPhone · API | Two bars | — | — | 3 of 6 | $9.08/mo | 5.2 |
| 17 | BajetWeb | No signal | — | — | 1 of 6 | — | 5.1 |
| 18 | CalendarBudgetWeb · Android · iPhone | Two bars | — | — | 3 of 6 | $11.99/mo | 5.1 |
| 19 | CCH TagetikNo platforms listed | No signal | — | — | 0 of 6 | — | 5.1 |
| 20 | True North BudgetingWindows · Mac · Linux | Two bars | — | — | 3 of 6 | — | 5.1 |
| 21 | BudgytWeb · API | One bar | — | — | 1 of 6 | $399/mo | 5.0 |
| 22 | DatarailsWeb · Windows | One bar | — | — | 2 of 6 | — | 5.0 |
| 23 | Prophix OneWeb · API | One bar | — | — | 1 of 6 | — | 5.0 |
| 24 | ActerysWeb · Windows | One bar | — | — | 2 of 6 | — | 4.9 |
| 25 | BoardSelf-hosted | One bar | — | — | 0 of 6 | — | 4.9 |
Compare all 25 in a table
| # | App | Score | Free plan | From | Free plan | Paid from | Approval workflows | Scenario planning |
|---|---|---|---|---|---|---|---|---|
| 1 | Cube | 5.4 | No | — | — | — | — | — |
| 2 | Euna Budget | 5.4 | No | — | — | — | Yes | Yes |
| 3 | OpenGov Accounts Payable | 5.4 | No | — | — | — | Yes | Yes |
| 4 | Vena | 5.4 | No | — | — | — | — | — |
| 5 | ClearGov Budget Cycle | 5.3 | No | — | — | — | Yes | Yes |
| 6 | Jedox | 5.3 | No | — | — | — | — | — |
| 7 | Lucanet | 5.3 | No | — | — | — | Yes | Yes |
| 8 | Planful | 5.3 | No | — | — | — | — | — |
| 9 | Solver | 5.3 | No | — | — | — | — | — |
| 10 | Unit4 FP&A | 5.3 | No | — | — | — | — | Yes |
| 11 | Workday Adaptive Planning | 5.3 | No | — | No | — | — | — |
| 12 | Buckets | 5.2 | No | $64/mo | No | — | — | — |
| 13 | OnePlan | 5.2 | No | $10/mo | No | 10 /user/mo | Yes | Yes |
| 14 | OpenGov Budgeting & Performance | 5.2 | No | — | — | — | Yes | Yes |
| 15 | Questica Budget | 5.2 | No | — | — | — | Yes | Yes |
| 16 | YNAB | 5.2 | No | $9.08/mo | No | 9.08 /user/mo | — | — |
| 17 | Bajet | 5.1 | No | — | Yes | — | — | Yes |
| 18 | CalendarBudget | 5.1 | No | $11.99/mo | No | — | — | — |
| 19 | CCH Tagetik | 5.1 | No | — | — | — | — | — |
| 20 | True North Budgeting | 5.1 | No | — | No | — | — | — |
| 21 | Budgyt | 5.0 | No | $399/mo | No | — | Yes | Yes |
| 22 | Datarails | 5.0 | No | — | No | — | Yes | Yes |
| 23 | Prophix One | 5.0 | No | — | No | — | — | — |
| 24 | Acterys | 4.9 | No | — | No | — | — | — |
| 25 | Board | 4.9 | No | — | No | — | — | — |
Is your app on this list?
Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.
Questions about this list
Which budgeting software is ranked first on Freedom251?
Cube is ranked #1 of 32 with a score of 5.4. Euna Budget is second and OpenGov Accounts Payable third.
How many of these have a free plan?
0 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, YNAB has the lowest first paid tier we found: $9.08/mo.
How is this list ranked?
Ranked free-and-open first: a usable free tier and open-source code, then the platforms it runs on and its documentation.